VELANCO
ActiveSummary
The computed 12-month bankruptcy probability of VELANCO is 2.4% (moderate). The 2025 annual accounts show equity of €15k and a net result of €7k. Its solvency ranks better than 86% of 7453 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+23
Solvency100▲+27
Growth78
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 4.65 against 1.91 in 2024; short-term debt: 21.5% and cash: 98.6% of total assets), and 21.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.5%
Return on assets
39.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
4 d early
2024
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 99.4%
2024 · €7k
2024: €7k
2024 → 2025
Total assets
€19k▲ 21.3%
2024 · €16k
2024: €16k
2024 → 2025
Net result
€7k▲ 203%
2024 · €2k
2024: €2k
2024 → 2025
Working capital
€15k▲ 99.4%
2024 · €7k
2024: €7k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€7k-€15k▲ 99.4%
Operating result€3k-€9k▲ 180%
Net result€2k-€7k▲ 203%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 180% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €19k
Equity
€15k ▲ 99.4%
Debt
€4k ▼ 50.0%
Debt's share of the balance-sheet total falls from 52.2% to 21.5%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
4.65▲
2024 · 1.91
Debt to equity
0.27▼
2024 · 1.09
ROE
49.9%▲
2024 · 32.9%
ROA
39.1%▲
2024 · 15.7%
Debt ≤ 1 year
€4k▼
2024 · €8k
Income taxes
€2k▲
2024 · €612
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet
Code20242025
Assets
Total assets20/58€16k€19k▲
Current assets29/58€16k€19k▲
Stocks and contracts in progress3€10k-
Contracts in progress37€10k-
Amounts receivable within one year40/41€494€265▼
Other amounts receivable41€494€265▼
Cash at bank and in hand54/58€5k€19k▲
Equity and liabilities
Total equity and liabilities10/49€16k€19k▲
Equity10/15€7k€15k▲
Contributions10/11€5k€5k=
Reserves13€2k€10k▲
Distributable reserves133€2k€10k▲
Amounts payable17/49€8k€4k▼
Amounts payable within one year42/48€8k€4k▼
Taxes, remuneration and social security45€612€2k▲
Taxes450/3€612€2k▲
Other amounts payable47/48€8k€2k▼
Income statement
Code20242025
Gross operating margin9900€3k€9k▲
Operating profit (loss)9901€3k€9k▲
Financial income75/76B-€886
Recurring financial income75-€886
Financial charges65/66B€53€54▲
Recurring financial charges65€53€54▲
Profit (loss) for the period before taxes9903€3k€10k▲
Income taxes67/77€612€2k▲
Profit (loss) for the period9904€2k€7k▲
Profit (loss) for the period to be appropriated9905€2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€7k▲
Transfer to equity691/2€2k€7k▲
To other reserves6921€2k€7k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity doublescurrent ratio 4.65
Current ratio from 1.91 to 4.65; short-term debt falls from €8k to €4k.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Buggenhout · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reigersweg 6 A9255 BuggenhoutGround area
2,447 m²
Building footprint
180 m²
Volume, LiDAR
1,046 m³
Parcel 42004E0772/00H000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VELANCO
since 20232.350.624.655
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42004E0772/00H000 | Flanders | 2,447 m² | 1 · 180 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NHDC
BE 0677.655.064
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B-K DAKEN
BE 0475.259.220
Wellen · Eq €14,869
VdB Infra
BE 0752.887.175
Dilsen-Stokkem · Eq €14,836
ETS DEWEVER
BE 0668.531.027
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R & D ECO CONCEPT
BE 0787.577.642
Seraing · Eq €14,876
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 10,679 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-2023
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.