VINCENT BERCHEM

Active

Private limited companyfounded 1997active for 29 yearsRue de Trémouroux, Franière 28, 5150 Floreffe, BelgiumKBO/BCE: BE 0461.449.883

Summary

VINCENT BERCHEM has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18.1m and a net result of €1.6m. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 57% of 4,107 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

VINCENT BERCHEMActiveChecked score 85/100

Risk analysis Report Compare

Activity

Other legal services

NACE 69109Certified accountants and tax accountants NACE 69201

Largest company by total assets in the province of Namur, Legal and accounting sector1 site

Size

€34.7mtotal assets 2025

Staff: 1.1 FTE
Equity: €18.1m
Profit: €1.6m

Financial health

85 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Largest shareholder: HERSTORY · 24%
Holdings: 5

Marie Madeleine DEVODirector

2025 accounts filed 31 days late5 of 12 deeds summarised

Why 85raises riskLiquidity: current ratio 0.41, cash €54,227Last filed accounts filed 31 days late; 2 of the last 3 latelowers riskSize: 1.1 FTE, total assets €34.7mSector: Legal and accounting activities (NACE 69)Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 35% of its sector peers (NACE 69, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 77-7

equity 52.0% of total assets

Liquidity 50=

short-term debt 4.6% · cash 0.2%

Profitability 32-2

return on assets 4.7%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,063 companies, NACE 69, micro)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.8%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.3%▼ -0.5 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026 09-2026: 0.3%▼ -0.3 percentage points vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026lowest value

Credit of up to €1,500,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.41, compared with 0.33 in 2024, below 1; short-term debt: 4.6% and cash: 0.2% of total assets), and 48% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 48% on solvency, 30% on liquidity, 7% on profitability and 54% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises risk

Liquidity: current ratio 0.41, cash €54,227

NBB · annual accounts

Last filed accounts filed 31 days late; 2 of the last 3 late

NBB · filings

Size: 1.1 FTE, total assets €34.7m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Legal and accounting activities (NACE 69)

KBO

2025 accounts filed 31 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

31 days late

2024

30 days late

2023

31 days late

2022

30 days late

2021

31 days late

2020

20 days late

2019

31 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days after the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

27-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-08-2026 Annual accounts filedfinancial year 2025 · abbreviated…
27-02-2026 Resignation: Lucie BERCHEM (director)Appointment: Vincent BERCHEM (managing director)
31-12-2025 Highest result from 2019 to 2025net €1.6m ▲32.4%

Key points

Positive: Largest company by total assets in the province of Namur, Legal and…in the Checked rankings No. 1 View
Caution: Board changedlatest change 31-01-2026 · 1 in office 1 joined · 1 left View
Positive: 7 profitable years in a rowprofit 2025: €1.6m 7 years View
Heads a groupcompanies controlled · known shareholders 100% 6 View
Positive: Result rose in 2025from €1.2m to €1.6m ▲ 32.4% View

By topic

Financials

Financial year: 2025
Total assets: €34.7m
Profit: €1.6m
Solvency: 52.0%

Total assets▲ 25.3%

Net result

20192025

Go to Financials

Board & ownership

Board: 1 member
Largest shareholder: HERSTORY · 24%
Known shareholders: 100%

Marie Madeleine DEVODirector

Go to Board & ownership

Network & group

Subsidiaries, all levels: 6
Direct holdings: 5
Connected companies: 1

6 subsidiaries

Go to Network & group

Timeline

Events: 35
Since: 2000
Next accounts: by 31-07-2027

12-12-2025Appointment: Marie Madeleine DEVO (administrateur statutaire suppléant)
22-10-2025Appointment: Berchem Vincent Jacques Frédéric Jean (managing…
30-08-2025Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other legal servicesNACE 69109
Founded: 17-09-1997
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 23

Purpose: “Les services juridiques en rapport avec les activités du professionnel; Fournir des…” (deed in French)

Go to Articles of association

Key facts about VINCENT BERCHEM

What is the company number of VINCENT BERCHEM?: 0461.449.883. In Belgium the VAT number is the company number with BE in front: BE 0461.449.883.
Where is VINCENT BERCHEM based?: The registered office is at Rue de Trémouroux, Franière 28, 5150 Floreffe.Company details
What does VINCENT BERCHEM do?: According to the KBO register, the main activity is other legal services (NACE 69109).
What is the legal form of VINCENT BERCHEM?: Private limited company (BV).
When was VINCENT BERCHEM founded?: On 17-09-1997.
Is VINCENT BERCHEM still active?: Yes, VINCENT BERCHEM is an active enterprise in the KBO register.
How many employees does VINCENT BERCHEM have?: On average 1.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VINCENT BERCHEM?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is VINCENT BERCHEM profitable?: In financial year 2025, VINCENT BERCHEM made a profit of €1.6m.
Where can I find the annual accounts of VINCENT BERCHEM?: VINCENT BERCHEM filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VINCENT BERCHEM due?: By 31-07-2027, for financial year 2026.Timeline