Losses
Every financial year from 2022 to 2025 closed with a loss. 2024 was the heaviest.
Every financial year from 2022 to 2025 closed with a loss. 2024 was the heaviest.
The accounts state no turnover.
Lower net result than 90% of companies in office administrative support. Sector median €16,218 · 9,681 companies.
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 53% of them on solvency, 24% on liquidity, 18% on profitability and 32% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 2,686 companies had the same profile as VEROCOM has now. Each dot stands for 7 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VEROCOM itself: 0.2% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,686 companies, not a prediction for VEROCOM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.07 (0.12 in 2024), below 1. Short-term debt is 26.5% and cash 0.4% of total assets. 47.6% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| VEROCOM Knokke-Heist | €664,767 | €18,681 | 52.4% | - |
| CONTAMI Tongeren-Borgloon | €748,742 | €20,264 | 92.0% | - |
| LAURENWI Perwez | €838,285 | €17,100 | 81.3% | - |
| DG CONSULTING Sint-Gillis (bij-Brussel) | €560,858 | €23,636 | 1.4% | - |
| FINGEST Anderlecht | €652,539 | €22,165 | 67.9% | - |
| ARJULAN Lochristi | €487,623 | €14,672 | 99.8% | - |
| sciBASICS Rochefort | €522,778 | €13,005 | 70.3% | - |
These companies have the same main activity as VEROCOM: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €488,000 and €838,000, founded between 2002 and 2011.
VEROCOM files the micro format. That format states no turnover. The gross margin rose from -€2,016 in 2009 to €18,681 in 2025.
The balance sheet grew most from 2010 to 2012 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 52% of 9,685 companies in 2025.
Lower than 95% of 9,305 companies in 2025.
Higher than 18% of 9,429 companies in 2025.
Net result: bottom quarter · Equity: top quarter · Balance sheet total: top quarter · Working capital: bottom quarter
| Line | Trend | 2025 | 2024 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||||
20/58 |
664,767 | 682,617 | 693,359 | 721,905 | 718,340 | 717,606 | 727,912 | 740,910 | 755,707 | 769,201 | 783,335 | 798,576 | 822,342 | 793,430 | 385,434 | 368,212 | |
21/28 |
651,927 | 663,589 | 692,448 | 702,512 | 702,341 | 711,679 | 726,135 | 740,591 | 755,047 | 768,306 | 782,550 | 796,793 | 805,021 | 698,866 | 355,000 | 355,000 | |
22/27 |
651,927 | 663,589 | 692,448 | 702,512 | 702,341 | 711,679 | 726,135 | 740,591 | 755,047 | 768,306 | 782,550 | 796,793 | 805,021 | 698,866 | 355,000 | 355,000 | |
22 |
625,865 | 640,109 | 668,598 | 682,842 | 697,086 | 711,330 | 725,574 | 739,818 | 754,062 | 768,306 | 782,550 | 796,793 | 805,021 | 698,866 | 355,000 | 355,000 | |
23 |
22,381 | 23,480 | 22,430 | 16,831 | 5,118 | - | - | - | - | - | - | - | - | - | - | - | |
24 |
3,680 | - | 1,420 | 2,840 | 138 | 349 | 561 | 773 | 985 | - | - | - | - | - | - | - | |
29/58 |
12,840 | 19,028 | 911 | 19,393 | 15,999 | 5,926 | 1,777 | 319 | 661 | 895 | 785 | 1,783 | 17,321 | 94,564 | 30,434 | 13,212 | |
3 |
