Summary
LENIMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €26.6m and a net result of €1.4m. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 2445 sector peers (fiscal year 2025). The company has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
41 d early
2023
29 d early
2022
26 d early
2021
38 d early
2020
43 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
In the rankings
#3 oldest company in Temse, Finance and insurance sector#6 company by equity in Temse, Finance and insurance sector#8 company by total assets in Temse, Finance and insurance sector
Equity
€26.6m▲ 5.6%
2024 · €25.2m
Net result
€1.4m▼ 36.0%
2024 · €2.2m
Total assets
€30.3m▲ 3.8%
2024 · €29.2m
Solvency
87.7%▲ 1.5pp
2024 · 86.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1.9m▲ 5.9%€2.0m▲ 2.1%€2.6m▲ 30.0%€2.5m▼ 1.2%€2.5m▼ 0.8%
Operating result€380,925▼ 3.0%€321,692▼ 15.5%€870,688▲ 171%€842,815▼ 3.2%€973,934▲ 15.6%
Net result€1.5mabove the sector's middle half▲ 59.6%€2.9mabove the sector's middle half▲ 89.8%€2.2mabove the sector's middle half▼ 26.1%€2.2mabove the sector's middle half▲ 2.3%€1.4mabove the sector's middle half▼ 36.0%
Equity€17.9mwithin the sector's middle half▲ 9.4%€20.8mwithin the sector's middle half▲ 16.3%€23.0mabove the sector's middle half▲ 10.4%€25.2mabove the sector's middle half▲ 9.6%€26.6mabove the sector's middle half▲ 5.6%
Total assets€25.5mwithin the sector's middle half▲ 4.6%€27.4mwithin the sector's middle half▲ 7.2%€29.0mwithin the sector's middle half▲ 6.0%€29.2mwithin the sector's middle half▲ 0.8%€30.3mwithin the sector's middle half▲ 3.8%
Debt€7.6m▼ 5.3%€6.5m▼ 14.1%€6.0m▼ 8.1%€4.0m▼ 33.0%€3.7m▼ 7.7%
Working capital€5.5mabove the sector's middle half▲ 25.0%€6.8mabove the sector's middle half▲ 23.9%€8.4mabove the sector's middle half▲ 22.6%€9.3mabove the sector's middle half▲ 11.4%€10.9mabove the sector's middle half▲ 17.2%
Solvency70.1%within the sector's middle half▲ 3.1pp76.1%within the sector's middle half▲ 5.9pp79.2%within the sector's middle half▲ 3.2pp86.2%above the sector's middle half▲ 7.0pp87.7%above the sector's middle half▲ 1.5pp
Current ratio5.21above the sector's middle half▲ 0.569.88above the sector's middle half▲ 4.6711.84above the sector's middle half▲ 1.9619.21above the sector's middle half▲ 7.3742.08above the sector's middle half▲ 22.87
Return on assets (ROA)6.0%within the sector's middle half▲ 2.1pp10.7%above the sector's middle half▲ 4.6pp7.4%within the sector's middle half▼ 3.2pp7.6%within the sector's middle half▲ 0.1pp4.7%within the sector's middle half▼ 2.9pp
Staff (FTE)5.4within the sector's middle half▲ 8.0%5.5within the sector's middle half▲ 1.9%5within the sector's middle half▼ 9.1%4.5within the sector's middle half▼ 10.0%3.6within the sector's middle half▼ 20.0%
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30.3m
Fixed assets
€19.1m ▼ 1.4%
Current assets
€11.2m ▲ 13.8%
Equity and liabilities €30.3m
Equity
€26.6m ▲ 5.6%
Debt
€3.7m ▼ 7.7%
Debt's share of the balance-sheet total falls from 13.8% to 12.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
5.3%▼
2024 · 8.8%
Debt ≤ 1 year
€266,357▼
2024 · €512,613
Debt > 1 year
€3.4m▼
2024 · €3.5m
Income taxes
€233,102▲
2024 · €221,044
Staff costs
€373,592▼
2024 · €487,133
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €2.0m | €2.0m | €2.7m | €2.6m | €2.6m | ▼ 1.4% |
