Financials
- Financial year
- 2024
- Turnover
- €282,628
- Solvency
- 62.5%
- Liquidity
- 3.80
Turnover▲ 6.3%
Net result
20182024
Summary
OPTIFIN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €3.1m. Equity is growing by about 26% per year across the filed financial years. Its solvency ranks better than 60% of 6,169 sector peers (NACE 64, financial year 2024). The company has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Financial service activities, except insurance and pension funding
NACE 64910Renting and operating of own or leased non-residential real estate, excluding land NACE 68203
1 site
Size
€282,628turnover 2024
- Staff
- 2 FTE
- Equity
- €3.1m
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Parent
- BETOFIN · 99.59%
Accounts 72 days overdue0 of 15 deeds read
SignalsneutralFiled after the deadlineShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
1 signal.
neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 days late
2023
13 days early
2022
12 days early
2021
25 days late
2020
46 days late
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 17 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · abbreviated…
- Annual accounts filedfinancial year 2023 · abbreviated…
- Annual accounts filedfinancial year 2022 · abbreviated…
Key points
By topic
Board & ownership
- Parent
- BETOFIN · 99.59%
Timeline
- Events
- 33
- Since
- 1998
- 25-08-2022Annual accounts filed
- 31-12-2021Back to profit
- 31-12-2021Liquidity more than triples
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Financial service activities, except insurance and pension fundingNACE 64910
- Founded
- 07-10-1996
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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