VERIS
ActiveSummary
VERIS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102,299 and a net result of €108,079. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 16% of 7598 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▲+67
Solvency32▲+8
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.07 against 0.97 in 2024; short-term debt: 92.6% and cash: 6% of total assets), and 92.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.4%
Return on assets
7.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7598 sector peers (2025).
NBB · sector comparisonPosition among 7598 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
26 d late
2023
27 d late
2022
3 d early
2021
30 d late
2020
26 d late
2019
62 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
In the rankings
#8 company by total assets in Tremelo, Construction sector
Equity
€102,299
2024 · -€5,780
Total assets
€1.4m▲ 63.5%
2024 · €842,348
Net result
€108,079
2024 · -€47,011
Working capital
€88,640
2024 · -€23,019
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€17,208€41,521-€51,735-€46,519▲ 10.1%€114,475
Net result-€19,490below the sector's middle half€35,238within the sector's middle half-€52,790below the sector's middle half-€47,011below the sector's middle half▲ 10.9%€108,079above the sector's middle half
Equity€58,782below the sector's middle half▼ 46.0%€94,020within the sector's middle half▲ 59.9%€41,230below the sector's middle half▼ 56.1%-€5,780below the sector's middle half€102,299within the sector's middle half
Total assets€939,069within the sector's middle half▼ 33.6%€921,791within the sector's middle half▼ 1.8%€856,414within the sector's middle half▼ 7.1%€842,348within the sector's middle half▼ 1.6%€1.4mabove the sector's middle half▲ 63.5%
Debt€880,286▼ 32.6%€827,771▼ 6.0%€815,184▼ 1.5%€848,129▲ 4.0%€1.3m▲ 50.3%
Working capital€54,590within the sector's middle half▼ 46.7%€91,904within the sector's middle half▲ 68.4%€19,182below the sector's middle half▼ 79.1%-€23,019below the sector's middle half€88,640above the sector's middle half
Solvency6.3%below the sector's middle half▼ 1.4pp10.2%below the sector's middle half▲ 3.9pp4.8%below the sector's middle half▼ 5.4pp-0.7%below the sector's middle half▼ 5.5pp7.4%below the sector's middle half▲ 8.1pp
Current ratio1.06below the sector's middle half▼ 0.021.11within the sector's middle half▲ 0.051.02below the sector's middle half▼ 0.090.97below the sector's middle half▼ 0.051.07within the sector's middle half▲ 0.10
Return on assets (ROA)-2.1%below the sector's middle half▼ 3.7pp3.8%within the sector's middle half▲ 5.9pp-6.2%below the sector's middle half▼ 10.0pp-5.6%below the sector's middle half▲ 0.6pp7.8%within the sector's middle half▲ 13.4pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €114,475 after a loss of €46,519 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets
€13,692 ▼ 20.6%
Current assets
€1.4m ▲ 65.2%
Equity and liabilities €1.4m
Equity
€102,299
Debt
€1.3m
Debt finances 92.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€119,373▲
2024 · -€41,709
Cash flow
€112,977▲
2024 · -€42,201
Debt to equity
12.46
ROE
105.7%
Interest coverage
216.33▲
2024 · -84.03
Debt ≤ 1 year
€1.3m▲
2024 · €848,129
Income taxes
€5,869▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 496 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.2%
went bankrupt
3.2%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 496 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,333 | €2,076 | €3,157 | €4,810 | €4,898 | ▲ 1.8% |
| Other operating charges640/8 | €1,003 | €1,701 | €1,370 | €1,064 | €551 | ▼ 48.2% |
| Gross operating margin9900 | -€12,873 | €45,298 | -€47,208 | -€40,645 | €119,924 | ▲ 395% |
| Operating profit (loss)9901 | -€17,208 | €41,521 | -€51,735 | -€46,519 | €114,475 | ▲ 346% |
| Financial income75/76B | €3 | €21 | €3 | €5 | €25 | ▲ 453% |
| Recurring financial income75 | €3 | €21 | €3 | €5 | €25 | ▲ 453% |
| Financial charges65/66B | €1,990 | €1,624 | €1,058 | €496 | €552 | ▲ 11.2% |
| Recurring financial charges65 | €1,990 | €1,624 | €1,058 | €496 | €552 | ▲ 11.2% |
| Profit (loss) for the period before taxes9903 | -€19,195 | €39,918 | -€52,790 | -€47,011 | €113,948 | ▲ 342% |
| Income taxes67/77 | €294 | €4,681 | - | €0 | €5,869 | ▲ 5,869,310% |
