ldb beheer
Activeldb beheer has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170k and a net result of €45k. Equity is growing by ~44.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 7733 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+37
Solvency100=
Growth73▼-12
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 7.65 against 8.66 in 2024; short-term debt: 13.1% and cash: 47.9% of total assets), and 13.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.9%
Return on assets
23%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
15 d late
2023
on the day
2022
on the day
2021
on the day
2020
4 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€108k▼ 38.3%
2023 · €175k
2019: €63k
2020: €12k
2021: €61k
2022: €109k
2023: €175k
2019 → 2025
EBIT margin
56.2%▲ 20.5pp
2023 · 35.7%
2019: 63.0%
2020: 52.0%
2021: 31.6%
2022: 32.9%
2023: 35.7%
2019 → 2025
Net result
€45k▲ 286%
2024 · €12k
2018: €-5k
2019: €27k
2020: €2k
2021: €15k
2022: €22k
2023: €50k
2024: €12k
2018 → 2025
Working capital
€170k▲ 36.0%
2024 · €125k
2018: €63k
2019: €45k
2020: €57k
2021: €72k
2022: €64k
2023: €113k
2024: €125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€61k-€109k▲ 78.7%€175k▲ 60.6%€108k
Equity€42k-€64k▲ 52.0%€113k▲ 78.2%€125k▲ 10.3%€170k▲ 36.0%
Operating result€19k-€36k▲ 86.0%€63k▲ 74.3%€21k▼ 66.4%€61k▲ 189%
Net result€15k-€22k▲ 49.2%€50k▲ 128%€12k▼ 76.5%€45k▲ 286%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 189% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €196k
Equity
€170k▲ 36.0%
Debt
€26k▲ 56.7%
The debt ratio rises from 11.5% to 13.1%. Equity and debt are higher.
Key figures and ratios
Solvency
86.9%▼
2024 · 88.5%
Current ratio
7.65▼
2024 · 8.66
Quick ratio
7.65▼
2024 · 8.66
Debt / equity
0.15▲
2024 · 0.13
ROE
26.5%▲
2024 · 9.3%
ROA
23.0%▲
2024 · 8.3%
Debt
€26k▲
2024 · €16k
Debt ≤ 1 year
€26k▲
2024 · €16k
Income taxes
€18k▲
2024 · €9k
Staff costs
€40k▼
2024 · €75k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€196k▲
Current assets29/58€141k€196k▲
Amounts receivable within one year40/41€101k€102k▲
Trade receivables40€34k€21k▼
Other amounts receivable41€67k€81k▲
Cash at bank and in hand54/58€40k€94k▲
Equity and liabilities
Total equity and liabilities10/49€141k€196k▲
Equity10/15€125k€170k▲
Contributions10/11€6k€6k=
Reserves13€40k€80k▲
Distributable reserves133€40k€80k▲
Profit (loss) carried forward14€79k€84k▲
Amounts payable17/49€16k€26k▲
Amounts payable within one year42/48€16k€26k▲
Trade debts44€908€400▼
Suppliers440/4€908€400▼
Taxes, remuneration and social security45€15k€25k▲
Taxes450/3€15k€25k▲
Income statement
Code20242025
Turnover70-€108k
Goods, raw materials, services and sundry goods60/61€52k€13k▼
Remuneration, social security and pensions62€75k€40k▼
Other operating charges640/8€118€120▲
Gross operating margin9900€96k€101k▲
Operating profit (loss)9901€21k€61k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€143€48▼
Recurring financial charges65€143€48▼
Profit (loss) for the period before taxes9903€21k€63k▲
Income taxes67/77€9k€18k▲
Profit (loss) for the period9904€12k€45k▲
Profit (loss) for the period to be appropriated9905€12k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€89k€124k▲
Profit (loss) brought forward from the previous period14P€77k€79k▲
Transfer to equity691/2€10k€40k▲
To other reserves6921€10k€40k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €170k ▲36%
7 profitable years in a row build equity to €170k.
15-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €50k ▲128%
Operating result €63k, net result €50k, both a record.
31-12
Financial
Equity above €100kEq €113k ▲78.2%
5 profitable years in a row build equity to €113k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klaverbloemstraat 632170 AntwerpenGround area
257 m²
Building footprint
101 m²
Volume, LiDAR
642 m³
Parcel 11422C0120/00N003, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Klaverbloemstraat 63, 2170 Antwerpen
since 20162.301.616.790
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11422C0120/00N003 | Flanders | 257 m² | 1 · 101 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TRUYERS INVESTMENTS
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,066 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-09-2016
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.