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Complete company report
Generated 29-07-2026
Active BE 1000.706.735Private limited company

VF-Immo

Wittehoevelaan 32 ·3000 Leuven, Belgium· 2 yrs active
Sector: Real estate activities (68201)
Conclusion Checked

The computed 12-month bankruptcy probability of VF-Immo is 1.1% (low). The 2024 annual accounts show equity of €12k and a net result of €-3k. Its solvency ranks better than 39% of 4932 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €12k
Net result €-3k
Better than sector 39%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health20Profitability0Solvency7Growth50Stability67
29 / 100

Fragile profile, watch profitability in particular.

Health 20
Profitability 0
Solvency 7
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
1.1% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
20 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 05-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 6.2% 16.7%
better than 39% of 4932 sector peers
Net result €-3k €2k
better than 38% of 4923 sector peers
Equity €12k €27k
better than 40% of 4935 sector peers
Gross operating margin €-3k €27k
better than 17% of 4917 sector peers
Total assets €200k €302k
better than 41% of 4934 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue-
EBITDA-
Net profit€-3k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€200k
Equity€12k
Debt€187k
of which ≤ 1y€187k
of which > 1y-
Working capital€-65k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.65
Quick ratio0.65
Working capital ratio-32.5%
Solvency6.2%
Debt / equity15.01
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-1.3%
ROE-20.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€200k
Fixed assets 21/28€78k
Tangible fixed assets 22/27€23k
Financial fixed assets 28€55k
Current assets 29/58€122k
Amounts receivable within one year 40/41€21k
Cash & bank 54/58€101k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€200k
Equity 10/15€12k
Contributions / capital 10/11€15k
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€187k
Amounts payable within one year 42/48€187k
Trade debts payable within one year 44€275
Income statement
Gross operating margin 9900€-3k
Operating result 9901€-3k
Financial income 75€977
Financial charges 65€65
Result before taxes 9903€-3k
Net result for the period 9904€-3k
Result to be appropriated 9905€-3k
Ratios computed by Checked.
Legal Structure
NACE primary Real estate activities(68201)
Legal form Private limited company(610)
Incorporation03-10-2023
StatusActive
Postal code3000
Establishment units 1 location
VF-Immo
Wittehoevelaan 32, 3000 LeuvenHoldings
since 20232.350.885.268
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24514A0202/00S002 Flanders 1,931 m² 1 · 237 m² 9.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
26-02-2026
State Gazette act Miscellaneous
Demerger proposal
2025
28-11-2025
State Gazette act Miscellaneous
Demerger proposal
05-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
05-10-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 5 months ago
2026
26-02-2026 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous
Summary: Demerger proposal
Technical details 
{
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2026-02-26",
    "filing_date": "2025-10-08",
    "act_kind_objet": "parti\u00EBle splitsing door inbreng in natura - neerlegging gecorrigeerd voorstel"
  },
  "key_dates": [
    {
      "date": "2025-10-08",
      "label": "oorspronkelijk voorstel tot parti\u00EBle splitsing opgesteld"
    },
    {
      "date": "2025-11-20",
      "label": "oorspronkelijk voorstel tot parti\u00EBle splitsing neergelegd"
    },
    {
      "date": "2025-12-09",
      "label": "gecorrigeerd voorstel tot parti\u00EBle splitsing opgesteld"
    },
    {
      "date": "2024-12-31",
      "label": "cijfers per"
    },
    {
      "date": "2026-02-26",
      "label": "Bijlagen bij het Belgisch Staatsblad"
    }
  ],
  "key_parties": [
    {
      "kbo": "1000.706.735",
      "kind": "org",
      "name": "VF-Immo BV",
      "role": "Verkrijgende vennootschap"
    },
    {
      "kbo": "0457549889",
      "kind": "org",
      "name": "BV VFB",
      "role": "Partieel te splitsen vennootschap"
    }
  ],
  "key_amounts_eur": [
    {
      "label": "Materi\u00EBle Vaste Activa (Terrein en Gebouw)",
      "amount": 687866.89
    },
    {
      "label": "Beschikbare inbreng",
      "amount": 18636.95
    },
    {
      "label": "Belastingvrije reserves",
      "amount": 13977.72
    },
    {
      "label": "Beschikbare reserves",
      "amount": 581017.55
    },
    {
      "label": "Overgedragen resultaat",
      "amount": 74234.67
    },
    {
      "label": "vehoogd met",
      "amount": 18636.95
    },
    {
      "label": "om het te brengen van",
      "amount": 15000.0
    },
    {
      "label": "naar",
      "amount": 33636.95
    },
    {
      "label": "vemogensvermindering",
      "amount": 687866.89
    },
    {
      "label": "daalt de beschikbare inbreng tot",
      "amount": 1363.05
    },
    {
      "label": "daalt de belastingvrije reserves tot",
      "amount": 1022.28
    },
    {
      "label": "daalt de beschikbare reserves tot",
      "amount": 42493.74
    },
    {
      "label": "daalt het overgedragen resultaat tot",
      "amount": 5429.28
    },
    {
      "label": "uitgifte van nieuwe aandelen",
      "amount": 912
    },
    {
      "label": "aandelen",
