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VH Constructancy

Active Private limited companyfounded 2025active for 1 yearVeldonkstraat 191, 3128 TremeloKBO/BCE: BE 1020.363.289

Lifetime

1 annual account with figures
peak €62,034 (2025)
€62,034 
peak €44,886 (2025)
€44,886 
peak €54,886 (2025)
€54,886 
€98,019 
Board1 name since 2025
1 directorVANHOUTTE Siebe
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Incorporation 26-021 establishment registeredFirst year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €130,000 estimated

The micro format states no turnover.

Checked score

93
Excellent
Financially stronger than 47% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 03-2026: 0.4% 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: 0.1%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

61equity 35.9% of total assets
43short-term debt 64.1% · cash 21.6%
100return on assets 29.4%

Score breakdown

raises risk
Founded in 2025
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 0.64, cash €33,047
Size: total assets €152,905
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 35% of them on solvency, 23% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.64, below 1. Short-term debt is 64.1% and cash 21.6% of total assets. 64.1% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 0.64, cash €33,047
NBB · annual accounts
lowers risk · Size: total assets €152,905
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
4 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

VS
Director
  • VANHOUTTE Siebe 100 sharesdeed of 26-02-2025
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1020363289
Incorporation Founding capital of €10,000, 100 shares · Founder: VANHOUTTE Siebe · Appointment: VANHOUTTE Siebe (director) · published on 26-02-2025 · Gazette deed
First establishment Veldonkstraat 191, Tremelo
All 4 events

Comparable companies

same main activity, similar in size and age
Company
VH Constructancy Tremelo €152,905 €62,034 35.9% -
W. Driesen Begijnendijk €141,719 €60,255 27.2% -
FER Lubbeek €143,817 €70,357 28.6% -
MGBV Haacht €160,947 €71,846 35.2% -
NEXION Leuven €128,947 €66,251 42.9% -
OHANA 7 Tournai €146,264 €66,085 30.1% -
Lionsgate consulting Aalst €147,723 €59,067 28.7% -

These companies have the same main activity as VH Constructancy: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €129,000 and €161,000, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 24-02-2025Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.370.909.0383128 Tremelo, since 24-02-2025
Financial year end
31 December
Peppol
Reachable since 12-05-2025
Company details

Annual accounts 2025

€152,905
Filing
Filed on 27-07-2026, 4 days before the end of the filing period
Financials

Insights on VH Constructancy

VH Constructancy has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,886 and a net result of €44,886.

Its solvency ranks better than 34% of 39,376 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VH Constructancy

What is the company number of VH Constructancy?
The company number of VH Constructancy is 1020.363.289. The VAT number is the same number with BE in front: BE 1020.363.289.
Where is VH Constructancy based?
The registered office is at Veldonkstraat 191, 3128 Tremelo.Company details
What does VH Constructancy do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of VH Constructancy?
VH Constructancy is a private limited company (BV).
When was VH Constructancy founded?
VH Constructancy was founded on 24-02-2025.
Is VH Constructancy still active?
Yes, VH Constructancy is an active enterprise in the KBO register.
What is the turnover of VH Constructancy?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €62,034 and 120 comparable companies (NACE 70200). It probably lies between €95,000 and €160,000.Financials
Is VH Constructancy profitable?
In financial year 2025, VH Constructancy made a profit of €44,886.
Where can I find the annual accounts of VH Constructancy?
VH Constructancy filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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