5,000 | 5,000 | - | 5,142 | 5,142 | - | - | - | - | - | - | - | - | - | - | - | |
30/36 |
- | - | - | 5,142 | 5,142 | - | - | - | - | - | - | - | - | - | - | - | |
37 |
5,000 | 5,000 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
40/41 |
5,458 | 13,485 | 911 | 11,716 | 638 | 3,722 | - | - | - | - | - | 1,121 | 10,517 | 71,846 | 2,677 | - | |
40 |
4,000 | 4,000 | - | 10,223 | - | 2,500 | - | - | - | - | - | 1,106 | 10,500 | 71,846 | 2,420 | - | |
41 |
1,458 | 9,485 | 911 | 1,494 | 638 | 1,222 | - | - | - | - | - | 15 | 17 | - | 257 | - | |
54/58 |
2,382 | 543 | - | 2,535 | 9,937 | 523 | 125 | 85 | 433 | 673 | 357 | 450 | 6,616 | 22,718 | 27,758 | 13,212 | |
490/1 |
- | - | - | - | 281 | 1,681 | 1,652 | 234 | 228 | 222 | 427 | 212 | 188 | - | - | - | |
| Balance sheet: equity and liabilities | |||||||||||||||||
10/49 |
664,767 | 682,617 | 693,359 | 721,905 | 718,340 | 717,606 | 727,912 | 740,910 | 755,707 | 769,201 | 783,335 | 798,576 | 822,342 | 793,430 | 385,434 | 368,212 | |
10/15 |
348,019 | 362,870 | 395,929 | 401,656 | 394,631 | 392,540 | 391,234 | 391,149 | 392,345 | 391,233 | 368,439 | 372,920 | 372,322 | 373,533 | 342,946 | 333,212 | |
10/11 |
400,000 | 400,000 | 400,000 | 400,000 | 400,000 | 400,000 | 400,000 | 400,000 | 400,000 | 400,000 | 375,000 | 375,000 | 375,000 | 375,000 | 375,000 | 375,000 | |
100 |
- | - | - | - | 400,000 | 400,000 | 400,000 | 400,000 | 400,000 | 400,000 | 400,000 | 400,000 | 400,000 | 400,000 | 400,000 | 400,000 | |
101 |
- | - | - | - | - | - | - | - | - | - | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | |
14 |
-51,981 | -37,130 | -4,071 | 1,656 | -5,369 | -7,460 | -8,766 | -8,851 | -7,655 | -8,767 | -6,561 | -2,080 | -2,678 | -1,467 | -32,054 | -41,788 | |
17/49 |
316,748 | 319,747 | 297,429 | 320,249 | 323,709 | 325,065 | 336,678 | 349,761 | 363,362 | 377,968 | 414,896 | 425,656 | 450,020 | 419,897 | 42,488 | 35,000 | |
17 |
140,497 | 163,170 | 205,120 | 224,511 | 251,247 | 260,391 | 276,977 | 292,720 | 307,665 | 321,850 | 335,316 | 348,098 | 360,231 | 324,452 | - | - | |
170/4 |
140,497 | 163,170 | 205,120 | 224,511 | 251,247 | 260,391 | 276,977 | 292,720 | 307,665 | 321,850 | 335,316 | 348,098 | 360,231 | 324,452 | - | - | |
42/48 |
176,251 | 156,578 | 92,309 | 95,737 | 72,462 | 64,674 | 59,701 | 57,040 | 55,698 | 56,117 | 79,580 | 77,558 | 89,789 | 94,042 | 42,488 | 35,000 | |
42 |
22,672 | 21,521 | 17,814 | 18,407 | 17,473 | 16,586 | 15,744 | 14,944 | 14,186 | 13,465 | 12,782 | 12,133 | 11,517 | 8,252 | - | - | |
43 |
- | - | 2,170 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
430/8 |
- | - | 2,170 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
44 |
985 | 4,086 | 2,479 | 7,045 | 13,941 | 8,402 | 10,168 | 8,225 | 7,265 | 8,335 | 11,288 | 9,887 | 15,797 | 40,667 | 7,488 | - | |
440/4 |
985 | 4,086 | 2,479 | 7,045 | 13,941 | 8,402 | 10,168 | 8,225 | 7,265 | 8,335 | 11,288 | 9,887 | 15,797 | 40,667 | 7,488 | - | |
46 |
- | - | - | - | - | - | - | - | - | - | - | - | 10,500 | - | - | - | |
45 |
- | - | - | - | - | 116 | 1,097 | 1,218 | 1,595 | 887 | 677 | 1,383 | 2,422 | 10,056 | - | - | |
450/3 |
