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COIMGEST

Active Private limited companyfounded 2010active for 16 yearsColline des Sources, Bonlez 25, 1325 Chaumont-GistouxKBO/BCE: BE 0827.955.178

Lifetime

15 annual accounts with figures on one time axis
peak €65,690 (2015)
€26,988▼ 27.0%
lowest -€10,045 (2012)
-€4,446▼ €8,475
peak €78,659 (2022)
€73,100▼ 5.7%
€68,875▼ 30.2%
Board2 names since 2022
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €36,968 to €26,988Loss of €4,446Debts from €98,688 to €68,875Cash from €1,232 to €1,934

Key points

from the 2025 annual accounts

Turnover

≈ €120,000 estimated

The accounts state no turnover.

Filings

15 annual accounts since 2011
AprilJune31 JulyOctober201520202025

Ten of the last ten came late. The 2019 accounts came latest: 41 days after the end of the period.

Checked score

63
Healthy
Financially stronger than 40% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025lowest value 03-2025: 0.4%● unchanged vs 02-2025lowest value 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▲ +0.3 percentage points vs 07-2025 09-2025: 0.7%▼ -0.1 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.8%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%▼ -0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.4%▲ +0.6 percentage points vs 07-2026 09-2026: 1.5%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 1.5%● unchanged vs 09-2026highest value 11-2026: 1.5%● unchanged vs 10-2026highest value

Financial strength
Strong

76+7equity 51.5% of total assets
41+5short-term debt 27.8% · cash 1.4%
65-7return on assets -3.1%

Score breakdown

raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Liquidity: current ratio 0.38, cash €1,934
lowers risk
Founded in 2010
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 60% of them on solvency, 37% on liquidity, 36% on profitability and 28% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €4,500 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.38 (0.37 in 2024), below 1. Short-term debt is 27.8% and cash 1.4% of total assets. 48.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.38, cash €1,934
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
18 days late
2023
30 days late
2022
23 days late
2021
23 days late
2020
26 days late
2019
41 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VD
Director, since 01-07-2022

Shares in 1 company, CHANGY & REGOUT

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0827955178
Changes of role: CARPENTIER de CHANGY François-Xavier (director) and van DIEVOET Jessica (director) Director discharge: CARPENTIER de CHANGY François-Xavier · Director discharge: van DIEVOET Jessica · Gazette deed
Appointment: Jessica VAN DIEVOET (director) General meeting of 01-07-2022 · Gazette deed
Incorporation published on 30-07-2010 · Gazette deed
All 27 events

Comparable companies

same main activity, similar in size and age
Company
COIMGEST Chaumont-Gistoux €141,976 €26,988 51.5% -
BEPROD Chaumont-Gistoux €135,391 €33,702 68.7% -
DOMIL Braine-l'Alleud €151,959 €27,771 32.7% -
VIP CONSTRUCT Braine-l'Alleud €145,932 €29,809 23.9% -
SNEYERS TERRASSEMENT Wavre €111,922 €25,165 22.4% -
VM Projects Wommelgem €149,013 €26,252 18.5% -
A.F.P. Construct Welkenraedt €133,662 €25,622 77.1% -

These companies have the same main activity as COIMGEST: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €112,000 and €152,000, founded between 2009 and 2011.

Official details

Source: KBO
Status
Active since 20-07-2010Normal situation
Activity
General construction of residential buildingsNACE 41001and 2 others
Establishment unit
2.190.142.8081325 Chaumont-Gistoux, since 19-07-2010
Financial year end
31 December
Peppol
Reachable since 01-12-2025
Company details

Annual accounts 2025

€141,976▼ 19.4%
Filing
Filed on 31-08-2026
Financials

Insights on COIMGEST

COIMGEST files the abbreviated format. That format states no turnover. The gross margin rose from €4,535 in 2011 to €26,988 in 2025.

The balance sheet grew most from 2021 to 2023 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about COIMGEST

What is the company number of COIMGEST?
The company number of COIMGEST is 0827.955.178. The VAT number is the same number with BE in front: BE 0827.955.178.
Where is COIMGEST based?
The registered office is at Colline des Sources, Bonlez 25, 1325 Chaumont-Gistoux.Company details
What does COIMGEST do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of COIMGEST?
COIMGEST is a private limited company (BV).
When was COIMGEST founded?
COIMGEST was founded on 20-07-2010.
Is COIMGEST still active?
Yes, COIMGEST is an active enterprise in the KBO register.
What is the turnover of COIMGEST?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €26,988 and 37 comparable companies (NACE 41001). It probably lies between €72,000 and €230,000.Financials
Is COIMGEST profitable?
In financial year 2025, COIMGEST made a loss of €4,446.
Where can I find the annual accounts of COIMGEST?
COIMGEST filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COIMGEST due?
COIMGEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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