| Profit (loss) for the period9904 | -€19,490 | €35,238 | -€52,790 | -€47,011 | €108,079 | ▲ 330% |
| Profit (loss) for the period to be appropriated9905 | -€19,490 | €35,238 | -€52,790 | -€47,011 | €108,079 | ▲ 330% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €939,069 | €921,791 | €856,414 | €842,348 | €1.4m | ▲ 63.5% |
| Fixed assets21/28 | €4,192 | €2,116 | €22,049 | €17,239 | €13,692 | ▼ 20.6% |
| Tangible fixed assets22/27 | €4,192 | €2,116 | €22,049 | €17,239 | €13,692 | ▼ 20.6% |
| Furniture and vehicles24 | €4,192 | €2,116 | €22,049 | €17,239 | €13,692 | ▼ 20.6% |
| Current assets29/58 | €934,876 | €919,675 | €834,366 | €825,110 | €1.4m | ▲ 65.2% |
| Amounts receivable within one year40/41 | €863,126 | €905,333 | €813,060 | €813,202 | €1.3m | ▲ 56.9% |
| Trade receivables40 | €1,274 | €67,582 | €1,116 | €1,032 | €504,210 | ▲ 48,780% |
| Other amounts receivable41 | €861,852 | €837,751 | €811,943 | €812,170 | €772,007 | ▼ 4.9% |
| Cash at bank and in hand54/58 | €58,191 | €5,329 | €18,093 | €9,292 | €82,631 | ▲ 789% |
| Deferred charges and accrued income490/1 | €13,559 | €9,013 | €3,213 | €2,616 | €4,400 | ▲ 68.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €939,069 | €921,791 | €856,414 | €842,348 | €1.4m | ▲ 63.5% |
| Equity10/15 | €58,782 | €94,020 | €41,230 | -€5,780 | €102,299 | ▲ 1,870% |
| Contributions10/11 | €60,000 | €60,000 | €60,000 | €60,000 | €60,000 | = |
| Reserves13 | €16,121 | €16,121 | €16,121 | €16,121 | €42,299 | ▲ 162% |
| Non-distributable reserves130/1 | €7,859 | - | - | - | - | - |
| Reserves not available under the articles1311 | €7,859 | - | - | - | - | - |
| Distributable reserves133 | €8,262 | €16,121 | €16,121 | €16,121 | €42,299 | ▲ 162% |
| Profit (loss) carried forward14 | -€17,339 | €17,899 | -€34,891 | -€81,902 | €0 | ▲ 100% |
| Amounts payable17/49 | €880,286 | €827,771 | €815,184 | €848,129 | €1.3m | ▲ 50.3% |
| Amounts payable within one year42/48 | €880,286 | €827,771 | €815,184 | €848,129 | €1.3m | ▲ 50.3% |
| Trade debts44 | €66,433 | €3,729 | €3,549 | €2,902 | €218,717 | ▲ 7,436% |
| Suppliers440/4 | €66,433 | €3,729 | €3,549 | €2,902 | €218,717 | ▲ 7,436% |
| Taxes, remuneration and social security45 | €3,597 | €17,336 | €6,182 | €0 | €7,354 | - |
| Taxes450/3 | €3,597 | €13,336 | €6,182 | €0 | €7,354 | - |
| Remuneration and social security454/9 | - | €4,000 | - | - | - | - |
| Other amounts payable47/48 | €810,256 | €806,706 | €805,452 | €845,226 | €1.0m | ▲ 24.1% |
| Accrued charges and deferred income492/3 | - | - | - | - | €33 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€19,490 | €35,238 | -€52,790 | -€47,011 | €108,079 | ▲ 330% |
| + Depreciation and write-downs630 | €3,333 | €2,076 | €3,157 | €4,810 | €4,898 | ▲ 1.8% |
| Operating cash flow (approximation) | -€16,157 | €37,314 | -€49,633 | -€42,201 | €112,977 | ▲ 368% |
| Investment in fixed assets (approximation) | - | €0 | -€23,089 | €0 | -€1,351 | - |
| Change in cash | - | -€52,863 | €12,764 | -€8,802 | €73,339 | ▲ 933% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
31-12
Financial
Back to profitnet €108,079
Net result €108,079 after 2 loss-making years.
31-12
Financial
Equity above €100,000Eq €102,299
Equity rises from -€5,780 to €102,299.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet -€52,790
Net result drops to -€52,790, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €35,238
Net result €35,238 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
31-12
Financial
Equity above €100,000Eq €108,945 ▲27.4%
3 profitable years in a row build equity to €108,945.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 62 days late
Show earlier events
2019
13-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 1998
Ground area
3,016 m²
Building footprint
296 m²
Volume, LiDAR
1,716 m³
Parcel 24109C0633/00N000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
VERIS
since 19982.086.932.333
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24109C0633/00N000 | Flanders | 3,015 m² | 1 · 296 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 13,120 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-05-1998
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0463432445
Also
9925:BE0463432445
Registered
30-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.