Turnover
≈ €210,000 estimated
The micro format states no turnover.
VIP CONSTRUCT
Lifetime
14 annual accounts with figures on one time axispeak €54,689 (2016)
€29,809▲ 9.0%
lowest -€6,489 (2019)
€7,132▲ 42.2%
peak €34,847 (2025)
€34,847▲ 25.7%
€111,085▼ 40.2%
peak 1.5 FTE (2017)
-not published
Board3 names since 2011
1 directorVANDER GHINST Pascale
Documentsfilings and deeds
02-03-202630 days late
2025micro format
Result from €5,015 to €7,132Equity from €27,714 to €34,847Debts from €185,789 to €111,085Cash from €6,049 to €46,132
Key points
from the 2025 annual accountsChecked score
70
Healthy
Financially stronger than 52% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 1.2%▲ +0.3 percentage points vs 12-2024
02-2025: 1.6%▲ +0.4 percentage points vs 01-2025
03-2025: 0.9%▼ -0.7 percentage points vs 02-2025
04-2025: 0.9%● unchanged vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 0.9%● unchanged vs 06-2025
08-2025: 0.9%● unchanged vs 07-2025
09-2025: 0.9%● unchanged vs 08-2025
10-2025: 0.9%● unchanged vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.8%▼ -0.1 percentage points vs 11-2025
01-2026: 1.1%▲ +0.3 percentage points vs 12-2025
02-2026: 1.6%▲ +0.5 percentage points vs 01-2026
03-2026: 2.0%▲ +0.4 percentage points vs 02-2026highest value
04-2026: 0.8%▼ -1.2 percentage points vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.7%▼ -0.1 percentage points vs 05-2026
07-2026: 0.7%● unchanged vs 06-2026
08-2026: 0.7%● unchanged vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026
10-2026: 0.7%● unchanged vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Founded in 2011
Liquidity: current ratio 1.24, cash €46,132
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 31% of them on solvency, 58% on liquidity, 51% on profitability and 68% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,508 companies had the same profile as VIP CONSTRUCT has now. Each dot stands for 12 companies, two years later.
96.8%
were still trading
1.6%
stopped another way
1.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VIP CONSTRUCT itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,508 companies, not a prediction for VIP CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.24 (1.09 in 2024), below the usual 1.5. Short-term debt is 66.7% and cash 31.6% of total assets. 76.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-03-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
30 days late
2024
2 days late
2023
3 days early
2022
2 days early
2021
on the day
2020
26 days late
2019
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0833801013
Reappointment: VANDER GHINST Pascale (director)
Appointment: SARAIVA DA SILVA Christopher (director) · General meeting of 04-12-2023 · Gazette deed
New direction technique
Vander Ghinst Pascale appointed, Joaquim Fontelas Leandro resigned · Partner: Joaquim Fontelas Leandro · General meeting of 31-12-2018 · Gazette deed
Incorporation
published on 02-03-2011 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VIP CONSTRUCT Braine-l'Alleud | €145,932 | €29,809 | 23.9% | - |
| DOMIL Braine-l'Alleud | €151,959 | €27,771 | 32.7% | - |
| COIMGEST Chaumont-Gistoux | €141,976 | €26,988 | 51.5% | - |
| BEPROD Chaumont-Gistoux | €135,391 | €33,702 | 68.7% | - |
| ERDO GUL CONSTRUCT Ottignies-Louvain-la-Neuve | €153,927 | €35,801 | 78.6% | - |
| Wesley Devos Algemene Bouwwerken Ardooie | €155,839 | €27,299 | 62.1% | - |
| BALCAEN NICO Waregem | €156,207 | €29,090 | 93.9% | - |
These companies have the same main activity as VIP CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €135,000 and €156,000, founded between 2009 and 2013.
Official details
Source: KBO- Status
- Active since 08-02-2011Normal situation
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.197.348.0271428 Braine-l'Alleud, since 08-02-2011
- Financial year end
- 30 June
- Peppol
- Reachable since 25-11-2025
Insights on VIP CONSTRUCT
VIP CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €8,821 in 2012 to €29,809 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VIP CONSTRUCT
- What is the company number of VIP CONSTRUCT?
- The company number of VIP CONSTRUCT is 0833.801.013. The VAT number is the same number with BE in front: BE 0833.801.013.
- Where is VIP CONSTRUCT based?
- The registered office is at Av Grande Closière 12, 1428 Braine-l'Alleud.Company details
- What does VIP CONSTRUCT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of VIP CONSTRUCT?
- VIP CONSTRUCT is a private limited company (BV).
- When was VIP CONSTRUCT founded?
- VIP CONSTRUCT was founded on 08-02-2011.
- Is VIP CONSTRUCT still active?
- Yes, VIP CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of VIP CONSTRUCT?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €29,809 and 164 comparable companies (NACE 41001). It probably lies between €120,000 and €370,000.Financials
- Is VIP CONSTRUCT profitable?
- In financial year 2025, VIP CONSTRUCT made a profit of €7,132.
- Where can I find the annual accounts of VIP CONSTRUCT?
- VIP CONSTRUCT filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VIP CONSTRUCT due?
- VIP CONSTRUCT must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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