Financials
- Fiscal year
- 2025
- Turnover
- €1.2m
- Profit
- €262,258
- Solvency
- 11.6%
Turnover▲ 46.7%
Net result
20192025
Summary
VERSTE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.2m and a net result of €262,258. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 12% of 3005 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Financial service activities, except insurance and pension funding
NACE 64910NACE 65210
#3 company by total assets in Dessel, Finance and insurance sector1 site
Size
€1.2mturnover 2025
- Equity
- €1.2m
- Profit
- €262,258
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
- Parent
- Schovenbeemd · 99.4%
- Board
- 1 member
Accounts filed 27 d late2 of 8 deeds read
Signals- Weak solvency vs sectorA punctual record breaksShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 3005 sector peers (2025).
NBB · sector comparisonPosition among 3005 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
30 d early
2023
16 d early
2022
31 d early
2021
52 d early
2020
36 d early
2019
10 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
- Reappointment: Koen Verhaert (director)State Gazette act
- Annual accounts filedfiscal year 2025 · full…
- Capital & shares · RestructuringDemerger · Accounting effect ·…
Key points
- Caution: Among the weakest 12% on solvencysector median 61.4% · 3,005 companies 11.6% View
- Positive: Turnover rose in 2025from €788,407 to €1.2m ▲ 46.7% View
- Controlled by Schovenbeemd 99.4% View
- Branch transferred to VERSTE LAAKDALcontribution on 20-01-2026 2026 View
- Positive: 7 profitable years in a rowprofit 2025: €262,258 7 years View
- New directorlatest change 01-06-2026 · 1 in office 1 joined View
By topic
Board & ownership
- Board
- 1 member
- Parent
- Schovenbeemd · 99.4%
Go to Board & ownership
Network & group
- Mergers and contributions
- 1
Timeline
- Events
- 14
- Since
- 2016
- Next accounts
- by 31-07-2027
- 09-09-2026Reappointment: Koen Verhaert (director)
- 27-08-2026Annual accounts filed
- 20-01-2026Capital & shares · Restructuring
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Financial service activities, except insurance and pension fundingNACE 64910
- Founded
- 27-12-1990
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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