Vincent KRINGS
ActiveVincent KRINGS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €429k and a net result of €81k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 12685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+1
Solvency84▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.58 against 3.47 in 2024; short-term debt: 20.1% and cash: 29% of total assets), and 41% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59%
Return on assets
11.1%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
10 d early
2023
5 d early
2022
4 d early
2021
3 d early
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€429k▲ 1.1%
2024 · €424k
2019: €217k
2020: €293k
2021: €330k
2022: €378k
2023: €412k
2024: €424k
2019 → 2025
Total assets
€728k▼ 0.4%
2024 · €731k
2019: €363k
2020: €384k
2021: €628k
2022: €703k
2023: €735k
2024: €731k
2019 → 2025
Net result
€81k▲ 2.1%
2024 · €79k
2019: €67k
2020: €76k
2021: €67k
2022: €84k
2023: €84k
2024: €79k
2019 → 2025
Working capital
€376k▲ 6.2%
2024 · €354k
2019: €162k
2020: €239k
2021: €246k
2022: €284k
2023: €328k
2024: €354k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€330k-€378k▲ 14.5%€412k▲ 9.0%€424k▲ 3.1%€429k▲ 1.1%
Operating result€95k-€123k▲ 30.3%€126k▲ 2.1%€120k▼ 4.8%€121k▲ 0.8%
Net result€67k-€84k▲ 26.1%€84k▼ 0.2%€79k▼ 5.7%€81k▲ 2.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €728k
Fixed assets
€206k▼ 11.8%
Current assets
€522k▲ 4.9%
Equity and liabilities €728k
Equity
€429k▲ 1.1%
Debt
€298k▼ 2.6%
The debt ratio falls from 41.9% to 41.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€148k▼
2024 · €149k
Cash flow
€108k▼
2024 · €109k
Solvency
59.0%▲
2024 · 58.1%
Current ratio
3.58▲
2024 · 3.47
Quick ratio
3.58▲
2024 · 3.47
Debt / equity
0.70▼
2024 · 0.72
ROE
18.9%▲
2024 · 18.7%
ROA
11.1%▲
2024 · 10.8%
Interest coverage
32.66▲
2024 · 28.80
Debt
€298k▼
2024 · €306k
Debt ≤ 1 year
€146k▲
2024 · €143k
Debt > 1 year
€152k▼
2024 · €163k
Income taxes
€37k▲
2024 · €37k
Staff costs
€106k▲
2024 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€731k€728k▼
Fixed assets21/28€233k€206k▼
Intangible fixed assets21€0-
Tangible fixed assets22/27€233k€206k▼
Land and buildings22€210k€197k▼
Furniture and vehicles24€23k€9k▼
Financial fixed assets28€50€50=
Current assets29/58€497k€522k▲
Amounts receivable within one year40/41€97k€139k▲
Trade receivables40€97k€139k▲
Other amounts receivable41€462€101▼
Current investments50/53€165k€165k=
Cash at bank and in hand54/58€229k€211k▼
Deferred charges and accrued income490/1€6k€7k▲
Equity and liabilities
Total equity and liabilities10/49€731k€728k▼
Equity10/15€424k€429k▲
Contributions10/11€19k€19k=
Reserves13€392k€397k▲
Non-distributable reserves130/1€167k€167k=
Reserves not available under the articles1311€2k€2k=
Own shares acquired1312€165k€165k=
Distributable reserves133€226k€230k▲
Profit (loss) carried forward14€13k€13k=
Amounts payable17/49€306k€298k▼
Amounts payable after more than one year17€163k€152k▼
Financial debts170/4€163k€152k▼
Amounts payable within one year42/48€143k€146k▲
Current portion of amounts payable after more than one year42€14k€10k▼
Trade debts44€15k€12k▼
Suppliers440/4€15k€12k▼
Taxes, remuneration and social security45€51k€46k▼
Taxes450/3€33k€26k▼
Remuneration and social security454/9€19k€20k▲
Other amounts payable47/48€63k€78k▲
Accrued charges and deferred income492/3€50€50=
Income statement
Code20242025
Remuneration, social security and pensions62€94k€106k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€28k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€280▲
Other operating charges640/8€6k€4k▼
Non-recurring operating charges66A€0€700▲
Gross operating margin9900€247k€259k▲
Operating profit (loss)9901€120k€121k▲
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€116k€118k▲
Income taxes67/77€37k€37k▲
Profit (loss) for the period9904€79k€81k▲
Profit (loss) for the period to be appropriated9905€79k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€94k▲
Profit (loss) brought forward from the previous period14P€13k€13k=
Transfer from equity791/2€67k€76k▲
Transfer to equity691/2€79k€81k▲
To other reserves6921€79k€81k▲
Profit to be distributed694/7€67k€76k▲
Return on contributions (dividend)694€67k€76k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
21-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €84k ▲26.1%
Net result €84k, the highest in the series.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Herve · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sur le Try 34650 HerveGround area
61 m²
Building footprint
60 m²
Volume, LiDAR
481 m³
Parcel 63035A0095/00H000, Wallonia · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sur le Try 3, 4650 Herve
since 20012.228.572.525
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63035A0095/00H000 | Wallonia | 61 m² | 1 · 60 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 5,683 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-11-1999
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.