| Turnover70 | €1.9m | €2.0m | €2.6m | €2.5m | €2.5m | ▼ 0.8% |
| Other operating income74 | €77,845 | €74,676 | €114,980 | €88,696 | €73,068 | ▼ 17.6% |
| Non-recurring operating income76A | €0 | - | €6 | €0 | - | - |
| Operating charges60/66A | €1.6m | €1.7m | €1.8m | €1.8m | €1.6m | ▼ 9.5% |
| Services and other goods61 | €661,262 | €690,054 | €686,290 | €664,261 | €769,829 | ▲ 15.9% |
| Remuneration, social security and pensions62 | €483,538 | €485,252 | €522,884 | €487,133 | €373,592 | ▼ 23.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €418,694 | €446,204 | €525,810 | €546,892 | €383,493 | ▼ 29.9% |
| Other operating charges640/8 | €61,413 | €62,331 | €67,643 | €76,231 | €79,599 | ▲ 4.4% |
| Non-recurring operating charges66A | - | €37,500 | €0 | - | - | - |
| Operating profit (loss)9901 | €380,925 | €321,692 | €870,688 | €842,815 | €973,934 | ▲ 15.6% |
| Financial income75/76B | €1.5m | €3.0m | €1.9m | €1.9m | €921,379 | ▼ 51.6% |
| Recurring financial income75 | €1.5m | €3.0m | €1.9m | €1.9m | €921,379 | ▼ 51.6% |
| Income from financial fixed assets750 | €1.4m | €2.9m | €1.7m | €1.7m | €725,000 | ▼ 57.4% |
| Income from current assets751 | €99,760 | €99,760 | €150,651 | €202,758 | €196,379 | ▼ 3.1% |
| Other financial income752/9 | €0 | €0 | €389 | €0 | - | - |
| Financial charges65/66B | €390,348 | €364,081 | €357,331 | €314,903 | €249,002 | ▼ 20.9% |
| Recurring financial charges65 | €390,348 | €364,081 | €357,331 | €314,903 | €249,002 | ▼ 20.9% |
| Debt charges650 | €390,348 | €364,081 | €357,331 | €314,903 | €249,002 | ▼ 20.9% |
| Other financial charges652/9 | - | €0 | €0 | - | - | - |
| Profit (loss) for the period before taxes9903 | €1.5m | €3.0m | €2.4m | €2.4m | €1.6m | ▼ 32.3% |
| Income taxes67/77 | €297 | €35,209 | €204,702 | €221,044 | €233,102 | ▲ 5.5% |
| Taxes670/3 | €297 | €35,209 | €204,702 | €221,044 | €233,102 | ▲ 5.5% |
| Profit (loss) for the period9904 | €1.5m | €2.9m | €2.2m | €2.2m | €1.4m | ▼ 36.0% |
| Transfer from tax-exempt reserves789 | €0 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €1.5m | €2.9m | €2.2m | €2.2m | €1.4m | ▼ 36.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €25.5m | €27.4m | €29.0m | €29.2m | €30.3m | ▲ 3.8% |
| Fixed assets21/28 | €18.7m | €19.8m | €19.8m | €19.4m | €19.1m | ▼ 1.4% |
| Tangible fixed assets22/27 | €9.5m | €10.6m | €10.6m | €10.2m | €9.9m | ▼ 2.6% |
| Land and buildings22 | €8.8m | €10.1m | €9.9m | €9.5m | €9.2m | ▼ 2.9% |
| Plant, machinery and equipment23 | €11,321 | €14,358 | €59,811 | €51,844 | €49,641 | ▼ 4.2% |
| Furniture and vehicles24 | €0 | - | - | - | €76,699 | - |
| Other tangible fixed assets26 | €367,412 | €311,161 | €688,260 | €642,675 | €580,318 | ▼ 9.7% |
| Assets under construction and advance payments27 | €326,643 | €115,158 | €0 | - | - | - |
| Financial fixed assets28 | €9.2m | €9.2m | €9.2m | €9.2m | €9.2m | = |
| Affiliated companies280/1 | €9.2m | €9.2m | €9.2m | €9.2m | €9.2m | = |
| Participating interests280 | €9.2m | €9.2m | €9.2m | €9.2m | €9.2m | = |
| Other financial fixed assets284/8 | €863 | €2,863 | €2,863 | €2,863 | €2,863 | = |
| Amounts receivable and cash guarantees285/8 | €863 | €2,863 | €2,863 | €2,863 | €2,863 | = |
| Current assets29/58 | €6.8m | €7.6m | €9.2m | €9.8m | €11.2m | ▲ 13.8% |
| Amounts receivable after more than one year29 | €2.5m | €2.5m | €2.5m | €2.0m | €2.0m | = |
