JDAV
ActiveSummary
JDAV has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €955k and a net result of €-18k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 56% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability28▼-72
Solvency88▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 3.71 against 3.57 in 2024; short-term debt: 15.6% and cash: 27.8% of total assets), and 37.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.6%
Return on assets
-1.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
71 d early
2023
113 d early
2022
12 d late
2021
30 d early
2020
31 d late
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€955k▼ 1.9%
2024 · €973k
2019: €702k
2020: €706k▲ +0.6% vs 2019
2021: €740k▲ +4.9% vs 2020
2022: €778k▲ +5.1% vs 2021
2023: €-181k▼ -123% vs 2022lowest in 7 years
2024: €973k▲ +638% vs 2023highest in 7 years
2025: €955k▼ -1.9% vs 2024
2019 → 2025
Total assets
€1.52M▼ 8.1%
2024 · €1.66M
2019: €2.10Mhighest in 7 years
2020: €1.96M▼ -6.4% vs 2019
2021: €1.96M● -0.0% vs 2020
2022: €1.89M▼ -3.4% vs 2021
2023: €838k▼ -55.8% vs 2022lowest in 7 years
2024: €1.66M▲ +98.0% vs 2023
2025: €1.52M▼ -8.1% vs 2024
2019 → 2025
Net result
€-18k
2024 · €1.15M
2019: €87k
2020: €20k▼ -77.1% vs 2019
2021: €35k▲ +73.6% vs 2020
2022: €38k▲ +9.5% vs 2021
2023: €-959k▼ -2632% vs 2022lowest in 7 years
2024: €1.15M▲ +220% vs 2023highest in 7 years
2025: €-18k▼ -102% vs 2024
2019 → 2025
Working capital
€645k▼ 14.7%
2024 · €756k
2019: €-378klowest in 7 years
2020: €-330k▲ +12.6% vs 2019
2021: €-332k▼ -0.6% vs 2020
2022: €-344k▼ -3.6% vs 2021
2023: €-13k▲ +96.1% vs 2022
2024: €756k▲ +5797% vs 2023highest in 7 years
2025: €645k▼ -14.7% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€740k-€778k▲ 5.1%€-181k€973k€955k▼ 1.9%
2021: €740k
2022: €778k▲ +5.1% vs 2021
2023: €-181k▼ -123% vs 2022lowest in 5 years
2024: €973k▲ +638% vs 2023highest in 5 years
2025: €955k▼ -1.9% vs 2024
Operating result€84k-€95k▲ 12.5%€66k▼ 30.5%€1.54M▲ 2,229%€-40k
2021: €84k
2022: €95k▲ +12.5% vs 2021
2023: €66k▼ -30.5% vs 2022
2024: €1.54M▲ +2229% vs 2023highest in 5 years
2025: €-40k▼ -103% vs 2024lowest in 5 years
Net result€35k-€38k▲ 9.5%€-959k€1.15M€-18k
2021: €35k
2022: €38k▲ +9.5% vs 2021
2023: €-959k▼ -2632% vs 2022lowest in 5 years
2024: €1.15M▲ +220% vs 2023highest in 5 years
2025: €-18k▼ -102% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €40k after €1.54M in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.52M
Fixed assets
€642k ▲ 5.5%
Current assets
€883k ▼ 15.9%
Equity and liabilities €1.52M
Equity
€955k ▼ 1.9%
Debt
€570k ▼ 16.8%
Debt's share of the balance-sheet total falls from 41.3% to 37.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€26k▼
2024 · €1.63M
Cash flow
€48k▼
2024 · €1.25M
Current ratio
3.71▲
2024 · 3.57
Debt to equity
0.60▼
2024 · 0.70
ROE
-1.9%▼
2024 · 118.6%
ROA
-1.2%▼
2024 · 69.6%
Interest coverage
1.30▼
2024 · 80.09
Debt ≤ 1 year
€238k▼
2024 · €294k
Debt > 1 year
€321k▼
2024 · €357k
Income taxes
€1k▼
2024 · €395k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.66M€1.52M▼
Fixed assets21/28€609k€642k▲
Intangible fixed assets21€232k€183k▼
Tangible fixed assets22/27€308k€390k▲
Land and buildings22€288k€276k▼
Plant, machinery and equipment23€9k€15k▲
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€1k€1k▼
Assets under construction and advance payments27€6k€96k▲
Financial fixed assets28€68k€68k=
Current assets29/58€1.05M€883k▼
Amounts receivable within one year40/41€12k€40k▲
Trade receivables40€11k€25k▲
Other amounts receivable41€845€15k▲
Current investments50/53€605k€418k▼
Cash at bank and in hand54/58€433k€424k▼
