VDM CONSULT
ActiveVDM CONSULT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €375k and a net result of €-1k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 91% of 7971 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
66 d early
2023
35 d early
2022
31 d early
2021
31 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€375k▼ 0.3%
2024 · €377k
2018: €244k
2019: €292k
2020: €340k
2021: €348k
2022: €367k
2023: €362k
2024: €377k
2018 → 2025
Net result
€-1k
2024 · €16k
2018: €48k
2019: €49k
2020: €50k
2021: €9k
2022: €21k
2023: €-5k
2024: €16k
2018 → 2025
Total assets
€403k=
2024 · €403k
2018: €287k
2019: €322k
2020: €375k
2021: €377k
2022: €389k
2023: €388k
2024: €403k
2018 → 2025
Solvency
93.1%▼ 0.3pp
2024 · 93.4%
2018: 84.8%
2019: 90.6%
2020: 90.7%
2021: 92.3%
2022: 94.4%
2023: 93.3%
2024: 93.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€348k-€367k▲ 5.6%€362k▼ 1.4%€377k▲ 4.0%€375k▼ 0.3%
Operating result€5k-€33k▲ 583%€-5k€26k€-621
Net result€9k-€21k▲ 126%€-5k€16k€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €621 after €26k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €403k
Fixed assets
€152k▼ 7.2%
Current assets
€251k▲ 4.9%
Equity and liabilities €403k
Equity
€375k▼ 0.3%
Debt
€28k▲ 4.1%
The debt ratio rises from 6.6% to 6.9%: debt grows while equity shrinks.
Key figures and ratios
Solvency
93.1%▼
2024 · 93.4%
ROE
-0.3%▼
2024 · 4.3%
ROA
-0.3%▼
2024 · 4.0%
Debt
€28k▲
2024 · €27k
Debt ≤ 1 year
€27k▲
2024 · €26k
Income taxes
€1k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€403k€403k=
Fixed assets21/28€164k€152k▼
Tangible fixed assets22/27€164k€152k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€7k€544▼
Other tangible fixed assets26€157k€152k▼
Current assets29/58€239k€251k▲
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€3k€89▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€234k€248k▲
Deferred charges and accrued income490/1€1k€689▼
Equity and liabilities
Total equity and liabilities10/49€403k€403k=
Equity10/15€377k€375k▼
Contributions10/11€6k€6k=
Reserves13€370k€369k▼
Distributable reserves133€370k€369k▼
Amounts payable17/49€27k€28k▲
Amounts payable within one year42/48€26k€27k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€21k€23k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€12k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€41k€14k▼
Operating profit (loss)9901€26k€-621▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€26k€262▼
Income taxes67/77€10k€1k▼
Profit (loss) for the period9904€16k€-1k▼
Profit (loss) for the period to be appropriated9905€16k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€-1k▼
Profit (loss) brought forward from the previous period14P€-5k-
Transfer from equity791/2-€1k
Transfer to equity691/2€9k-
To other reserves6921€9k-
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼125%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €50k ▲1.1%
Operating result €71k, net result €50k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 4.35
Current ratio from 2.00 to 4.35; short-term debt falls from €42k to €30k.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vuurkruiserslaan 208870 IzegemGround area
845 m²
Building footprint
133 m²
Volume, LiDAR
1,012 m³
Parcel 36494D0225/00R000, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VDM CONSULT
since 20072.164.938.644
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36494D0225/00R000 | Flanders | 845 m² | 1 · 133 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,728 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2007
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.