IMMOLA
ActiveIMMOLA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.10M and a net result of €404k. Equity is growing by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 9095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+11
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €210k at 30 days acceptable
Liquidity ample (current ratio 17.68 against 25.54 in 2024), and 4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96%
Return on assets
18.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
28 d late
2023
8 d early
2022
30 d late
2021
5 d early
2020
20 d late
2019
102 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.10M▲ 23.8%
2024 · €1.70M
2018: €161k
2019: €190k
2020: €341k
2021: €701k
2022: €1.02M
2023: €1.41M
2024: €1.70M
2018 → 2025
Total assets
€2.19M▲ 25.6%
2024 · €1.74M
2018: €196k
2019: €230k
2020: €437k
2021: €871k
2022: €1.30M
2023: €1.48M
2024: €1.74M
2018 → 2025
Net result
€404k▲ 39.4%
2024 · €290k
2018: €22k
2019: €29k
2020: €150k
2021: €361k
2022: €404k
2023: €383k
2024: €290k
2018 → 2025
Working capital
€1.46M▲ 29.6%
2024 · €1.13M
2018: €139k
2019: €168k
2020: €280k
2021: €397k
2022: €750k
2023: €1.14M
2024: €1.13M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€701k-€1.02M▲ 45.9%€1.41M▲ 37.4%€1.70M▲ 20.6%€2.10M▲ 23.8%
Operating result€540k-€598k▲ 10.9%€566k▼ 5.5%€410k▼ 27.5%€588k▲ 43.4%
Net result€361k-€404k▲ 12.0%€383k▼ 5.3%€290k▼ 24.3%€404k▲ 39.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 43% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.19M
Fixed assets
€638k▲ 12.4%
Current assets
€1.55M▲ 32.0%
Equity and liabilities €2.19M
Equity
€2.10M▲ 23.8%
Debt
€88k▲ 90.6%
The debt ratio rises from 2.6% to 4.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€618k▲
2024 · €461k
Cash flow
€434k▲
2024 · €340k
Solvency
96.0%▼
2024 · 97.4%
Current ratio
17.68▼
2024 · 25.54
Quick ratio
17.68▼
2024 · 25.53
Debt / equity
0.04▲
2024 · 0.03
ROE
19.2%▲
2024 · 17.1%
ROA
18.5%▲
2024 · 16.6%
Interest coverage
8050.84▲
2024 · 6245.30
Debt
€88k▲
2024 · €46k
Debt ≤ 1 year
€88k▲
2024 · €46k
Income taxes
€195k▲
2024 · €139k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.74M€2.19M▲
Fixed assets21/28€568k€638k▲
Tangible fixed assets22/27€568k€638k▲
Land and buildings22€550k€613k▲
Plant, machinery and equipment23€11k€25k▲
Furniture and vehicles24€6k-
Current assets29/58€1.17M€1.55M▲
Stocks and contracts in progress3€500€500=
Stocks30/36€500€500=
Amounts receivable within one year40/41€396k€411k▲
Trade receivables40€349k€363k▲
Other amounts receivable41€47k€48k▲
Current investments50/53€607k€616k▲
Cash at bank and in hand54/58€165k€517k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.74M€2.19M▲
Equity10/15€1.70M€2.10M▲
Contributions10/11€99k€99k=
Capital10€99k€99k=
Issued capital100€99k€99k=
Reserves13€1.60M€2.00M▲
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Distributable reserves133€1.59M€1.99M▲
Profit (loss) carried forward14€410€410=
Amounts payable17/49€46k€88k▲
Amounts payable within one year42/48€46k€88k▲
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Taxes, remuneration and social security45€16k€58k▲
Taxes450/3€16k€58k▲
Other amounts payable47/48€23k€23k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€30k▼
Other operating charges640/8€13k€12k▼
Gross operating margin9900€473k€630k▲
Operating profit (loss)9901€410k€588k▲
Financial income75/76B€19k€11k▼
Recurring financial income75€19k€11k▼
Financial charges65/66B€74€77▲
Recurring financial charges65€74€77▲
Profit (loss) for the period before taxes9903€428k€598k▲
Income taxes67/77€139k€195k▲
Profit (loss) for the period9904€290k€404k▲
Profit (loss) for the period to be appropriated9905€290k€404k▲
Appropriation of the result
Profit (loss) to be appropriated9906€290k€404k▲
Profit (loss) brought forward from the previous period14P€410€410=
Transfer to equity691/2€290k€404k▲
To other reserves6921€290k€404k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €2MEq €2.10M ▲23.8%
8 profitable years in a row build equity to €2.10M.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 16.38
Current ratio from 3.76 to 16.38; short-term debt falls from €272k to €74k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €404k ▲12%
Operating result €598k, net result €404k, both a record.
31-12
Financial
Equity above €1MEq €1.02M ▲45.9%
5 profitable years in a row build equity to €1.02M.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €701k ▲106%
4 profitable years in a row build equity to €701k.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Equity above €200kEq €341k ▲79.1%
3 profitable years in a row build equity to €341k.
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herselt · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Baan 232230 HerseltGround area
3,293 m²
Building footprint
231 m²
Volume, LiDAR
983 m³
Parcel 13392M0621/00K000, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IMMOLA NV
since 19952.071.674.035
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13392M0621/00K000 | Flanders | 3,293 m² | 1 · 231 m² | 9.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Anciens Etablissements Chaudrel
BE 0408.056.630
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SGAF Beheer
BE 0413.057.771
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IMMO A.D.B.
BE 0432.471.827
Lokeren · Eq €2.10M
IMMO SOMA
BE 0696.820.086
Maasmechelen · Eq €2.10M
DLT IMMO
BE 0789.506.457
Aarschot · Eq €2.09M
Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 4,225 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-04-1995
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.