Verofin
ActiveVerofin has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170k and a net result of €26k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 7683 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+15
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 11.44 against 18.24 in 2024), and 7.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.3%
Return on assets
14%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
1 d early
2023
27 d early
2022
1 d early
2021
4 d early
2020
17 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€170k▲ 8.2%
2024 · €157k
2019: €85k
2020: €99k
2021: €120k
2022: €136k
2023: €152k
2024: €157k
2019 → 2025
Total assets
€184k▲ 11.8%
2024 · €165k
2019: €93k
2020: €106k
2021: €131k
2022: €148k
2023: €162k
2024: €165k
2019 → 2025
Net result
€26k▲ 34.9%
2024 · €19k
2019: €13k
2020: €15k
2021: €21k
2022: €16k
2023: €17k
2024: €19k
2019 → 2025
Working capital
€149k▲ 13.2%
2024 · €131k
2019: €84k
2020: €99k
2021: €117k
2022: €134k
2023: €151k
2024: €131k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€120k-€136k▲ 13.3%€152k▲ 12.2%€157k▲ 3.4%€170k▲ 8.2%
Operating result€29k-€23k▼ 21.7%€24k▲ 4.7%€25k▲ 4.3%€37k▲ 50.7%
Net result€21k-€16k▼ 22.3%€17k▲ 3.6%€19k▲ 15.7%€26k▲ 34.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 51% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€21k▼ 17.6%
Current assets
€163k▲ 17.3%
Equity and liabilities €184k
Equity
€170k▲ 8.2%
Debt
€14k▲ 87.1%
The debt ratio rises from 4.6% to 7.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€43k▲
2024 · €27k
Cash flow
€32k▲
2024 · €21k
Solvency
92.3%▼
2024 · 95.4%
Current ratio
11.44▼
2024 · 18.24
Quick ratio
11.44▼
2024 · 18.24
Debt / equity
0.08▲
2024 · 0.05
ROE
15.2%▲
2024 · 12.2%
ROA
14.0%▲
2024 · 11.6%
Interest coverage
991.87▲
2024 · 690.84
Debt
€14k▲
2024 · €8k
Debt ≤ 1 year
€14k▲
2024 · €8k
Income taxes
€11k▲
2024 · €5k
Staff costs
€595=
2024 · €595
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€165k€184k▲
Fixed assets21/28€26k€21k▼
Tangible fixed assets22/27€26k€21k▼
Furniture and vehicles24€26k€21k▼
Current assets29/58€139k€163k▲
Amounts receivable within one year40/41€60k€20k▼
Trade receivables40€20k€19k▼
Other amounts receivable41€41k€1k▼
Cash at bank and in hand54/58€77k€142k▲
Deferred charges and accrued income490/1€2k€686▼
Equity and liabilities
Total equity and liabilities10/49€165k€184k▲
Equity10/15€157k€170k▲
Contributions10/11€19k€19k=
Reserves13€130k€143k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€129k€141k▲
Profit (loss) carried forward14€8k€8k▲
Amounts payable17/49€8k€14k▲
Amounts payable within one year42/48€8k€14k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€9k▲
Other amounts payable47/48€1k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€595€595=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€6k▲
Other operating charges640/8€730€571▼
Gross operating margin9900€28k€44k▲
Operating profit (loss)9901€25k€37k▲
Financial charges65/66B€39€44▲
Recurring financial charges65€39€44▲
Profit (loss) for the period before taxes9903€25k€37k▲
Income taxes67/77€5k€11k▲
Profit (loss) for the period9904€19k€26k▲
Profit (loss) for the period to be appropriated9905€19k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€34k▲
Profit (loss) brought forward from the previous period14P€8k€8k▲
Transfer from equity791/2-€13k
Transfer to equity691/2€19k€26k▲
To other reserves6921€19k€26k▲
Profit to be distributed694/7-€13k
Return on contributions (dividend)694-€13k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €26k ▲34.9%
Operating result €37k, net result €26k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €150kEq €152k ▲12.2%
5 profitable years in a row build equity to €152k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €120k ▲20.7%
3 profitable years in a row build equity to €120k.
14-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
02-01-2024
Resigned as Niet statutair zaakvoerder
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Udale 19800 DeinzeGround area
6,226 m²
Building footprint
228 m²
Parcel 44039C0147/00P000, Flanders. Linked by address, not a title deed.
1 establishment unit
Verofin
since 19952.071.812.013
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44039C0147/00P000 | Flanders | 6,226 m² | 1 · 228 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ldb beheer
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ALMSKS
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BW GROEP
BE 0630.943.626
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Homelab Invest
BE 0700.396.418
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TRUYERS INVESTMENTS
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Of 24,424 companies in sector 82990 we hold annual accounts for 9,359. 7,027 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-1995
Fiscal year end30-06
Activities, NACEBEL
82990Other business support services
33190Repair, maintenance and installation of machinery and equipment
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.