VEROCOM
ActiveVEROCOM has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €348k and a net result of €-15k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 51% of 7723 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▲+3
Solvency77▼-1
Growth41=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.12 in 2024; short-term debt: 26.5% and cash: 0.4% of total assets), and 47.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192021222425
2018 to 2025 · latest year €-15k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
2 d early
2022
3 d early
2021
30 d early
2020
26 d late
2019
52 d early
2018
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€45k▲ 7.7%
2018 · €41k
2018: €41k
2018 → 2019
EBIT margin
37.9%▼ 1.0pp
2018 · 38.9%
2018: 38.9%
2018 → 2019
Net result
€-15k▲ 15.5%
2024 · €-18k
2018: €85
2019: €1k
2020: €3k
2021: €7k
2022: €-6k
2024: €-18k
2018 → 2025
Working capital
€-163k▼ 18.8%
2024 · €-138k
2018: €-58k
2019: €-59k
2020: €-56k
2021: €-76k
2022: €-91k
2024: €-138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€395k-€402k▲ 1.8%€396k▼ 1.4%€363k▼ 8.3%€348k▼ 4.1%
Operating result€18k-€21k▲ 17.6%€12k▼ 42.8%€-7k€-4k▲ 37.0%
Net result€3k-€7k▲ 107%€-6k€-18k▼ 207%€-15k▲ 15.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €7k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €665k
Fixed assets
€652k▼ 1.8%
Current assets
€13k▼ 32.5%
Equity and liabilities €665k
Equity
€348k▼ 4.1%
Debt
€317k▼ 0.9%
The debt ratio rises from 46.8% to 47.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €12k
Cash flow
€5k▲
2024 · €1k
Solvency
52.4%▼
2024 · 53.2%
Current ratio
0.07▼
2024 · 0.12
Quick ratio
0.04▼
2024 · 0.09
Debt / equity
0.91▲
2024 · 0.88
ROE
-4.3%▲
2024 · -4.8%
ROA
-2.2%▲
2024 · -2.6%
Interest coverage
1.47▲
2024 · 1.14
Debt
€317k▼
2024 · €320k
Debt ≤ 1 year
€176k▲
2024 · €157k
Debt > 1 year
€140k▼
2024 · €163k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€683k€665k▼
Fixed assets21/28€664k€652k▼
Tangible fixed assets22/27€664k€652k▼
Land and buildings22€640k€626k▼
Plant, machinery and equipment23€23k€22k▼
Furniture and vehicles24-€4k
Current assets29/58€19k€13k▼
Stocks and contracts in progress3€5k€5k=
Contracts in progress37€5k€5k=
Amounts receivable within one year40/41€13k€5k▼
Trade receivables40€4k€4k=
Other amounts receivable41€9k€1k▼
Cash at bank and in hand54/58€543€2k▲
Equity and liabilities
Total equity and liabilities10/49€683k€665k▼
Equity10/15€363k€348k▼
Contributions10/11€400k€400k=
Profit (loss) carried forward14€-37k€-52k▼
Amounts payable17/49€320k€317k▼
Amounts payable after more than one year17€163k€140k▼
Financial debts170/4€163k€140k▼
Amounts payable within one year42/48€157k€176k▲
Current portion of amounts payable after more than one year42€22k€23k▲
Trade debts44€4k€985▼
Suppliers440/4€4k€985▼
Other amounts payable47/48€131k€153k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Other operating charges640/8€6k€3k▼
Gross operating margin9900€18k€19k▲
Operating profit (loss)9901€-7k€-4k▲
Financial charges65/66B€10k€10k▼
Recurring financial charges65€10k€10k▼
Profit (loss) for the period before taxes9903€-18k€-15k▲
Profit (loss) for the period9904€-18k€-15k▲
Profit (loss) for the period to be appropriated9905€-18k€-15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-52k▼
Profit (loss) brought forward from the previous period14P€-20k€-37k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-18k
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €7k ▲107%
Operating result €21k, net result €7k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Knokkestraat 495A8301 Knokke-HeistGround area
1,177 m²
Building footprint
424 m²
Volume, LiDAR
2,364 m³
2 parcels, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VEROCOM
since 20082.185.878.667
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31338D0002/00B003 | Flanders | 599 m² | 1 · 220 m² | 10.4 m · 2 fl. |
| 31338D0002/00A003 | Flanders | 578 m² | 1 · 203 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FinCat
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Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,208 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2008
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
46460Wholesale of pharmaceutical and medical goods
46499Wholesale of other household goods
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.