| Other amounts receivable291 | €2.5m | €2.5m | €2.5m | €2.0m | €2.0m | = |
| Stocks and contracts in progress3 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts receivable within one year40/41 | €582,670 | €620,743 | €727,195 | €440,821 | €373,997 | ▼ 15.2% |
| Trade receivables40 | €582,670 | €605,599 | €711,303 | €439,974 | €352,185 | ▼ 20.0% |
| Other amounts receivable41 | €0 | €15,144 | €15,893 | €847 | €21,811 | ▲ 2,474% |
| Cash at bank and in hand54/58 | €3.7m | €4.5m | €5.9m | €7.4m | €8.8m | ▲ 19.3% |
| Deferred charges and accrued income490/1 | €4,074 | €2,522 | €46,847 | €394 | €472 | ▲ 19.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €25.5m | €27.4m | €29.0m | €29.2m | €30.3m | ▲ 3.8% |
| Equity10/15 | €17.9m | €20.8m | €23.0m | €25.2m | €26.6m | ▲ 5.6% |
| Contributions10/11 | €5.4m | €5.4m | €5.4m | €5.4m | €5.4m | = |
| Capital10 | €5.4m | €5.4m | €5.4m | €5.4m | €5.4m | = |
| Issued capital100 | €5.4m | €5.4m | €5.4m | €5.4m | €5.4m | = |
| Reserves13 | €1.8m | €1.8m | €1.8m | €1.8m | €1.8m | = |
| Non-distributable reserves130/1 | €535,177 | €535,177 | €535,177 | €535,177 | €535,177 | = |
| Legal reserve130 | €535,177 | €535,177 | €535,177 | €535,177 | €535,177 | = |
| Distributable reserves133 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | = |
| Profit (loss) carried forward14 | €10.8m | €13.7m | €15.9m | €18.1m | €19.5m | ▲ 7.8% |
| Amounts payable17/49 | €7.6m | €6.5m | €6.0m | €4.0m | €3.7m | ▼ 7.7% |
| Amounts payable after more than one year17 | €6.3m | €5.8m | €5.2m | €3.5m | €3.4m | ▼ 1.9% |
| Financial debts170/4 | €6.3m | €5.8m | €5.2m | €3.5m | €3.4m | ▼ 1.9% |
| Subordinated loans170 | €4.4m | €4.4m | €4.4m | €3.0m | €3.0m | = |
| Credit institutions173 | €1.9m | €1.4m | €816,369 | €511,299 | €444,189 | ▼ 13.1% |
| Amounts payable within one year42/48 | €1.3m | €769,687 | €773,028 | €512,613 | €266,357 | ▼ 48.0% |
| Current portion of amounts payable after more than one year42 | €525,188 | €526,455 | €533,108 | €305,070 | €67,111 | ▼ 78.0% |
| Trade debts44 | €79,858 | €122,245 | €84,461 | €77,207 | €67,476 | ▼ 12.6% |
| Suppliers440/4 | €79,858 | €122,245 | €84,461 | €77,207 | €67,476 | ▼ 12.6% |
| Taxes, remuneration and social security45 | €127,414 | €120,986 | €155,460 | €130,336 | €131,362 | ▲ 0.8% |
| Taxes450/3 | €65,695 | €52,395 | €86,212 | €74,956 | €85,333 | ▲ 13.8% |
| Remuneration and social security454/9 | €61,718 | €68,591 | €69,248 | €55,380 | €46,029 | ▼ 16.9% |
| Other amounts payable47/48 | €577,252 | €0 | - | - | €408 | - |
| Accrued charges and deferred income492/3 | €13,939 | €12,122 | €17,692 | €8,639 | €9,485 | ▲ 9.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.5m | €2.9m | €2.2m | €2.2m | €1.4m | ▼ 36.0% |
| + Depreciation and write-downs630 | €418,694 | €446,204 | €525,810 | €546,892 | €383,493 | ▼ 29.9% |
| Operating cash flow (approximation) | €2.0m | €3.4m | €2.7m | €2.8m | €1.8m | ▼ 34.8% |
| Investment in fixed assets (approximation) | - | -€1.5m | -€609,924 | -€76,775 | -€121,410 | ▼ 58.1% |
| Change in cash | - | €743,878 | €1.4m | €1.5m | €1.4m | ▼ 5.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
State Gazette act
PurposeCapital · Shareholding · Statutes amendment11 facts ▸
State Gazette act
Purpose
Capital · Shareholding · Statutes amendment11 facts ▸
- General meeting, 25-08-2026
- Capital
