VERMUNT
ActiveVERMUNT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €21k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 37% of 4444 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+23
Solvency54=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 4.04 in 2024; short-term debt: 65.8% and cash: 6.3% of total assets), and 71% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €119k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-10-2025, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
2 d early
2023
5 d early
2022
2 d late
2021
3 d early
2020
9 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€119k▲ 10.3%
2024 · €108k
2019: €101k
2020: €103k
2021: €110k
2022: €101k
2023: €101k
2024: €108k
2019 → 2025
Total assets
€412k▲ 10.0%
2024 · €374k
2019: €209k
2020: €210k
2021: €228k
2022: €291k
2023: €196k
2024: €374k
2019 → 2025
Net result
€21k▲ 187%
2024 · €7k
2019: €5k
2020: €2k
2021: €18k
2022: €-9k
2023: €15k
2024: €7k
2019 → 2025
Working capital
€116k▼ 57.4%
2024 · €272k
2019: €116k
2020: €115k
2021: €129k
2022: €115k
2023: €115k
2024: €272k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€101k▼ 8.3%€101k▼ 0.4%€108k▲ 7.3%€119k▲ 10.3%
Operating result€26k-€-7k€20k€21k▲ 6.5%€30k▲ 39.4%
Net result€18k-€-9k€15k€7k▼ 49.5%€21k▲ 187%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 39% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €412k
Fixed assets
€25k▲ 90.4%
Current assets
€387k▲ 7.1%
Equity and liabilities €412k
Equity
€119k▲ 10.3%
Provisions
€22k=
Debt
€271k▲ 10.8%
The debt ratio rises from 65.3% to 65.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▲
2024 · €31k
Cash flow
€28k▲
2024 · €17k
Solvency
29.0%▲
2024 · 28.9%
Current ratio
1.43▼
2024 · 4.04
Quick ratio
1.22▼
2024 · 3.42
Debt / equity
2.27▲
2024 · 2.26
ROE
17.7%▲
2024 · 6.8%
ROA
5.1%▲
2024 · 2.0%
Interest coverage
7.32▲
2024 · 3.64
Debt
€271k▲
2024 · €244k
Debt ≤ 1 year
€271k▲
2024 · €89k
Income taxes
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€374k€412k▲
Fixed assets21/28€13k€25k▲
Tangible fixed assets22/27€12k€24k▲
Furniture and vehicles24€12k€24k▲
Financial fixed assets28€1k€1k=
Current assets29/58€361k€387k▲
Amounts receivable after more than one year29€190k€83k▼
Other amounts receivable291€190k€83k▼
Stocks and contracts in progress3€56k€56k=
Contracts in progress37€56k€56k=
Amounts receivable within one year40/41€75k€222k▲
Trade receivables40€65k€214k▲
Other amounts receivable41€9k€8k▼
Cash at bank and in hand54/58€41k€26k▼
Equity and liabilities
Total equity and liabilities10/49€374k€412k▲
Equity10/15€108k€119k▲
Contributions10/11€19k€19k=
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€2k€2k=
Profit (loss) carried forward14€86k€97k▲
Provisions and deferred taxes16€22k€22k=
Provisions for liabilities and charges160/5€22k€22k=
Other liabilities and charges164/5€22k€22k=
Amounts payable17/49€244k€271k▲
Amounts payable after more than one year17€155k-
Financial debts170/4€155k-
Amounts payable within one year42/48€89k€271k▲
Current portion of amounts payable after more than one year42€8k€6k▼
Trade debts44€4k€23k▲
Suppliers440/4€4k€23k▲
Taxes, remuneration and social security45€16k€12k▼
Taxes450/3€16k€12k▼
Other amounts payable47/48€62k€230k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€7k▼
Other operating charges640/8€493€505▲
Gross operating margin9900€31k€37k▲
Operating profit (loss)9901€21k€30k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€8k€5k▼
Recurring financial charges65€8k€5k▼
Profit (loss) for the period before taxes9903€13k€26k▲
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€7k€21k▲
Profit (loss) for the period to be appropriated9905€7k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€86k€107k▲
Profit (loss) brought forward from the previous period14P€78k€86k▲
Profit to be distributed694/7-€10k
Directors or managers695-€10k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €21k ▲187%
Operating result €30k, net result €21k, both a record.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
2022
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
31-03
Financial
Weakest financial yearnet €-9k ▼151%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Osylei 22640 MortselGround area
1,255 m²
Building footprint
209 m²
Parcel 11029A0180/00E006, Flanders. Linked by address, not a title deed.
1 establishment unit
VERMUNT
since 20032.133.200.046
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11029A0180/00E006 | Flanders | 1,255 m² | 1 · 209 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A&V Services
BE 0750.744.564
Hannut · Eq €119k
KIM CLEANING
BE 0564.882.468
Ukkel · Eq €120k
VDW ENTREPRISE GENERALE
BE 0779.512.586
Halle · Eq €119k
FRESH TRAY
BE 0782.995.381
Heusden-Zolder · Eq €118k
DEJAN CLEANING
BE 0546.921.137
Morlanwelz · Eq €121k
Of 1,702 companies in sector 81230 we hold annual accounts for 473. 363 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-08-2003
Fiscal year end31-03
Activities, NACEBEL
45250
81230Other cleaning activities
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.