Summary
Vertice is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.76M and a net result of €1.12M. Its solvency ranks better than 23% of 6157 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€1.76M▲ 176%
2023 · €637k
Net result
€1.12M▲ 130%
2023 · €487k
Total assets
€7.65M▼ 0.5%
2023 · €7.69M
Solvency
23.0%▲ 14.7pp
2023 · 8.3%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20232024
Operating result€5k-€16k▲ 191%
Net result€487k-€1.12M▲ 130%
Equity€637k-€1.76M▲ 176%
Total assets€7.69M-€7.65M▼ 0.5%
Debt€7.06M-€5.89M▼ 16.5%
Working capital€80k-€40k▼ 50.4%
Solvency8.3%-23.0%▲ 14.7pp
Staff (FTE)2.7-2▼ 25.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 191% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €7.65M
Fixed assets
€7.59M =
Current assets
€60k ▼ 41.0%
Equity and liabilities €7.65M
Equity
€1.76M ▲ 176%
Debt
€5.89M ▼ 16.5%
Debt's share of the balance-sheet total falls from 91.7% to 77.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
63.7%▼
2023 · 76.5%
ROA
14.6%▲
2023 · 6.3%
Debt ≤ 1 year
€20k▼
2023 · €22k
Debt > 1 year
€5.87M▼
2023 · €7.03M
Income taxes
€4k▲
2023 · €1k
Staff costs
€153k▼
2023 · €172k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €172k | €153k | ▼ 11.0% |
| Other operating charges640/8 | €187 | €584 | ▲ 212% |
| Gross operating margin9900 | €178k | €170k | ▼ 4.5% |
| Operating profit (loss)9901 | €5k | €16k | ▲ 191% |
| Financial income75/76B | €484k | €1.12M | ▲ 131% |
| Recurring financial income75 | €484k | €1.12M | ▲ 131% |
| Financial charges65/66B | €1k | €9k | ▲ 625% |
| Recurring financial charges65 | €1k | €9k | ▲ 625% |
| Profit (loss) for the period before taxes9903 | €488k | €1.12M | ▲ 130% |
| Income taxes67/77 | €1k | €4k | ▲ 209% |
| Profit (loss) for the period9904 | €487k | €1.12M | ▲ 130% |
| Profit (loss) for the period to be appropriated9905 | €487k | €1.12M | ▲ 130% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €7.69M | €7.65M | ▼ 0.5% |
| Fixed assets21/28 | €7.59M | €7.59M | = |
| Financial fixed assets28 | €7.59M | €7.59M | = |
| Current assets29/58 | €102k | €60k | ▼ 41.0% |
| Amounts receivable within one year40/41 | €35k | €32k | ▼ 7.6% |
| Trade receivables40 | €35k | €32k | ▼ 7.6% |
| Cash at bank and in hand54/58 | €67k | €27k | ▼ 58.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €7.69M | €7.65M | ▼ 0.5% |
| Equity10/15 | €637k | €1.76M | ▲ 176% |
| Contributions10/11 | €150k | €150k | = |
| Reserves13 | €487k | €1.61M | ▲ 230% |
| Distributable reserves133 | €487k | €1.61M | ▲ 230% |
| Amounts payable17/49 | €7.06M | €5.89M | ▼ 16.5% |
| Amounts payable after more than one year17 | €7.03M | €5.87M | ▼ 16.5% |
| Financial debts170/4 | €7.03M | €5.87M | ▼ 16.5% |
| Amounts payable within one year42/48 | €22k | €20k | ▼ 6.6% |
| Trade debts44 | €14k | €6k | ▼ 53.5% |
| Suppliers440/4 | €14k | €6k | ▼ 53.5% |
| Taxes, remuneration and social security45 | €8k | €14k | ▲ 78.6% |
| Taxes450/3 | €8k | €14k | ▲ 78.6% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €487k | €1.12M | ▲ 130% |
| Operating cash flow (approximation) | €487k | €1.12M | ▲ 130% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €-39k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 12 days late
2024
31-12
Financial
Equity above €1MEq €1.76M ▲176%
2 profitable years in a row build equity to €1.76M.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2022
Ground area
8,263 m²
Building footprint
143 m²
Volume, LiDAR
1,026 m³
Parcel 11024B0072/00F003, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vertice
since 20222.339.119.564
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11024B0072/00F003 | Flanders | 8,263 m² | 1 · 143 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 11,294 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.