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Le Bébé libéré

Active
Non-profit associationfounded 197749 yrs activePlace de la Neuville 4, 1348 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0417.124.249
Summary

Le Bébé libéré has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €296,160 and a net result of €15,502. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 83% of 681 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
Le Bébé libéréActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Day nurseries and crèches
NACE 88911Education NACE 85321
#10 oldest company in Ottignies-Louvain-la-Neuve, Health and social work sector1 site
Size
€408,864total assets 2025
Equity
€296,160
Profit
€15,502
Financial health
97 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts filed 40 d late1 of 19 deeds read
Why 97- Latest accounts 40 days late; 2 of the last 3 late+ Legal form Non-profit association+ Liquidity: current ratio 2.88, cash €239,850+ Sector Social work activities without accommodation (NACE 88)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 78% of its sector peers (NACE 88, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 97+26
equity 72.4% of total assets
Liquidity 89+34
short-term debt 27.6% · cash 58.7%
Profitability 73+73
return on assets 3.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,111 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%▼ -6.3% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%▲ +13.3% vs 06-2025 08-2025: < 0.1%▲ +5.9% vs 07-2025 09-2025: < 0.1%▲ +5.6% vs 08-2025 10-2025: < 0.1%▲ +36.8% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▼ -3.8% vs 03-2026 05-2026: < 0.1%▼ -4.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%● 0.0% vs 06-2026 08-2026: < 0.1%▲ +12.5% vs 07-2026highest value 09-2026: < 0.1%▼ -3.7% vs 08-2026 10-2026: < 0.1%▼ -61.5% vs 09-2026lowest value
  • Legal form Non-profit association lowers the probability
  • Liquidity: current ratio 2.88, cash €239,850 lowers the probability
  • Latest accounts 40 days late; 2 of the last 3 late raises the probability
  • Sector Social work activities without accommodation (NACE 88) lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 2.88 against 1.12 in 2024; short-term debt: 27.6% and cash: 58.7% of total assets), and 27.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 88, micro). Better than this share of them on solvency 82%, liquidity 82%, profitability 53%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Legal form Non-profit association
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 2.88, cash €239,850
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Latest accounts 40 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Sector Social work activities without accommodation (NACE 88)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
40 d late
2024
28 d late
2023
78 d late
2022
32 d late
2021
30 d late
2019
291 d late
2018
70 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 81 days after the deadline; the sector median for financial year 2024 is 24 days before the deadline, and 25% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Statutes amendmentState Gazette act
  3. Back to profitnet €15,502

Key points

  • Positive: Equity rose in 2025from €85,878 to €296,160 ▲ 245% View
  • Positive: Among the best 14% on equitysector median €75,654 · 682 companies €296,160 View
  • Wallonia-Brussels supportpaid 2024 - 2025 €704,817 View
  • Active since 1977founded 04-03-1977 49 years View

By topic

Financials

Fiscal year
2025
Total assets
€408,864
Profit
€15,502
Solvency
72.4%
Total assets▲ 120%
Net result
20182025
Go to Financials

Timeline

Events
18
Since
2016
Next accounts
by 31-07-2027
  1. 09-09-2026Annual accounts filed
  2. 28-07-2026Statutes amendment
  3. 31-12-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Day nurseries and crèchesNACE 88911
Founded
04-03-1977
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
36
Purpose
Créer, organiser et gérer des structures d'accueil et des activités favorisant la vie en…
Go to Articles of association

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