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HARTEEL

Active
Private limited companyfounded 198640 yrs activeMosselbank(VRA) 127, 9120 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0428.948.648
Summary

HARTEEL has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €503,356 and a net result of €11,114. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 5431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
HARTEELActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Other cleaning activities
NACE 81230NACE 81290
#8 oldest company in Beveren-Kruibeke-Zwijndrecht, Administrative and support services sector1 site
Size
€536,389total assets 2025
Equity
€503,356
Profit
€11,114
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 6 d early0 of 5 deeds read
Why 91- 1 change of registered office in 24 months- Sector Services to buildings and landscape activities (NACE 81)+ Liquidity: current ratio 15.47, cash €107,743+ Equity €503,356 (93.8% of total assets)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 62% of its sector peers (NACE 81, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 93.8% of total assets
Liquidity 75-1
short-term debt 6.1% · cash 20.1%
Profitability 71-16
return on assets 2.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,660 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▲ +5.1% vs 11-2024 01-2025: 0.1%▲ +11.3% vs 12-2024 02-2025: 0.1%▲ +4.3% vs 01-2025 03-2025: 0.1%▲ +2.8% vs 02-2025 04-2025: 0.1%▲ +50.0% vs 03-2025 05-2025: 0.2%▲ +82.9% vs 04-2025 06-2025: < 0.1%▼ -75.9% vs 05-2025lowest value 07-2025: < 0.1%● 0.0% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.2%▲ +208% vs 12-2025 02-2026: 0.2%▲ +23.8% vs 01-2026 03-2026: 0.2%▼ -3.2% vs 02-2026 04-2026: 0.2%▲ +18.2% vs 03-2026 05-2026: 0.4%▲ +77.1% vs 04-2026highest value 06-2026: 0.2%▼ -51.7% vs 05-2026 07-2026: 0.2%● 0.0% vs 06-2026 08-2026: 0.2%● 0.0% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%▼ -3.3% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 15.47, cash €107,743 lowers the probability
  • Equity €503,356 (93.8% of total assets) lowers the probability
  • Sector Services to buildings and landscape activities (NACE 81) raises the probability
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 15.47 against 13.58 in 2024; short-term debt: 6.1% and cash: 20.1% of total assets), and 6.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 92%, liquidity 77%, profitability 39%, growth against the median 39%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 15.47, cash €107,743
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €503,356 (93.8% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Services to buildings and landscape activities (NACE 81)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
6 d early
2024
on the day
2023
36 d early
2022
37 d early
2021
23 d early
2020
45 d early
2019
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 7 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close04-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €500,000Eq €503,356 ▲2.3%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Result fell in 2025from €78,393 to €11,114 ▼ 85.8% View
  • Positive: Among the best 5% on solvencysector median 40.7% · 5,431 companies 93.8% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €11,114 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€536,389
Profit
€11,114
Solvency
93.8%
Total assets▲ 1.2%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 30-04-2027
  1. 24-04-2026Annual accounts filed
  2. 30-09-2025Equity above €500,000
  3. 30-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other cleaning activitiesNACE 81230
Founded
15-04-1986
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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