VERLANI
ActiveVERLANI has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.76M and a net result of €387k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+18
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 6.78 against 24.87 in 2024; short-term debt: 11.8% and cash: 21% of total assets), and 12.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.1%
Return on assets
19.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
42 d early
2023
51 d late
2022
149 d late
2021
60 d late
2020
94 d late
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.76M▲ 28.3%
2024 · €1.37M
2018: €1.14M
2019: €1.14M
2020: €1.17M
2021: €1.19M
2022: €1.25M
2023: €1.30M
2024: €1.37M
2018 → 2025
Total assets
€2.01M▲ 40.9%
2024 · €1.43M
2018: €1.26M
2019: €1.24M
2020: €1.22M
2021: €1.25M
2022: €1.30M
2023: €1.35M
2024: €1.43M
2018 → 2025
Net result
€387k▲ 440%
2024 · €72k
2018: €-9k
2019: €3k
2020: €25k
2021: €26k
2022: €56k
2023: €47k
2024: €72k
2018 → 2025
Working capital
€1.38M▲ 43.0%
2024 · €962k
2018: €552k
2019: €602k
2020: €596k
2021: €644k
2022: €715k
2023: €801k
2024: €962k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.19M-€1.25M▲ 4.7%€1.30M▲ 3.7%€1.37M▲ 5.5%€1.76M▲ 28.3%
Operating result€61k-€70k▲ 13.7%€67k▼ 4.1%€100k▲ 49.7%€575k▲ 473%
Net result€26k-€56k▲ 116%€47k▼ 17.0%€72k▲ 53.1%€387k▲ 440%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 473% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.01M
Fixed assets
€401k▼ 6.2%
Current assets
€1.61M▲ 61.0%
Equity and liabilities €2.01M
Equity
€1.76M▲ 28.3%
Provisions
€17k▼ 2.1%
Debt
€243k▲ 442%
The debt ratio rises from 3.1% to 12.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€602k▲
2024 · €125k
Cash flow
€414k▲
2024 · €96k
Solvency
87.1%▼
2024 · 95.7%
Current ratio
6.78▼
2024 · 24.87
Quick ratio
6.57▼
2024 · 23.64
Debt / equity
0.14▲
2024 · 0.03
ROE
22.0%▲
2024 · 5.2%
ROA
19.2%▲
2024 · 5.0%
Interest coverage
1660.40▲
2024 · 62.97
Debt
€243k▲
2024 · €45k
Debt ≤ 1 year
€238k▲
2024 · €40k
Income taxes
€195k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.43M€2.01M▲
Fixed assets21/28€428k€401k▼
Tangible fixed assets22/27€427k€400k▼
Land and buildings22€403k€382k▼
Other tangible fixed assets26€24k€18k▼
Financial fixed assets28€884€884=
Current assets29/58€1.00M€1.61M▲
Stocks and contracts in progress3€50k€50k=
Stocks30/36€50k€50k=
Amounts receivable within one year40/41€110k€137k▲
Trade receivables40€8k€34k▲
Other amounts receivable41€101k€102k▲
Current investments50/53€528k€1.00M▲
Cash at bank and in hand54/58€314k€424k▲
Equity and liabilities
Total equity and liabilities10/49€1.43M€2.01M▲
Equity10/15€1.37M€1.76M▲
Contributions10/11€93k€93k=
Reserves13€1.28M€1.66M▲
Tax-exempt reserves132€45k€44k▼
Distributable reserves133€1.23M€1.62M▲
Provisions and deferred taxes16€17k€17k▼
Deferred taxes168€17k€17k▼
Amounts payable17/49€45k€243k▲
Amounts payable within one year42/48€40k€238k▲
Trade debts44€969€22k▲
Suppliers440/4€969€22k▲
Taxes, remuneration and social security45€18k€195k▲
Taxes450/3€18k€195k▲
Other amounts payable47/48€21k€21k=
Accrued charges and deferred income492/3€5k€5k▲
Income statement
Code20242025
Non-recurring operating income76A€46k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€27k▲
Other operating charges640/8€16k€34k▲
Non-recurring operating charges66A€58€3k▲
Gross operating margin9900€141k€639k▲
Operating profit (loss)9901€100k€575k▲
Financial income75/76B€4k€7k▲
Recurring financial income75€4k€7k▲
Financial charges65/66B€2k€362▼
Recurring financial charges65€2k€362▼
Profit (loss) for the period before taxes9903€103k€582k▲
Transfer from deferred taxes780€350€350=
Transfer to deferred taxes680€12k-
Income taxes67/77€20k€195k▲
Profit (loss) for the period9904€72k€387k▲
Transfer from tax-exempt reserves789€680€680=
Transfer to tax-exempt reserves689€35k-
Profit (loss) for the period to be appropriated9905€38k€388k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€388k▲
Transfer to equity691/2€38k€388k▲
To other reserves6921€38k€388k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €387k ▲440%
Operating result €575k, net result €387k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 149 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 94 days late
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 19.96
Current ratio from 9.58 to 19.96; short-term debt falls from €64k to €32k.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwijndrecht · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Richard Orlentstraat 42070 ZwijndrechtGround area
1,844 m²
Building footprint
339 m²
Volume, LiDAR
3,756 m³
2 parcels, Flanders · tallest building 18.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Oudevaartplaats 22, 2000 Antwerpen
since 19942.068.036.931
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11056A0393/00P000 | Flanders | 1,764 m² | 1 · 259 m² | 14.7 m · 4 fl. |
| 11803C0920/00C000 | Flanders | 80 m² | 1 · 80 m² | 18.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600HEI4YSUBYFDB53
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Of 9,133 companies in sector 68201 we hold annual accounts for 6,762. 4,425 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-1994
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.