- Shareholding, 25-08-2026, titularis in vruchtgebruik
- Shareholding, 25-08-2026, titularis in volle eigendom
- Shareholding, 25-08-2026, titularis in blote eigendom
- Shareholding, 25-08-2026, titularis in blote eigendom in onverdeeldheid
- Shareholding, 25-08-2026, titularis in volle eigendom
- Shareholding, 25-08-2026, titularis in blote eigendom
- Shareholding, 25-08-2026, titularis in blote eigendom in onverdeeldheid
- Statutes amendment, 5.2
- Statutes amendment, 12.1
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity doublescurrent ratio 42.08
Current ratio from 19.21 to 42.08; short-term debt falls from €512,613 to €266,357.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €25mEq €25.2m ▲9.6%
7 profitable years in a row build equity to €25.2m.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €964,032 ▼76.2%
Net result drops to €964,032, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €4.1m ▲213%
Net result €4.1m, the highest in the series.
Show earlier events
31-12
Financial
Liquidity triplescurrent ratio 3.53
Current ratio from 1.05 to 3.53; short-term debt falls from €1.7m to €1.4m.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 15 acts read
About the unread acts
Of the 15 Belgian State Gazette acts we know for this company, 1 has been read. The other 14 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 1981
Ground area
3.6 ha
Building footprint
1,894 m²
Volume, LiDAR
13,550 m³
Parcel 46025B0447/00E000, Flanders · tallest building 8.8 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
LENIMMO
since 19812.102.308.219
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B0447/00E000 | Flanders | 3.6 ha | 1 · 1,894 m² | 8.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Transfer restriction
Other statement
One provision in the deed
Board rule
8 provisions in the deed
Board meeting
2 provisions in the deed
General meeting
6 provisions in the deed
Structure & network
Owners and holdings
3 owners · 3 holdingsOwners 3
- Maria Blommaertnatural personSourceown accounts 202535.82%
- Adriaan Lenaertsnatural personSourceown accounts 202532.09%
- Annette Lenaertsnatural personSourceown accounts 202532.09%
Holdings 3
- LENAERTS - BLOMMAERTsubsidiaryEquity €2.1mResult €143,136100%
- LENAERTS-BLOMMAERT-VERHUURsubsidiaryEquity €5.4mResult €880,951100%
-
100%
According to the 2025 annual accounts of LENIMMO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 15-09-2026 ↗
- Blommaert, Maria 5,870 shares
- Lenaerts, Annette 5,260 shares
- Lenaerts, Adriaan 5,260 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 15-09-2026 Capital stated in the act · 16,390 shares
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 17,605 EUR awarded · 17,605 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 214 EUR | 214 EUR |
| 2024 | 1 | 0 EUR | 17,360 EUR |
| 2023 | 1 | 31 EUR | 31 EUR |
| 2022 | 1 | 17,360 EUR | 0 EUR |
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Of 186 companies in sector 64910 we hold annual accounts for 138. 60 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded07-05-1981
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
64910Financial service activities, except insurance and pension funding
77310Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0421561505
Also
9925:BE0421561505
Registered
11-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.