« BeVet Services Gerpinnes
ActiveSummary
« BeVet Services Gerpinnes has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €55k and a net result of €60k. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 18% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▲+7
Solvency41▼-4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.96 in 2023; short-term debt: 42.7% and cash: 0.4% of total assets), and 83.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16.3%
Return on assets
17.9%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 37956 sector peers (2024).
NBB · sector comparisonPosition among 37956 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
23 d late
2022
15 d late
2021
11 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€55k▼ 7.8%
2023 · €60k
2021: €22k
2022: €36k
2023: €60k
2021 → 2024
Total assets
€337k▲ 14.9%
2023 · €294k
2021: €276k
2022: €285k
2023: €294k
2021 → 2024
Net result
€60k▲ 68.8%
2023 · €36k
2021: €12k
2022: €22k
2023: €36k
2021 → 2024
Working capital
€65k▼ 4.5%
2023 · €68k
2021: €-29k
2022: €38k
2023: €68k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€22k-€36k▲ 60.5%€60k▲ 66.5%€55k▼ 7.8%
Operating result€25k-€33k▲ 36.6%€46k▲ 37.3%€81k▲ 76.0%
Net result€12k-€22k▲ 82.9%€36k▲ 59.1%€60k▲ 68.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 76% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €337k
Fixed assets
€128k ▼ 17.0%
Current assets
€209k ▲ 50.3%
Equity and liabilities €337k
Equity
€55k ▼ 7.8%
Debt
€283k ▲ 20.7%
Debt's share of the balance-sheet total rises from 79.7% to 83.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€110k▲
2023 · €77k
Cash flow
€90k▲
2023 · €66k
Current ratio
1.45▼
2023 · 1.96
Quick ratio
1.40▼
2023 · 1.87
Debt to equity
5.15▲
2023 · 3.93
ROE
110.0%▲
2023 · 60.1%
ROA
17.9%▲
2023 · 12.2%
Interest coverage
12.86▼
2023 · 14.97
Debt ≤ 1 year
€144k▲
2023 · €71k
Debt > 1 year
€139k▼
2023 · €163k
Income taxes
€21k▲
2023 · €12k
Staff costs
€16k▼
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€294k€337k▲
Fixed assets21/28€155k€128k▼
Intangible fixed assets21€142k€122k▼
Tangible fixed assets22/27€12k€6k▼
Plant, machinery and equipment23€12k€6k▼
Current assets29/58€139k€209k▲
Amounts receivable after more than one year29€121k€127k▲
Other amounts receivable291€121k€127k▲
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Amounts receivable within one year40/41€1k€63k▲
Trade receivables40€1k€964▼
Other amounts receivable41-€62k
Cash at bank and in hand54/58€4k€2k▼
Deferred charges and accrued income490/1€6k€11k▲
Equity and liabilities
Total equity and liabilities10/49€294k€337k▲
Equity10/15€60k€55k▼
Contributions10/11€10k€10k=
Reserves13€26k€26k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€24k€19k▼
Amounts payable17/49€234k€283k▲
Amounts payable after more than one year17€163k€139k▼
Financial debts170/4€163k€139k▼
Amounts payable within one year42/48€71k€144k▲
Current portion of amounts payable after more than one year42€33k€36k▲
Trade debts44€7k€9k▲
Suppliers440/4€7k€9k▲
Taxes, remuneration and social security45€19k€34k▲
Taxes450/3€14k€30k▲
Remuneration and social security454/9€5k€3k▼
Other amounts payable47/48€12k€65k▲
Income statement
Code20232024
Remuneration, social security and pensions62€17k€16k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€30k▼
Other operating charges640/8€993€2k▲
Non-recurring operating charges66A€133-
Gross operating margin9900€95k€128k▲
Operating profit (loss)9901€46k€81k▲
Financial income75/76B€7k€9k▲
Recurring financial income75€6k€9k▲
Non-recurring financial income76B€780-
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€48k€81k▲
Income taxes67/77€12k€21k▲
Profit (loss) for the period9904€36k€60k▲
Profit (loss) for the period to be appropriated9905€36k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€84k▲
Profit (loss) brought forward from the previous period14P€1€24k▲
Profit to be distributed694/7€12k€65k▲
Return on contributions (dividend)694-€47k
Directors or managers695€12k€18k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €60k ▲68.8%
Operating result €81k, net result €60k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
15-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 1.61
Current ratio from 0.67 to 1.61; short-term debt falls from €89k to €62k.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wanze · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Lise Thiry 44520 WanzeGround area
1,515 m²
Building footprint
638 m²
2 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
CABINET VETERINAIRE DR MATHIEU
since 20212.312.912.639
CABINET VETERINAIRE DR MATHIEU
since 20212.312.912.738
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61072A0302/00C004 | Wallonia | 814 m² | 1 · 433 m² | - |
| 52025A0337/00D020 | Wallonia | 701 m² | 1 · 205 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGerpinnes2.312.912.639
Similar companies · same sector, comparable size
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CALDAR
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Sint-Niklaas · Eq €54,869
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 38,551 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2021
Fiscal year end31-12
Legal name FR
CABINET VETERINAIRE DR MATHIEU
Activities, NACEBEL 2025
70200Business and other management consultancy
75000Veterinary services
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.