VILLAGE DES BENJAMINS
ActiveSummary
VILLAGE DES BENJAMINS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €299k and a net result of €57k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 67% of 699 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▲+21
Solvency81▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 1.89 in 2023; short-term debt: 43.8% and cash: 71% of total assets), and 43.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €299k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
125 d late
2022
78 d late
2021
100 d late
2020
107 d late
2019
101 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€57k
2023 · €-3k
2018: €-13k
2019: €8k
2020: €10k
2021: €-3k
2022: €-5k
2023: €-3k
2018 → 2024
Working capital
€289k▲ 26.9%
2023 · €227k
2018: €232k
2019: €232k
2020: €254k
2021: €237k
2022: €232k
2023: €227k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€254k-€251k▼ 1.1%€246k▼ 2.2%€243k▼ 1.3%€299k▲ 23.4%
Operating result€12k-€-2k€-4k▼ 169%€-2k▲ 55.5%€58k
Net result€10k-€-3k€-5k▼ 103%€-3k▲ 43.9%€57k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €58k after a loss of €2k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €533k
Fixed assets
€11k ▼ 29.5%
Current assets
€522k ▲ 8.0%
Equity and liabilities €533k
Equity
€299k ▲ 23.4%
Debt
€233k ▼ 8.8%
Debt's share of the balance-sheet total falls from 51.3% to 43.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▲
2023 · €7k
Cash flow
€62k▲
2023 · €6k
Current ratio
2.24▲
2023 · 1.89
Debt to equity
0.78▼
2023 · 1.05
ROE
18.9%▲
2023 · -1.3%
ROA
10.6%▲
2023 · -0.6%
Interest coverage
47.23▲
2023 · 5.19
Debt ≤ 1 year
€233k▼
2023 · €256k
Staff costs
€1.36M▲
2023 · €1.31M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet
Code20232024
Assets
Total assets20/58€498k€533k▲
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€15k€11k▼
Furniture and vehicles24€14k€9k▼
Other tangible fixed assets26€929€1k▲
Current assets29/58€483k€522k▲
Amounts receivable within one year40/41€120k€142k▲
Trade receivables40€19k€22k▲
Other amounts receivable41€101k€120k▲
Current investments50/53€362k-
Cash at bank and in hand54/58-€378k
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€498k€533k▲
Equity10/15€243k€299k▲
Profit (loss) carried forward14€243k€299k▲
Amounts payable17/49€256k€233k▼
Amounts payable within one year42/48€256k€233k▼
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Advances received on contracts in progress46€2k€1k▼
Taxes, remuneration and social security45€219k€187k▼
Taxes450/3€23k€22k▼
Remuneration and social security454/9€196k€165k▼
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€112k-
Remuneration, social security and pensions62€1.31M€1.36M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€5k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€957€894▼
Other operating charges640/8€75€50▼
Gross operating margin9900€1.32M€1.42M▲
Operating profit (loss)9901€-2k€58k▲
Financial income75/76B€98€116▲
Recurring financial income75€98€116▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€-3k€57k▲
Profit (loss) for the period9904€-3k€57k▲
Profit (loss) for the period to be appropriated9905€-3k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€243k€299k▲
Profit (loss) brought forward from the previous period14P€246k€243k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €57k
Net result €57k after 3 loss-making years.
03-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 125 days late
2023
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 78 days late
2022
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 100 days late
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 107 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 101 days late
2019
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
22-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 114 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 122 days late
2017
02-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 94 days late
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 134 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne · 2 establishment units since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Ernest Renan 304460 Grâce-HollogneGround area
6,972 m²
Building footprint
1,448 m²
Volume, LiDAR
5,949 m³
2 parcels, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
VILLAGE DES BENJAMINS
since 19962.155.776.005
VILLAGE DES BENJAMINS
since 20092.181.219.895
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62046A0833/00S015 | Wallonia | 6,288 m² | 1 · 1,338 m² | 5.7 m · 1 fl. |
| 62046A0833/00W015 | Wallonia | 684 m² | 1 · 109 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Wallonia-Brussels Federation
2024 to 2025 · 11 entries · 1,745,932 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 6 | 894,789 EUR |
| 2024 | 5 | 851,143 EUR |
Budget allocations
Sub. - PV : AES 2
Sub. - PV : Crèches
Rétro. / Récup. Sub. - PV : Crèches
Recognitions · licences · registrations
Food safety, FASFC
2 sitesGrâce-Hollogne2.155.776.005
Grâce-Hollogne2.181.219.895
Similar companies · same sector, comparable size
KINDERDAGVERBLIJF DE REGENBOOG
BE 0648.592.874
Vilvoorde · Eq €301k
NELLO
BE 0678.975.551
Antwerpen · Eq €302k
De Blokkendoos
BE 0865.407.472
Oudenaarde · Eq €297k
Le Bébé libéré
BE 0417.124.249
Ottignies-Louvain-la-Neuve · Eq €296k
Buitenschoolse Opvang Ieper
BE 0431.691.669
Ieper · Eq €305k
Of 1,590 companies in sector 88911 we hold annual accounts for 707. 524 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded25-10-1996
Fiscal year end31-12
Activities, NACEBEL 2025
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.