Equity
€233,348 ▲ 115%
Equity rose in 2025 from €108,717 to €233,348.
VERDOOLAEGE CONSTRUCT
Lifetime
19 annual accounts with figures on one time axispeak €227,632 (2018)
€163,719▲ €167,954
lowest -€67,305 (2020)
€124,631▲ €181,111
peak €258,568 (2019)
€233,348▲ 115%
€51,241▼ 55.0%
Board1 name since 2021
1 directorFrederik Verdoolaege
Documentsfilings and deeds
30-04-2026on the last day
2025micro format
Gross margin from -€4,235 to €163,719Back to profit: €124,631Equity from €108,717 to €233,348Debts from €113,830 to €51,241Cash from €13,553 to €51,144
Key points
from the 2025 annual accountsChecked score
99
Excellent
Financially stronger than 90% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.7%▲ +0.5 percentage points vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.6%▼ -0.1 percentage points vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.7%▲ +0.1 percentage points vs 03-2026highest value
05-2026: < 0.1%▼ -0.7 percentage points vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 5.18, cash €51,144
Equity €233,348 (82.0% of total assets)
Founded in 2006
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 80% on liquidity, 95% on profitability and 92% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as VERDOOLAEGE CONSTRUCT has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of VERDOOLAEGE CONSTRUCT itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for VERDOOLAEGE CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.18 (1.09 in 2024), above the usual 1.5. Short-term debt is 13.2% and cash 18% of total assets. 18% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
6 signals, none raises the risk
Six signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €233,348
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
26 days early
2023
5 days early
2022
31 days late
2021
24 days late
2020
26 days late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0878892452
Change of role: Frederik Verdoolaege, from manager to director
Director discharge: Frederik Verdoolaege · Gazette deed
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Merchtem
Environmental permit granted
Bouwen of herbouwen · Merchtem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VERDOOLAEGE CONSTRUCT Opwijk | €284,589 | €163,719 | 82.0% | - |
| JOHAN Brussels | €291,610 | €161,520 | -14.1% | - |
| Immo De Panne De Panne | €266,674 | €157,814 | 80.2% | - |
| IMMO UNIVERSITE Ixelles | €272,858 | €144,680 | 3.5% | - |
| POLIVALENT Woluwe-Saint-Lambert | €289,493 | €147,664 | 21.5% | - |
| ABRIMMO.BE Estaimpuis | €298,921 | €154,056 | -110.3% | 3.7 |
| IMMO VERCRUYSSE Evergem | €289,962 | €136,296 | 68.6% | - |
These companies have the same main activity as VERDOOLAEGE CONSTRUCT: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €267,000 and €299,000, founded between 2003 and 2007.
Official details
Source: KBO- Status
- Active since 25-01-2006Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Establishment unit
- 2.151.668.7471745 Opwijk, since 14-02-2006
- Financial year end
- 30 September
- Peppol
- Reachable since 08-01-2026
Annual accounts to 30-09-2025
- ≈ €290,000estimated
- €284,589▲ 27.9%
- Filing
- Filed on 30-04-2026, on the last day of the filing period
Insights on VERDOOLAEGE CONSTRUCT
VERDOOLAEGE CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €34,257 in 2007 to €163,719 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VERDOOLAEGE CONSTRUCT
- What is the company number of VERDOOLAEGE CONSTRUCT?
- The company number of VERDOOLAEGE CONSTRUCT is 0878.892.452. The VAT number is the same number with BE in front: BE 0878.892.452.
- Where is VERDOOLAEGE CONSTRUCT based?
- The registered office is at Paddebroeken 107, 1745 Opwijk.Company details
- What does VERDOOLAEGE CONSTRUCT do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of VERDOOLAEGE CONSTRUCT?
- VERDOOLAEGE CONSTRUCT is a private limited company (BV).
- When was VERDOOLAEGE CONSTRUCT founded?
- VERDOOLAEGE CONSTRUCT was founded on 25-01-2006.
- Is VERDOOLAEGE CONSTRUCT still active?
- Yes, VERDOOLAEGE CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of VERDOOLAEGE CONSTRUCT?
- The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €163,719 and 32 comparable companies (NACE 68310). It probably lies between €230,000 and €440,000.Financials
- Is VERDOOLAEGE CONSTRUCT profitable?
- In financial year 2025, VERDOOLAEGE CONSTRUCT made a profit of €124,631.
- Where can I find the annual accounts of VERDOOLAEGE CONSTRUCT?
- VERDOOLAEGE CONSTRUCT filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VERDOOLAEGE CONSTRUCT due?
- VERDOOLAEGE CONSTRUCT must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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