IMMO PANTHEON
ActiveIMMO PANTHEON has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €2k. Equity is growing by ~34.5% per year across the filed fiscal years. Its solvency ranks better than 52% of 1198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▼-29
Solvency69▲+1
Growth85=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 1.74 in 2024; short-term debt: 56.1% and cash: 44.7% of total assets), but 56.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.9%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
215 d late
2023
117 d late
2022
29 d early
2021
20 d early
2020
40 d early
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€101k▼ 16.7%
2023 · €121k
2020: €18k
2021: €92k
2022: €103k
2023: €121k
2020 → 2025
EBIT margin
4.0%▼ 5.3pp
2023 · 9.3%
2020: 24.5%
2021: 16.4%
2022: 14.0%
2023: 9.3%
2020 → 2025
Net result
€2k▼ 87.7%
2024 · €17k
2018: €-1k
2020: €3k
2021: €12k
2022: €10k
2023: €8k
2024: €17k
2018 → 2025
Working capital
€58k▲ 3.7%
2024 · €56k
2018: €6k
2019: €6k
2020: €9k
2021: €21k
2022: €31k
2023: €39k
2024: €56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€92k-€103k▲ 11.1%€121k▲ 17.6%€101k
Equity€21k-€31k▲ 50.8%€39k▲ 26.4%€56k▲ 43.3%€58k▲ 3.7%
Operating result€15k-€14k▼ 4.9%€11k▼ 22.3%€17k▲ 52.7%€4k▼ 76.5%
Net result€12k-€10k▼ 9.5%€8k▼ 21.5%€17k▲ 107%€2k▼ 87.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €133k
Equity
€58k▲ 3.7%
Debt
€74k▼ 1.9%
The debt ratio falls from 57.5% to 56.1%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
43.9%▲
2024 · 42.5%
Current ratio
1.78▲
2024 · 1.74
Quick ratio
1.78▲
2024 · 1.74
Debt / equity
1.28▼
2024 · 1.35
ROE
3.6%▼
2024 · 30.2%
ROA
1.6%▼
2024 · 12.9%
Debt
€74k▼
2024 · €76k
Debt ≤ 1 year
€74k▼
2024 · €76k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€132k€133k▲
Current assets29/58€132k€133k▲
Amounts receivable within one year40/41€54k€73k▲
Trade receivables40€50k€65k▲
Other amounts receivable41€4k€8k▲
Cash at bank and in hand54/58€78k€59k▼
Equity and liabilities
Total equity and liabilities10/49€132k€133k▲
Equity10/15€56k€58k▲
Contributions10/11€12k€12k=
Outside capital11-€12k
Other1109/19-€12k
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Profit (loss) carried forward14€42k€44k▲
Amounts payable17/49€76k€74k▼
Amounts payable within one year42/48€76k€74k▼
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Advances received on contracts in progress46€65k€65k=
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€956€956=
Income statement
Code20242025
Turnover70-€101k
Non-recurring operating income76A-€5k
Goods, raw materials, services and sundry goods60/61-€101k
Other operating charges640/8€5k€400▼
Non-recurring operating charges66A€180€227▲
Gross operating margin9900€22k€5k▼
Operating profit (loss)9901€17k€4k▼
Financial charges65/66B€140€153▲
Recurring financial charges65€140€153▲
Profit (loss) for the period before taxes9903€17k€4k▼
Income taxes67/77-€2k
Profit (loss) for the period9904€17k€2k▼
Profit (loss) for the period to be appropriated9905€17k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€44k▲
Profit (loss) brought forward from the previous period14P€25k€42k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
03-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 215 days late
2024
31-12
Financial
Highest result since 2018net €17k ▲107%
Operating result €17k, net result €17k, both a record.
25-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 117 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 11.03
Current ratio from 5.10 to 11.03; short-term debt falls from €8k to €4k.
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselbaan 230 A1600 Sint-Pieters-LeeuwGround area
593 m²
Building footprint
136 m²
Volume, LiDAR
1,082 m³
Parcel 23077B0436/00K003, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Brusselbaan 230 A, 1600 Sint-Pieters-Leeuw
since 19992.093.462.413
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077B0436/00K003 | Flanders | 593 m² | 1 · 136 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,703 companies in sector 81230 we hold annual accounts for 473. 360 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-1999
Fiscal year end31-12
Activities, NACEBEL
81230Other cleaning activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.