VICYAMO
ActiveVICYAMO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €90k. Equity is growing by ~86.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 6994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency80▼-20
Growth78=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.75 against 5.47 in 2024; short-term debt: 18.2% and cash: 10.9% of total assets), and 45.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.9%
Return on assets
46.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
17 d early
2024
72 d early
2023
13 d early
2022
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€107k▲ 104%
2024 · €52k
2022: €16k
2023: €30k
2024: €52k
2022 → 2025
Total assets
€194k▲ 187%
2024 · €68k
2022: €28k
2023: €46k
2024: €68k
2022 → 2025
Net result
€90k▲ 304%
2024 · €22k
2022: €11k
2023: €15k
2024: €22k
2022 → 2025
Working capital
€62k▲ 17.9%
2024 · €52k
2022: €16k
2023: €27k
2024: €52k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€16k-€30k▲ 85.5%€52k▲ 73.6%€107k▲ 104%
Operating result€15k-€19k▲ 33.3%€28k▲ 46.0%€108k▲ 282%
Net result€11k-€15k▲ 30.6%€22k▲ 51.1%€90k▲ 304%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 282% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€97k▲ 2,677%
Current assets
€97k▲ 51.6%
Equity and liabilities €194k
Equity
€107k▲ 104%
Debt
€88k▲ 472%
The debt ratio rises from 22.7% to 45.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€110k▲
2024 · €30k
Cash flow
€92k▲
2024 · €24k
Solvency
54.9%▼
2024 · 77.3%
Current ratio
2.75▼
2024 · 5.47
Quick ratio
2.75▼
2024 · 5.47
Debt / equity
0.82▲
2024 · 0.29
ROE
84.1%▲
2024 · 42.4%
ROA
46.1%▲
2024 · 32.8%
Interest coverage
68.69▼
2024 · 177.01
Debt
€88k▲
2024 · €15k
Debt ≤ 1 year
€35k▲
2024 · €12k
Debt > 1 year
€50k
Income taxes
€17k▲
2024 · €6k
Staff costs
€60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€194k▲
Fixed assets21/28€3k€97k▲
Tangible fixed assets22/27€3k€97k▲
Land and buildings22-€95k
Furniture and vehicles24€3k€2k▼
Current assets29/58€64k€97k▲
Amounts receivable within one year40/41€14k€74k▲
Trade receivables40€12k€45k▲
Other amounts receivable41€2k€29k▲
Cash at bank and in hand54/58€48k€21k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€68k€194k▲
Equity10/15€52k€107k▲
Contributions10/11€5k€5k=
Reserves13€47k€102k▲
Distributable reserves133€47k€102k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€15k€88k▲
Amounts payable after more than one year17-€50k
Financial debts170/4-€50k
Amounts payable within one year42/48€12k€35k▲
Financial debts43€0€882▲
Credit institutions430/8€0€882▲
Trade debts44€661€5k▲
Suppliers440/4€661€5k▲
Taxes, remuneration and social security45€11k€30k▲
Taxes450/3€11k€22k▲
Remuneration and social security454/9-€8k
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€60k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€520€4k▲
Gross operating margin9900€30k€174k▲
Operating profit (loss)9901€28k€108k▲
Financial income75/76B€294€617▲
Recurring financial income75€294€617▲
Financial charges65/66B€168€2k▲
Recurring financial charges65€168€2k▲
Profit (loss) for the period before taxes9903€28k€107k▲
Income taxes67/77€6k€17k▲
Profit (loss) for the period9904€22k€90k▲
Profit (loss) for the period to be appropriated9905€22k€90k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€90k▲
Transfer from equity791/2-€35k
Transfer to equity691/2€22k€90k▲
To other reserves6921€22k€90k▲
Profit to be distributed694/7€0€35k▲
Return on contributions (dividend)694€0€35k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €90k ▲304%
Operating result €108k, net result €90k, both a record.
31-12
Financial
Equity above €100kEq €107k ▲104%
4 profitable years in a row build equity to €107k.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 5.47
Current ratio from 2.64 to 5.47; short-term debt falls from €16k to €12k.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peter Benoitlaan 48793 WaregemGround area
193 m²
Building footprint
99 m²
Volume, LiDAR
487 m³
Parcel 34035A0236/00M003, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VICYAMO
since 20222.333.316.786
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34035A0236/00M003 | Flanders | 192 m² | 1 · 99 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450047A84DE8F76595
Similar companies · same sector, comparable size
Zipper Lab
BE 0783.979.041
Sint-Gillis (bij-Brussel) · Eq €106k
DAZKY
BE 0792.527.513
Tournai · Eq €107k
GiGi engineering
BE 1019.967.272
Dilbeek · Eq €106k
SEDES
BE 0896.825.079
Scherpenheuvel-Zichem · Eq €107k
HUIS DOURS
BE 0736.561.580
Buggenhout · Eq €106k
Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2022
Fiscal year end31-12
Activities, NACEBEL
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
62010Computer programming, consultancy and related activities
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.