- | - | - | - | - | 116 | 1,097 | 1,218 | 1,595 | 887 | 677 | 1,383 | 2,422 | 10,056 | - | - | |
47/48 |
152,593 | 130,970 | 69,847 | 70,285 | 41,048 | 39,569 | 32,692 | 32,652 | 32,652 | 33,430 | 54,834 | 54,156 | 49,553 | 35,066 | 35,000 | 35,000 | |
492/3 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 1,404 | - | - | |
| Income statement | |||||||||||||||||
70 |
- | - | - | - | - | 44,577 | 41,373 | 42,350 | 45,402 | 42,015 | 24,900 | - | - | - | - | - | |
9900 |
18,681 | 18,057 | 33,322 | 42,530 | 35,406 | 34,126 | 33,349 | 32,723 | 36,112 | 32,808 | 32,781 | 36,254 | 32,002 | 39,576 | 10,550 | -2,016 | |
60/61 |
- | - | - | - | - | 10,451 | 8,024 | 9,627 | 9,290 | 9,207 | 8,955 | - | - | - | - | - | |
630 |
19,684 | 18,994 | 18,770 | 18,508 | 14,456 | 14,456 | 14,456 | 14,456 | 14,318 | 14,244 | 14,242 | 14,245 | 14,063 | - | - | 38,779 | |
640/8 |
3,486 | 6,186 | 2,488 | 2,948 | 3,037 | 2,788 | 2,808 | 2,723 | 3,258 | 2,664 | - | 2,084 | 694 | 1,216 | 730 | 909 | |
9901 |
-4,488 | -7,124 | 12,064 | 21,074 | 17,914 | 16,882 | 16,085 | 15,545 | 18,536 | 15,900 | 18,538 | 19,925 | 17,245 | 38,360 | 9,819 | -41,704 | |
75/76B |
- | - | 9 | 0 | 106 | - | - | - | - | 9 | - | - | 18 | 16 | 11 | 15 | |
75 |
- | - | 9 | 0 | 106 | - | - | - | - | 9 | - | - | 18 | 16 | 11 | 15 | |
65/66B |
10,363 | 10,448 | 14,276 | 14,049 | 14,612 | 15,460 | 16,000 | 16,740 | 17,425 | 18,114 | 18,730 | 19,327 | 18,474 | 7,790 | 97 | 99 | |
65 |
10,363 | 10,448 | 14,276 | 14,049 | 14,612 | 15,460 | 16,000 | 16,740 | 17,425 | 18,114 | 18,730 | 19,327 | 18,474 | 7,790 | 97 | 99 | |
9903 |
-14,851 | -17,571 | -2,204 | 7,025 | 3,407 | 1,422 | 85 | -1,196 | 1,112 | -2,206 | -192 | 598 | -1,211 | 30,587 | 9,734 | -41,788 | |
67/77 |
- | - | 3,523 | - | 10 | 116 | - | - | - | - | 4,289 | - | - | - | - | - | |
9904 |
-14,851 | -17,571 | -5,727 | 7,025 | 3,397 | 1,306 | 85 | -1,196 | 1,112 | -2,206 | -4,481 | 598 | -1,211 | 30,587 | 9,734 | -41,788 | |
9905 |
-14,851 | -17,571 | -5,727 | 7,025 | 3,397 | 1,306 | 85 | -1,196 | 1,112 | -2,206 | -4,481 | 598 | -1,211 | 30,587 | 9,734 | -41,788 | |
| Appropriation of the result | |||||||||||||||||
9906 |
-51,981 | -37,130 | -4,071 | 1,656 | -5,369 | -7,460 | -8,766 | -8,851 | -7,655 | -8,767 | -6,561 | -2,080 | -2,678 | -1,467 | -32,054 | -41,788 | |
14P |
-37,130 | -19,559 | 1,656 | -5,369 | - | - | - | - | - | - | - | - | - | - | - | - | |
| Document | |||||||||||||||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 22-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 22-07-2026 | 2026-00351004 | |
| 31-12-2024 | micro format | 29-07-2025 | 2025-00362733 | |
| 31-12-2022 | micro format | 28-07-2023 | 2023-00286342 | |
| 31-12-2021 | micro format | 01-07-2022 | 2022-20116942 | |
| 31-12-2020 | micro format | 26-08-2021 | 2021-54100309 | |
| 31-12-2019 | full format | 09-06-2020 | 2020-15300140 | |
| 31-12-2018 | full format | 03-07-2019 | 2019-27100288 | |
| 31-12-2017 | full format | 18-06-2018 | 2018-18500117 | |
| 31-12-2016 | full format | 28-06-2017 | 2017-21900351 | |
| 31-12-2015 | full format | 28-06-2016 | 2016-22500263 | |
