Skip to content

DACOM

Active
Public limited companyfounded 199630 yrs activeToekomststraat 27, 3500 Hasselt, BelgiumKBO/BCE: BE 0457.373.410

DACOM has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.61M and a net result of €331k. Equity is shrinking by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
85 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91=
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.78 in 2024; short-term debt: 13% and cash: 0.2% of total assets), and 14.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 30 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.4%
Return on assets
17.5%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
49 d early
2024
51 d early
2023
9 d early
2022
21 d early
2021
27 d early
2020
25 d early
2019
113 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€1.61M▲ 8.1%
2024 · €1.49M
2018: €2.73M 2019: €3.00M 2020: €1.87M 2021: €1.80M 2022: €1.36M 2023: €1.49M 2024: €1.49M
2018 → 2025
Total assets
€1.89M▲ 2.5%
2024 · €1.84M
2018: €2.93M 2019: €3.13M 2020: €1.93M 2021: €2.17M 2022: €1.81M 2023: €1.59M 2024: €1.84M
2018 → 2025
Net result
€331k▲ 2.2%
2024 · €323k
2018: €266k 2019: €268k 2020: €221k 2021: €235k 2022: €254k 2023: €231k 2024: €323k
2018 → 2025
Working capital
€-227k▼ 228%
2024 · €-69k
2018: €1.26M 2019: €1.48M 2020: €407k 2021: €410k 2022: €13k 2023: €89k 2024: €-69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.80M-€1.36M▼ 24.7%€1.49M▲ 9.6%€1.49M▲ 0.2%€1.61M▲ 8.1%
Operating result€336k-€370k▲ 10.1%€461k▲ 24.8%€460k▼ 0.3%€472k▲ 2.7%
Net result€235k-€254k▲ 7.7%€231k▼ 9.0%€323k▲ 40.2%€331k▲ 2.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400kOperating result 2021: €336k€336kNet result 2021: €235k€235kOperating result 2022: €370k€370kNet result 2022: €254k€254kOperating result 2023: €461k€461kNet result 2023: €231k€231kOperating result 2024: €460k€460kNet result 2024: €323k€323kOperating result 2025: €472k€472kNet result 2025: €331k€331k20212022202320242025
The operating result recovers in 2025; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.89M
Fixed assets €1.87M▲ 17.6%
Current assets €19k▼ 92.5%
Equity and liabilities €1.89M
Equity €1.61M▲ 8.1%
Debt €275k▼ 21.2%
The debt ratio falls from 19.0% to 14.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€622k
2024 · €586k
Cash flow
€480k
2024 · €450k
Solvency
85.4%
2024 · 81.0%
Current ratio
0.08
2024 · 0.78
Quick ratio
0.08
2024 · 0.78
Debt / equity
0.17
2024 · 0.23
ROE
20.5%
2024 · 21.7%
ROA
17.5%
2024 · 17.6%
Interest coverage
3574.47
2024 · 977.26
Debt
€275k
2024 · €349k
Debt ≤ 1 year
€246k
2024 · €321k
Income taxes
€151k
2024 · €136k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.84M€1.89M
Fixed assets21/28€1.59M€1.87M
Tangible fixed assets22/27€1.59M€1.87M
Land and buildings22€830k€956k
Plant, machinery and equipment23€710k€879k
Furniture and vehicles24€49k€34k
Current assets29/58€252k€19k
Amounts receivable within one year40/41€25k€8k
Trade receivables40€21k€4k
Other amounts receivable41€4k€4k=
Cash at bank and in hand54/58€224k€5k
Deferred charges and accrued income490/1€2k€6k
Equity and liabilities
Total equity and liabilities10/49€1.84M€1.89M
Equity10/15€1.49M€1.61M
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.37M€1.49M
Non-distributable reserves130/1€119k€119k=
Legal reserve130€119k€119k=
Distributable reserves133€1.25M€1.37M
Profit (loss) carried forward14€65k€65k=
Amounts payable17/49€349k€275k
Amounts payable within one year42/48€321k€246k
Financial debts43€2k€8k
Other loans439€2k€8k
Trade debts44€4k€10k
Suppliers440/4€4k€10k
Taxes, remuneration and social security45€11k€28k
Taxes450/3€11k€28k
Other amounts payable47/48€304k€200k
Accrued charges and deferred income492/3€28k€29k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€127k€149k
Other operating charges640/8€57k€79k
Non-recurring operating charges66A€0-
Gross operating margin9900€643k€701k
Operating profit (loss)9901€460k€472k
Financial income75/76B€0€10k
Recurring financial income75€0€0
Non-recurring financial income76B-€10k
Financial charges65/66B€600€174
Recurring financial charges65€600€174
Profit (loss) for the period before taxes9903€459k€482k
Income taxes67/77€136k€151k
Profit (loss) for the period9904€323k€331k
Profit (loss) for the period to be appropriated9905€323k€331k
Appropriation of the result
Profit (loss) to be appropriated9906€388k€396k
Profit (loss) brought forward from the previous period14P€65k€65k=
Transfer from equity791/2€320k€210k
Transfer to equity691/2€323k€331k
To other reserves6921€323k€331k
Profit to be distributed694/7€320k€210k
Return on contributions (dividend)694€320k€210k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €331k ▲2.2%
Operating result €472k, net result €331k, both a record.
10-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €221k ▼17.5%
Net result drops to €221k, the lowest in the series; recovery starts the following year.
09-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Liquidity doublescurrent ratio 17.75
Current ratio from 8.48 to 17.75; short-term debt falls from €168k to €88k.
20-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1996
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Toekomststraat 273500 Hasselt
Ground area
371 m²
Building footprint
203 m²
Volume, LiDAR
2,481 m³
Parcel 71328D0231/00T000, Flanders · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DACOM NV
Toekomststraat 27, 3500 HasseltInsurance, reinsurance and pension funding, except compulsory social security
since 19962.075.700.030
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71328D0231/00T000 Flanders 371 m² 1 · 203 m² 15.9 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

529900RYQCY53FADEH17
live in the LEI register

Similar companies · same sector, comparable size

Of 9,139 companies in sector 68201 we hold annual accounts for 6,767. 4,508 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded29-02-1996
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:geurts@gespama.be
Enterprise