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COGEFI

Active
Private limited companyfounded 199927 yrs activeRue du Petit Réclôs, Meux 1, 5081 La Bruyère, BelgiumKBO/BCE: BE 0465.028.391
Summary

COGEFI has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €403,248 and a net result of €103,582. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 64% of 15366 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Certified accountants and tax accountants
NACE 69201NACE 74124
#9 oldest company in La Bruyère, Professional and technical services sector1 site
Size
€567,653total assets 2024
Equity
€403,248
Profit
€103,582
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2024
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 64 d overdue0 of 5 deeds read
Why 96- Figures for FY 2024 (filed 29-08-2025)+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 4.93, cash €304,345+ Founded in 1999Show the evidence

Checked score

Score 2024
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency 96-4
equity 71.0% of total assets
Liquidity 96-2
short-term debt 15.8% · cash 53.6%
Profitability 92-8
return on assets 18.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,732 companies)
Last 23 months 12-2024: < 0.1% 01-2025: < 0.1%▼ -4.2% vs 12-2024lowest value 02-2025: < 0.1%▲ +4.3% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▲ +12.5% vs 06-2025 08-2025: < 0.1%▲ +25.9% vs 07-2025 09-2025: < 0.1%▼ -26.5% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -4.0% vs 12-2025 02-2026: < 0.1%▲ +4.2% vs 01-2026 03-2026: < 0.1%▲ +4.0% vs 02-2026 04-2026: < 0.1%▼ -3.8% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +12.0% vs 06-2026 08-2026: < 0.1%▲ +35.7% vs 07-2026 09-2026: < 0.1%▲ +2.6% vs 08-2026 10-2026: < 0.1%▲ +17.9% vs 09-2026highest value
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Liquidity: current ratio 4.93, cash €304,345 lowers the probability
  • Figures for FY 2024 (filed 29-08-2025) raises the probability
  • Founded in 1999 lowers the probability for this profile
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 4.93 against 5.94 in 2023; short-term debt: 15.8% and cash: 53.6% of total assets), and 29% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 68%, liquidity 91%, profitability 54%, growth against the median 47%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 4.93, cash €304,345
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 29-08-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1999
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
28 d late
2023
30 d late
2022
31 d late
2021
67 d early
2020
9 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Highest result since 2018net €138,671 ▲14.9%

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Positive: Oldest company in La Bruyère, Professional and technical…in the Checked rankings #9 View
  • Active since 1999founded 14-01-1999 27 years View

By topic

Financials

Fiscal year
2024
Total assets
€567,653
Profit
€103,582
Solvency
71.0%
Total assets▲ 12.7%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 28-08-2025Annual accounts filed
  2. 30-08-2024Annual accounts filed
  3. 31-12-2023Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
14-01-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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