| 31-12-2014 | full format | 29-06-2015 | 2015-21900408 | |
| 31-12-2013 | abbreviated format | 27-08-2014 | 2014-48600133 | |
| 31-12-2012 | abbreviated format | 30-08-2013 | 2013-53400571 | |
| 31-12-2011 | abbreviated format | 21-05-2012 | 2012-11800275 | |
| 31-12-2010 | abbreviated format | 01-06-2011 | 2011-13300417 | |
| 31-12-2009 | abbreviated format | 10-08-2010 | 2010-39500476 |
| Line | Trend | 2025 | 2024 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 15,195 | 11,870 | 30,833 | 39,581 | 32,370 | 31,338 | 30,541 | 30,000 | 32,854 | 30,144 | 32,781 | 34,170 | 31,308 | - | - | -2,925 | ||
| 4,833 | 1,422 | 13,043 | 25,533 | 17,853 | 15,762 | 14,541 | 13,260 | 15,430 | 12,038 | 9,762 | 14,843 | 12,852 | - | - | -3,009 | ||
| 8,021 | 3,769 | 8,705 | 18,678 | 5,118 | 0 | 0 | 0 | 1,059 | 0 | 0 | 6,018 | 120,218 | 343,866 | - | 393,779 | ||
| 1,839 | - | - | -7,403 | 9,414 | 399 | 40 | -348 | -240 | 315 | -93 | -6,166 | -16,102 | -5,039 | 14,545 | - | ||
| -163,410 | -137,550 | -91,398 | -76,344 | -56,463 | -58,748 | -57,924 | -56,721 | -55,037 | -55,222 | -78,795 | -75,775 | -72,468 | 523 | -12,054 | -21,788 | ||
| - | - | - | - | - | 37.9% | 38.9% | 36.7% | 40.8% | 37.8% | 74.5% | - | - | - | - | - | ||
| 52.4% | 53.2% | 57.1% | 55.6% | 54.9% | 54.7% | 53.7% | 52.8% | 51.9% | 50.9% | 47.0% | 46.7% | 45.3% | 47.1% | 89.0% | 90.5% | ||
| 0.07 | 0.12 | 0.01 | 0.20 | 0.22 | 0.09 | 0.03 | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 | 0.19 | 1.01 | 0.72 | 0.38 | ||
| 0.04 | 0.09 | 0.01 | 0.15 | 0.15 | 0.09 | 0.03 | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 | 0.19 | 1.01 | 0.72 | 0.38 | ||
| 0.91 | 0.88 | 0.75 | 0.80 | 0.82 | 0.83 | 0.86 | 0.89 | 0.93 | 0.97 | 1.13 | 1.14 | 1.21 | 1.12 | 0.12 | 0.11 | ||
| -4.3% | -4.8% | -1.4% | 1.7% | 0.9% | 0.3% | 0.0% | -0.3% | 0.3% | -0.6% | -1.2% | 0.2% | -0.3% | 8.2% | 2.8% | -12.5% | ||
| -2.2% | -2.6% | -0.8% | 1.0% | 0.5% | 0.2% | 0.0% | -0.2% | 0.1% | -0.3% | -0.6% | 0.1% | -0.1% | 3.9% | 2.5% | -11.3% | ||
| 1.47 | 1.14 | 2.16 | 2.82 | - | - | - | - | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | 20 days | - | - | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | 293 days | 463 days | 312 days | 285 days | 330 days | 460 days | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2022 | 2021 |
|---|---|---|---|---|
| Tangible fixed assets | €8,021 | €3,769 | €8,705 | €18,678 |
| €19,684 | €18,994 | €18,770 | €18,508 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €4,488, smaller than the loss of €7,124 in 2024.
Debt's share of the balance-sheet total rises from 46.8% to 47.6%. Equity and debt are lower.
VEROCOM has no parent and no holdings in its annual accounts.
The connected companies are in the list below.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Knokkestraat 495 A registered office 8301 Knokke-Heist | 08-07-2008 | 2.185.878.667 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 31338D0002/00B003 | 599 m² | 1 · 220 m² | 10.4 m · 2 |
| 31338D0002/00A003 | 578 m² | 1 · 203 m² | 7.5 m · 2 |
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