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YAND-ARZI

Active
Private limited companyfounded 2025active for 1 yearBruinbeekstraat 14, 8770 Ingelmunster, BelgiumKBO/BCE: BE 1023.694.349
Summary

The computed 12-month bankruptcy probability of YAND-ARZI is 4.1% (elevated). The 2026 annual accounts show equity of €10,790 and a net result of €790. Its solvency ranks better than 17% of 309 sector peers (NACE 41, financial year 2026). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 26-05-2025 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Establishment unit
2.374.825.363 8770 Ingelmunster, since 26-05-2025
Financial year end
31 March
Peppol
Reachable since 19-12-2025

Board and ownership

Board

Financial position

47 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
4.1%
Annual accounts to 31-03-2026
Gross margin
€1,961
Turnover
≈ €24,000
estimated
Profit
€790
Equity
€10,790
Total assets
€53,984
Filed on 21-10-2026, 10 days before the deadline
Score breakdownraises riskFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €53,984Liquidity: current ratio 0.16, cash €3,056Show the evidence

Checked score

Score 2026
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 24% of micro companies in construction of buildings (NACE 41)
Financial strength
Weak
Solvency 45
equity 20.0% of total assets
Liquidity 13
short-term debt 80.0% · cash 5.7%
Profitability 61
return on assets 1.5%
Bankruptcy probability within 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 06-2026: 3.6%lowest value 07-2026: 3.6%● unchanged vs 06-2026lowest value 08-2026: 3.8%▲ +0.2 percentage points vs 07-2026 09-2026: 4.1%▲ +0.3 percentage points vs 08-2026 10-2026: 4.1%● unchanged vs 09-2026highest value 11-2026: 4.1%● unchanged vs 10-2026highest value
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is insufficient, with a current ratio of 0.16, below 1. Short-term debt is 80% and cash 5.7% of total assets. 80% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 27% of them on solvency, 12% on liquidity and 34% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: total assets €53,984
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.16, cash €3,056
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 309 sector peers (2026).
NBB · sector comparison
Position among 309 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 21-10-2026, 10 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2026
10 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Caution: Less equity than 84% of companies in construction of buildingssector median €49,457 · 309 companies €10,790 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €10,000 · Appointment: YANDIYEV Magomed (director)
All 2 events

Comparable companies

These companies have the same main activity as YAND-ARZI: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €34,900 and €53,300, founded between 2024 and 2025.

CompanyTotal assetsGross margin
YAND-ARZI Ingelmunster€53,984€1,961
VERSUS CONSTRUCTION Wezembeek-Oppem€45,414€2,571
FB RENOVE Sint-Genesius-Rode€36,651€2,061
AOX BUILD Dilbeek€53,292€2,838
Groupe TTR Entreprise Rixensart€44,836€3,025
Groep Van Trier Antwerpen€52,130€3,437
MEZINI CONSTRUCTIONS Bredene€34,928€1,307
Full comparison

Key facts about YAND-ARZI

What is the company number of YAND-ARZI?
The company number of YAND-ARZI is 1023.694.349. The VAT number is the same number with BE in front: BE 1023.694.349.
Where is YAND-ARZI based?
The registered office is at Bruinbeekstraat 14, 8770 Ingelmunster.Company details
What does YAND-ARZI do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of YAND-ARZI?
The legal form of YAND-ARZI is Private limited company (BV).
When was YAND-ARZI founded?
YAND-ARZI was founded on 26-05-2025.
Is YAND-ARZI still active?
Yes, YAND-ARZI is an active enterprise in the KBO register.
What is the turnover of YAND-ARZI?
The turnover in financial year 2026 is ≈ €24,000. This figure is estimated from the gross margin of €1,961 and 266 comparable companies (NACE 41001). It probably lies between €12,000 and €43,000. It is a rough estimate.Financials
Is YAND-ARZI profitable?
In financial year 2026, YAND-ARZI made a profit of €790.
Where can I find the annual accounts of YAND-ARZI?
YAND-ARZI filed 1 annual account with the National Bank of Belgium, for financial year 2026.

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