Skip to content

VH Constructancy

Active
Private limited companyfounded 20251 yr activeVeldonkstraat 191, 3128 Tremelo, BelgiumKBO/BCE: BE 1020.363.289
Summary

VH Constructancy has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,886 and a net result of €44,886. Its solvency ranks better than 34% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency61
Growth-
Track record67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.64; short-term debt: 64.1% and cash: 21.6% of total assets), and 64.1% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35.9%
Return on assets
29.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
4 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 February 2025, VH Constructancy was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€54,886
Total assets
€152,905
Net result
€44,886
Working capital
-€35,390

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €152,905
Fixed assets €90,276
Current assets €62,628
Equity and liabilities €152,905
Equity €54,886
Debt €98,019
Debt finances 64.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€60,669
Cash flow
€46,780
Current ratio
0.64
Debt to equity
1.79
ROE
81.8%
ROA
29.4%
Interest coverage
25.64
Debt ≤ 1 year
€98,019
Income taxes
€11,565
Staff costs
€1,050
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€152,905
Fixed assets21/28€90,276
Tangible fixed assets22/27€10,276
Plant, machinery and equipment23€9,337
Furniture and vehicles24€939
Financial fixed assets28€80,000
Current assets29/58€62,628
Amounts receivable within one year40/41€29,538
Trade receivables40€29,040
Other amounts receivable41€498
Cash at bank and in hand54/58€33,047
Deferred charges and accrued income490/1€44
Equity and liabilities
Total equity and liabilities10/49€152,905
Equity10/15€54,886
Contributions10/11€10,000
Profit (loss) carried forward14€44,886
Amounts payable17/49€98,019
Amounts payable within one year42/48€98,019
Trade debts44€1,110
Suppliers440/4€1,110
Taxes, remuneration and social security45€19,312
Taxes450/3€19,312
Other amounts payable47/48€77,596
Income statement Code2025
Remuneration, social security and pensions62€1,050
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,894
Other operating charges640/8€315
Gross operating margin9900€62,034
Operating profit (loss)9901€58,775
Financial income75/76B€43
Recurring financial income75€43
Financial charges65/66B€2,366
Recurring financial charges65€2,366
Profit (loss) for the period before taxes9903€56,452
Income taxes67/77€11,565
Profit (loss) for the period9904€44,886
Profit (loss) for the period to be appropriated9905€44,886
Appropriation of the result
Profit (loss) to be appropriated9906€44,886

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€1,050
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,894
Other operating charges640/8€315
Gross operating margin9900€62,034
Operating profit (loss)9901€58,775
Financial income75/76B€43
Recurring financial income75€43
Financial charges65/66B€2,366
Recurring financial charges65€2,366
Profit (loss) for the period before taxes9903€56,452
Income taxes67/77€11,565
Profit (loss) for the period9904€44,886
Profit (loss) for the period to be appropriated9905€44,886
Line2025
Assets
Total assets20/58€152,905
Fixed assets21/28€90,276
Tangible fixed assets22/27€10,276
Plant, machinery and equipment23€9,337
Furniture and vehicles24€939
Financial fixed assets28€80,000
Current assets29/58€62,628
Amounts receivable within one year40/41€29,538
Trade receivables40€29,040
Other amounts receivable41€498
Cash at bank and in hand54/58€33,047
Deferred charges and accrued income490/1€44
Equity and liabilities
Total equity and liabilities10/49€152,905
Equity10/15€54,886
Contributions10/11€10,000
Profit (loss) carried forward14€44,886
Amounts payable17/49€98,019
Amounts payable within one year42/48€98,019
Trade debts44€1,110
Suppliers440/4€1,110
Taxes, remuneration and social security45€19,312
Taxes450/3€19,312
Other amounts payable47/48€77,596
Line2025
Profit (loss) for the period9904€44,886
+ Depreciation and write-downs630€1,894
Operating cash flow (approximation)€46,780

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,848 m²
Building footprint
208 m²
Volume, LiDAR
1,044 m³
Parcel 24006C0155/00X002, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VH Constructancy
Veldonkstraat 191, 3128 TremeloBusiness and other management consultancy
since 20252.370.909.038
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24006C0155/00X002 Flanders 1,848 m² 1 · 208 m² 6.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 38,551 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.