Equity and liabilities
Total equity and liabilities10/49€1.66M€1.52M▼
Equity10/15€973k€955k▼
Contributions10/11€19k€19k=
Reserves13€954k€936k▼
Tax-exempt reserves132€232k€183k▼
Distributable reserves133€723k€753k▲
Amounts payable17/49€686k€570k▼
Amounts payable after more than one year17€357k€321k▼
Financial debts170/4€357k€321k▼
Amounts payable within one year42/48€294k€238k▼
Current portion of amounts payable after more than one year42€37k€37k=
Trade debts44€8k€4k▼
Suppliers440/4€8k€4k▼
Taxes, remuneration and social security45€84k€20k▼
Taxes450/3€80k€17k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€165k€177k▲
Accrued charges and deferred income492/3€34k€11k▼
Income statement
Code20242025
Non-recurring operating income76A€1.72M-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€97k€66k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€1.63M€27k▼
Operating profit (loss)9901€1.54M€-40k▼
Financial income75/76B€33k€55k▲
Recurring financial income75€33k€55k▲
Financial charges65/66B€20k€32k▲
Recurring financial charges65€20k€20k▼
Non-recurring financial charges66B-€12k
Profit (loss) for the period before taxes9903€1.55M€-17k▼
Income taxes67/77€395k€1k▼
Profit (loss) for the period9904€1.15M€-18k▼
Transfer from tax-exempt reserves789€49k€49k=
Profit (loss) for the period to be appropriated9905€1.20M€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€493k€30k▼
Profit (loss) brought forward from the previous period14P€-710k-
Transfer to equity691/2€493k€30k▼
To other reserves6921€493k€30k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €1.72M | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €65k | €65k | €56k | €97k | €66k | ▼ 31.7% |
| Other operating charges640/8 | - | €124 | €1k | €1k | €1k | ▲ 0.3% |
| Gross operating margin9900 | €150k | €160k | €123k | €1.63M | €27k | ▼ 98.3% |
| Operating profit (loss)9901 | €84k | €95k | €66k | €1.54M | €-40k | ▼ 103% |
| Financial income75/76B | - | €16 | €178 | €33k | €55k | ▲ 65.4% |
| Recurring financial income75 | €3 | €16 | €178 | €33k | €55k | ▲ 65.4% |
| Financial charges65/66B | - | €19k | €1.00M | €20k | €32k | ▲ 54.5% |
| Recurring financial charges65 | €22k | €19k | €18k | €20k | €20k | ▼ 1.9% |
| Non-recurring financial charges66B | - | - | €985k | - | €12k | - |
| Profit (loss) for the period before taxes9903 | €62k | €76k | €-937k | €1.55M | €-17k | ▼ 101% |
| Income taxes67/77 | €28k | €38k | €22k | €395k | €1k | ▼ 99.7% |
| Profit (loss) for the period9904 | €35k | €38k | €-959k | €1.15M | €-18k | ▼ 102% |
| Transfer from tax-exempt reserves789 | - | €49k | €49k | €49k | €49k | = |
| Profit (loss) for the period to be appropriated9905 | €83k | €87k | €-910k | €1.20M | €30k | ▼ 97.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.96M | €1.89M | €838k | €1.66M | €1.52M | ▼ 8.1% |
| Fixed assets21/28 | €1.87M | €1.82M | €436k | €609k | €642k | ▲ 5.5% |
| Intangible fixed assets21 | €378k | €329k | €280k | €232k | €183k | ▼ 21.1% |
| Tangible fixed assets22/27 | €90k | €91k | €87k | €308k | €390k | ▲ 26.6% |
| Land and buildings22 | - | €77k | €76k | €288k | €276k | ▼ 4.1% |
| Plant, machinery and equipment23 | - | €3k | €5k | €9k | €15k | ▲ 53.3% |
| Furniture and vehicles24 | - | €10k | €5k | €3k | €2k | ▼ 37.0% |
| Other tangible fixed assets26 | - | €2k | €2k | €1k | €1k | ▼ 15.1% |
| Assets under construction and advance payments27 | - | - | - | €6k | €96k | ▲ 1,511% |
| Financial fixed assets28 | €1.40M | €1.40M | €68k | €68k | €68k | = |
| Current assets29/58 | €90k | €70k | €401k | €1.05M | €883k | ▼ 15.9% |