      "amount": 1824
    }
  ],
  "subject_company": {
    "kbo": "1000.706.735",
    "name_full": "VF-IMMO",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": null
  },
  "summary_narrative": "",
  "co_filed_documents": [],
  "detected_real_type": "demerger_proposal"
}
2025
28-11-2025 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous
Summary: Demerger proposal
Technical details 
{
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-11-28",
    "filing_date": "2025-11-20",
    "act_kind_objet": "parti\u00EBle splitsing door inbreng in natura - neerlegging voorstel"
  },
  "key_dates": [
    {
      "date": "2025-11-20",
      "label": "akte date"
    },
    {
      "date": "2025-10-08",
      "label": "projet date"
    },
    {
      "date": "2024-12-31",
      "label": "cijfers per"
    },
    {
      "date": "2025-11-28",
      "label": "Bijlagen bij het Belgisch Staatsblad"
    },
    {
      "date": "2025-01-01",
      "label": "start date for accounting"
    }
  ],
  "key_parties": [
    {
      "kind": "person",
      "name": "Jan Vansant",
      "role": "Bestuurder"
    },
    {
      "kind": "person",
      "name": "Christiane Van Dessel",
      "role": "Bestuurder"
    }
  ],
  "key_amounts_eur": [
    {
      "label": "Materi\u00EBle Vaste Activa (Terrein en Gebouw)",
      "amount": 687866.89
    },
    {
      "label": "Beschikbare inbreng",
      "amount": 19677.68
    },
    {
      "label": "Belastingvrije reserves",
      "amount": 14758.26
    },
    {
      "label": "Beschikbare reserves",
      "amount": 496414.03
    },
    {
      "label": "Overgedragen resultaat",
      "amount": 157016.92
    },
    {
      "label": "beschikbare inbreng na uitgifte",
      "amount": 34677.68
    },
    {
      "label": "vermogensvermindering",
      "amount": 687866.89
    },
    {
      "label": "beschikbare inbreng na vermogensvermindering",
      "amount": 322.32
    },
    {
      "label": "belastingvrije reserves na vermogensvermindering",
      "amount": 241.74
    },
    {
      "label": "beschikbare reserves na vermogensvermindering",
      "amount": 8131.19
    },
    {
      "label": "overgedragen resultaat na vermogensvermindering",
      "amount": 2571.91
    }
  ],
  "subject_company": {
    "kbo": "1000.706.735",
    "name_full": "VF-IMMO",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": null
  },
  "summary_narrative": "",
  "co_filed_documents": [],
  "detected_real_type": "demerger_proposal"
}
2023
05-10-2023 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "3000 Leuven, Wittehoevelaan 32",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1953-07-10",
        "name": "VANSANT Jan Lodewijk Maria Frans Ghislain",
        "niss": null,
        "address": "3000 Leuven, Wittehoevelaan 32"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3223.68,
      "holder_person_name": "VANSANT Jan Lodewijk Maria Frans Ghislain",
      "is_subscriber_only": false,
      "n_shares_subscribed": 196,
      "amount_subscribed_eur": 3223.68,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1955-01-05",
        "name": "VAN DESSEL Christiane Sophia Ren\u00E9e",
        "niss": null,
        "address": "3000 Leuven, Wittehoevelaan 32"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3223.68,
      "holder_person_name": "VAN DESSEL Christiane Sophia Ren\u00E9e",
      "is_subscriber_only": false,
      "n_shares_subscribed": 196,
      "amount_subscribed_eur": 3223.68,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1977-06-11",
        "name": "VANSANT Annemie Ir\u00E8ne Louis",
        "niss": null,
        "address": "3220 Holsbeek, Houwaartsebaan 29 A"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2138.16,
      "holder_person_name": "VANSANT Annemie Ir\u00E8ne Louis",
      "is_subscriber_only": false,
      "n_shares_subscribed": 130,
      "amount_subscribed_eur": 2138.16,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1978-11-22",
        "name": "VANSANT Peter Louis Raymonde",
        "niss": null,
        "address": "3212 Lubbeek (Pellenberg), Schuttersstraat 4"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2138.16,
      "holder_person_name": "VANSANT Peter Louis Raymonde",
      "is_subscriber_only": false,
      "n_shares_subscribed": 130,
      "amount_subscribed_eur": 2138.16,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "VANSANT Steven",
        "niss": null,
        "address": null
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2138.16,
      "holder_person_name": "VANSANT Steven",
      "is_subscriber_only": true,
      "n_shares_subscribed": 130,
      "amount_subscribed_eur": 2138.16,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "VANSANT Stijn",
        "niss": null,
        "address": null
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2138.16,
      "holder_person_name": "VANSANT Stijn",
      "is_subscriber_only": true,
      "n_shares_subscribed": 130,
      "amount_subscribed_eur": 2138.16,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 15000.0,
  "subject_company": {
    "kbo": "1000.706.735",
    "name_full": "VF-Immo",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2023-09-28",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Holdings64200Activiteiten van holdings64210Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL VF-Immo
Registered office
Wittehoevelaan 32
3000 Leuven, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative