MCM SERVICE
ActiveMCM SERVICE has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €47k and a net result of €1. Equity is shrinking by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 18% of 9980 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency15▲+1
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.89 against 0.91 in 2023), and 90.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
9.4%
Return on assets
0%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9980 sector peers (2024).
NBB · sector comparisonPosition among 9980 sector peers
Solvency
better than 18%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €47k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
69 d late
2023
92 d late
2022
458 d late
2021
360 d late
2020
345 d late
2019
354 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€47k=
2023 · €47k
2018: €72k
2019: €70k
2020: €70k
2021: €40k
2022: €4k
2023: €47k
2018 → 2024
Total assets
€501k▼ 16.5%
2023 · €600k
2018: €342k
2019: €381k
2020: €503k
2021: €477k
2022: €413k
2023: €600k
2018 → 2024
Net result
€1▼ 100.0%
2023 · €44k
2018: €2k
2019: €-2k
2020: €72
2021: €-31k
2022: €-36k
2023: €44k
2018 → 2024
Working capital
€-50k▼ 3.1%
2023 · €-49k
2018: €-55k
2019: €-42k
2020: €-47k
2021: €-73k
2022: €-101k
2023: €-49k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€70k-€40k▼ 43.7%€4k▼ 90.8%€47k▲ 1,203%€47k=
Operating result€11k-€-23k€-27k▼ 15.4%€56k€13k▼ 76.9%
Net result€72-€-31k€-36k▼ 17.2%€44k€1▼ 100.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 77% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €501k
Fixed assets
€97k▲ 1.5%
Current assets
€404k▼ 19.9%
Equity and liabilities €501k
Equity
€47k=
Debt
€454k▼ 17.9%
The debt ratio falls from 92.1% to 90.6%: debt is paid down.
Key figures and ratios
EBITDA
€21k▼
2023 · €64k
Cash flow
€8k▼
2023 · €52k
Solvency
9.4%▲
2023 · 7.9%
Current ratio
0.89▼
2023 · 0.91
Quick ratio
0.62▼
2023 · 0.72
Debt / equity
9.62▼
2023 · 11.71
ROE
0.0%▼
2023 · 92.3%
ROA
0.0%▼
2023 · 7.3%
Interest coverage
1.62▼
2023 · 5.12
Debt
€454k▼
2023 · €553k
Debt ≤ 1 year
€454k▼
2023 · €553k
Staff costs
€51k▲
2023 · €-7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€600k€501k▼
Fixed assets21/28€96k€97k▲
Intangible fixed assets21€3k-
Tangible fixed assets22/27€93k€97k▲
Land and buildings22€92k€88k▼
Plant, machinery and equipment23€717€9k▲
Financial fixed assets28-€400
Current assets29/58€504k€404k▼
Stocks and contracts in progress3€107k€122k▲
Stocks30/36€59k€73k▲
Contracts in progress37€48k€48k=
Amounts receivable within one year40/41€217k€274k▲
Trade receivables40€210k€271k▲
Other amounts receivable41€6k€3k▼
Cash at bank and in hand54/58€178k€9k▼
Deferred charges and accrued income490/1€3k€226▼
Equity and liabilities
Total equity and liabilities10/49€600k€501k▼
Equity10/15€47k€47k=
Contributions10/11€19k€19k=
Reserves13€53k€53k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€766€766=
Distributable reserves133€51k€51k=
Profit (loss) carried forward14€-25k€-25k=
Amounts payable17/49€553k€454k▼
Amounts payable within one year42/48€553k€454k▼
Current portion of amounts payable after more than one year42€175k€175k=
Financial debts43€172k-
Credit institutions430/8€172k-
Trade debts44€22k€91k▲
Suppliers440/4€22k€91k▲
Taxes, remuneration and social security45€2k€10k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9-€7k
Other amounts payable47/48€182k€179k▼
Accrued charges and deferred income492/3€34-
Income statement
Code20232024
Non-recurring operating income76A€15k€4k▼
Remuneration, social security and pensions62€-7k€51k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€4k€9k▲
Non-recurring operating charges66A€7k-
Gross operating margin9900€69k€81k▲
Operating profit (loss)9901€56k€13k▼
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€13k€13k▲
Recurring financial charges65€13k€13k▲
Profit (loss) for the period before taxes9903€44k€1▼
Profit (loss) for the period9904€44k€1▼
Profit (loss) for the period to be appropriated9905€44k€1▼
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-25k=
Profit (loss) brought forward from the previous period14P€-68k€-25k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 458 days late
2023
31-12
Financial
Back to profitnet €44k
Net result €44k after 2 loss-making years.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 360 days late
2022
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 345 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 354 days late
2020
31-12
Financial
Back to profitnet €72
Net result €72 after one loss-making year.
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
10-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stokkelaar 99160 LokerenGround area
2,344 m²
Building footprint
533 m²
Volume, LiDAR
2,237 m³
Parcel 46382B1281/00B000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MCM SERVICE
since 19942.069.044.345
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B1281/00B000 | Flanders | 2,344 m² | 1 · 533 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GLOBAL WORKS COMPANY
BE 0743.548.550
Wemmel · Eq €47k
GM PROJECTEN
BE 0762.499.875
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CREATIV PRIM
BE 0766.859.333
Kraainem · Eq €47k
VICTOR VANDEWIELE
BE 0803.833.060
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DREAM RENO
BE 0565.994.802
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Of 29,551 companies in sector 41001 we hold annual accounts for 15,877. 12,898 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-1994
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45211
47521Retail sale of hardware, building materials, paint and glass (general range)
52461
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.