Verba Nata
ActiveVerba Nata has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €77k. Its solvency ranks better than 59% of 6994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▲+28
Growth78
Track record82
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 3.55 against 1.36 in 2024; short-term debt: 27.6% and cash: 31% of total assets), and 35.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.7%
Return on assets
46.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-02-2026, 155 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
155 d early
2024
124 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▲ 244%
2024 · €31k
2024: €31k
2024 → 2025
Total assets
€166k▲ 97.6%
2024 · €84k
2024: €84k
2024 → 2025
Net result
€77k▲ 159%
2024 · €30k
2024: €30k
2024 → 2025
Working capital
€117k▲ 514%
2024 · €19k
2024: €19k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€31k-€108k▲ 244%
Operating result€39k-€99k▲ 157%
Net result€30k-€77k▲ 159%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 157% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €166k
Fixed assets
€4k▼ 71.3%
Current assets
€163k▲ 126%
Equity and liabilities €166k
Equity
€108k▲ 244%
Debt
€59k▲ 11.1%
The debt ratio falls from 62.8% to 35.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€108k▲
2024 · €45k
Cash flow
€86k▲
2024 · €37k
Solvency
64.7%▲
2024 · 37.2%
Current ratio
3.55▲
2024 · 1.36
Quick ratio
3.55▲
2024 · 1.36
Debt / equity
0.55▼
2024 · 1.69
ROE
71.7%▼
2024 · 95.1%
ROA
46.4%▲
2024 · 35.3%
Interest coverage
1163.63▲
2024 · 455.38
Debt
€59k▲
2024 · €53k
Debt ≤ 1 year
€46k▼
2024 · €53k
Income taxes
€22k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€166k▲
Fixed assets21/28€12k€4k▼
Tangible fixed assets22/27€12k€4k▼
Furniture and vehicles24€12k€4k▼
Current assets29/58€72k€163k▲
Amounts receivable within one year40/41€50k€109k▲
Trade receivables40€50k€109k▲
Cash at bank and in hand54/58€21k€52k▲
Deferred charges and accrued income490/1€983€2k▲
Equity and liabilities
Total equity and liabilities10/49€84k€166k▲
Equity10/15€31k€108k▲
Contributions10/11€2k€2k=
Reserves13€28k€104k▲
Distributable reserves133€28k€104k▲
Profit (loss) carried forward14€910€1k▲
Amounts payable17/49€53k€59k▲
Amounts payable within one year42/48€53k€46k▼
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€14k€37k▲
Taxes450/3€14k€37k▲
Other amounts payable47/48€36k€8k▼
Accrued charges and deferred income492/3-€13k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€410€617▲
Gross operating margin9900€46k€108k▲
Operating profit (loss)9901€39k€99k▲
Financial income75/76B€15€2▼
Recurring financial income75€15€2▼
Financial charges65/66B€100€93▼
Recurring financial charges65€100€93▼
Profit (loss) for the period before taxes9903€38k€99k▲
Income taxes67/77€9k€22k▲
Profit (loss) for the period9904€30k€77k▲
Profit (loss) for the period to be appropriated9905€30k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€78k▲
Profit (loss) brought forward from the previous period14P-€910
Transfer to equity691/2€28k€76k▲
To other reserves6921€28k€76k▲
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 3.55
Current ratio from 1.36 to 3.55; short-term debt falls from €53k to €46k.
31-12
Financial
Equity above €100kEq €108k ▲244%
2 profitable years in a row build equity to €108k.
29-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boniverlei 462650 EdegemGround area
241 m²
Building footprint
89 m²
Parcel 11472B0125/00X017, Flanders. Linked by address, not a title deed.
1 establishment unit
Verba Nata
since 20242.354.372.419
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472B0125/00X017 | Flanders | 241 m² | 1 · 89 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BENJEE Consulting
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D-SOLVE
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ARCAVALO
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Admapro
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Hasselt · Eq €107k
Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 5,582 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2024
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.