| Amounts receivable within one year40/41 | €31k | €27k | €171k | €12k | €40k | ▲ 232% |
| Trade receivables40 | - | €24k | €18k | €11k | €25k | ▲ 122% |
| Other amounts receivable41 | - | €3k | €153k | €845 | €15k | ▲ 1,699% |
| Current investments50/53 | - | - | €200k | €605k | €418k | ▼ 30.8% |
| Cash at bank and in hand54/58 | €59k | €43k | €21k | €433k | €424k | ▼ 2.0% |
| Deferred charges and accrued income490/1 | - | - | €9k | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.96M | €1.89M | €838k | €1.66M | €1.52M | ▼ 8.1% |
| Equity10/15 | €740k | €778k | €-181k | €973k | €955k | ▼ 1.9% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €722k | €760k | €511k | €954k | €936k | ▼ 1.9% |
| Tax-exempt reserves132 | - | €329k | €280k | €232k | €183k | ▼ 21.1% |
| Distributable reserves133 | - | €430k | €230k | €723k | €753k | ▲ 4.2% |
| Profit (loss) carried forward14 | - | - | €-710k | - | - | - |
| Amounts payable17/49 | €1.22M | €1.12M | €1.02M | €686k | €570k | ▼ 16.8% |
| Amounts payable after more than one year17 | €782k | €680k | €578k | €357k | €321k | ▼ 10.3% |
| Financial debts170/4 | - | €680k | €578k | €357k | €321k | ▼ 10.3% |
| Amounts payable within one year42/48 | €422k | €414k | €415k | €294k | €238k | ▼ 19.0% |
| Current portion of amounts payable after more than one year42 | - | €102k | €102k | €37k | €37k | = |
| Trade debts44 | €42k | €5k | €11k | €8k | €4k | ▼ 49.1% |
| Suppliers440/4 | - | €5k | €11k | €8k | €4k | ▼ 49.1% |
| Taxes, remuneration and social security45 | - | €15k | €8k | €84k | €20k | ▼ 75.8% |
| Taxes450/3 | - | €12k | €8k | €80k | €17k | ▼ 78.8% |
| Remuneration and social security454/9 | - | €3k | - | €3k | €3k | ▲ 0.8% |
| Other amounts payable47/48 | - | €294k | €294k | €165k | €177k | ▲ 7.1% |
| Accrued charges and deferred income492/3 | - | €21k | €25k | €34k | €11k | ▼ 66.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €35k | €38k | €-959k | €1.15M | €-18k | ▼ 102% |
| + Depreciation and write-downs630 | €65k | €65k | €56k | €97k | €66k | ▼ 31.7% |
| Operating cash flow (approximation) | €100k | €103k | €-903k | €1.25M | €48k | ▼ 96.2% |
| Investment in fixed assets (approximation) | - | €-18k | €1.33M | €-270k | €-100k | ▲ 63.1% |
| Change in cash | - | €-15k | €-22k | €412k | €-9k | ▼ 102% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Back to profitnet €1.15M
Net result €1.15M after one loss-making year.
30-09
Financial
Liquidity quadruplescurrent ratio 3.57
Current ratio from 0.97 to 3.57; short-term debt falls from €415k to €294k.
30-09
Financial
Equity above €500kEq €973k
Equity rises from €-181k to €973k.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €-959k
Net result drops to €-959k, the lowest in the series; recovery starts the following year.
12-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 12 days late
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2010
Ground area
866 m²
Building footprint
171 m²
Volume, LiDAR
852 m³
Parcel 71403G0052/00M000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JDAV
since 20102.193.956.886
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71403G0052/00M000 | Flanders | 866 m² | 1 · 171 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VISONS CONCEPT
BE 0633.701.889
Hamois · Eq €954,514
MICS
BE 0756.901.490
Asse · Eq €954,860
PETER DE CLERCK
BE 0826.594.012
Aalter · Eq €954,239
J & G CONSULTANCY
BE 0869.950.735
Nijlen · Eq €954,018
Mossmind
BE 0795.199.862
Roosdaal · Eq €953,900
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 28,339 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-11-2010
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.