Summary
DBUILD is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €375,443 and a net result of €151,700. Equity is growing by ~36.8% per year across the filed fiscal years. Its solvency ranks better than 71% of 8091 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 19-11-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
19 d late
2024
20 d late
2023
16 d late
2022
32 d early
2021
30 d early
2020
54 d late
2019
70 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 16 November (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€375,443▲ 66.3%
2024 · €225,798
Net result
€151,700▲ 81.4%
2024 · €83,615
Total assets
€508,380▲ 31.0%
2024 · €388,164
Solvency
73.9%▲ 15.7pp
2024 · 58.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€267,537▲ 14.0%
Operating result€153,751▲ 27.3%€107,207▼ 30.3%€121,581▲ 13.4%€121,090▼ 0.4%€206,854▲ 70.8%
Net result€110,608above the sector's middle half▲ 22.8%€75,212above the sector's middle half▼ 32.0%€84,960above the sector's middle half▲ 13.0%€83,615above the sector's middle half▼ 1.6%€151,700above the sector's middle half▲ 81.4%
Equity€74,011within the sector's middle half▼ 65.5%€101,223within the sector's middle half▲ 36.8%€142,183within the sector's middle half▲ 40.5%€225,798within the sector's middle half▲ 58.8%€375,443within the sector's middle half▲ 66.3%
Total assets€313,328within the sector's middle half▼ 27.9%€358,016within the sector's middle half▲ 14.3%€412,028within the sector's middle half▲ 15.1%€388,164within the sector's middle half▼ 5.8%€508,380within the sector's middle half▲ 31.0%
Debt€239,317▲ 8.8%€256,793▲ 7.3%€269,845▲ 5.1%€162,366▼ 39.8%€132,937▼ 18.1%
Working capital€164,927above the sector's middle half▼ 50.9%€163,420above the sector's middle half▼ 0.9%€178,394above the sector's middle half▲ 9.2%€231,122above the sector's middle half▲ 29.6%€359,425above the sector's middle half▲ 55.5%
Solvency23.6%within the sector's middle half▼ 25.7pp28.3%within the sector's middle half▲ 4.7pp34.5%within the sector's middle half▲ 6.2pp58.2%within the sector's middle half▲ 23.7pp73.9%within the sector's middle half▲ 15.7pp
Current ratio2.34within the sector's middle half▼ 3.131.98within the sector's middle half▼ 0.361.85within the sector's middle half▼ 0.142.74within the sector's middle half▲ 0.893.75within the sector's middle half▲ 1.01
Return on assets (ROA)35.3%above the sector's middle half▲ 14.6pp21.0%within the sector's middle half▼ 14.3pp20.6%within the sector's middle half▼ 0.4pp21.5%within the sector's middle half▲ 0.9pp29.8%above the sector's middle half▲ 8.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 71% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €508,380
Fixed assets
€18,018 ▼ 24.7%
Current assets
€490,362 ▲ 34.6%
Equity and liabilities €508,380
Equity
€375,443 ▲ 66.3%
Debt
€132,937 ▼ 18.1%
Debt's share of the balance-sheet total falls from 41.8% to 26.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
40.4%▲
2024 · 37.0%
Debt ≤ 1 year
€130,937▼
2024 · €133,099
Income taxes
€47,833▲
2024 · €31,773
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €267,537 | - | - | - | - | - |
| Non-recurring operating income76A | - | €8,176 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,215 | €4,285 | €5,401 | €5,637 | €6,661 | ▲ 18.2% |
| Other operating charges640/8 | - | €5,986 | €4,705 | €4,217 | €4,744 | ▲ 12.5% |
| Gross operating margin9900 | €161,322 | €117,478 | €131,687 | €130,944 | €218,259 | ▲ 66.7% |
| Operating profit (loss)9901 | €153,751 | €107,207 | €121,581 | €121,090 | €206,854 | ▲ 70.8% |
| Financial charges65/66B | - | €4,381 | €5,552 | €5,702 | €7,321 | ▲ 28.4% |
| Recurring financial charges65 | €2,530 | €4,381 | €5,552 | €5,702 | €7,321 | ▲ 28.4% |
| Profit (loss) for the period before taxes9903 | €151,221 | €102,826 | €116,029 | €115,388 | €199,533 | ▲ 72.9% |
| Income taxes67/77 | €40,613 | €27,614 | €31,069 | €31,773 | €47,833 | ▲ 50.5% |
| Profit (loss) for the period9904 | €110,608 | €75,212 | €84,960 | €83,615 | €151,700 | ▲ 81.4% |
| Transfer from tax-exempt reserves789 | - | €13,090 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €116,268 | €88,302 | €84,960 | €83,615 | €151,700 | ▲ 81.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €313,328 | €358,016 | €412,028 | €388,164 | €508,380 | ▲ 31.0% |
| Fixed assets21/28 | €25,572 | €27,957 | €22,556 | €23,943 | €18,018 | ▼ 24.7% |
| Tangible fixed assets22/27 | €25,572 | €27,957 | €22,556 | €23,943 | €18,018 | ▼ 24.7% |
| Plant, machinery and equipment23 | - | €3,935 | €2,615 | €1,295 | - | - |
| Furniture and vehicles24 | - | €9,057 | €6,853 | €11,438 | €8,685 | ▼ 24.1% |
| Other tangible fixed assets26 | - | €14,965 | €13,088 | €11,210 | €9,333 | ▼ 16.7% |
| Current assets29/58 | €287,756 | €330,059 | €389,472 | €364,221 | €490,362 | ▲ 34.6% |
| Amounts receivable within one year40/41 | €148 | €8,250 | €23,983 | €2,832 | €2,477 | ▼ 12.5% |
| Trade receivables40 | - | €55 | €20,039 | €171 | €172 | ▲ 0.6% |
| Other amounts receivable41 | - | €8,195 | €3,944 | €2,661 | €2,305 | ▼ 13.4% |
| Current investments50/53 | €200,764 | €200,764 | €200,764 | €200,764 | €200,764 | = |
| Cash at bank and in hand54/58 | €85,989 | €121,045 | €163,240 | €159,036 | €285,426 | ▲ 79.5% |
| Deferred charges and accrued income490/1 | - | - | €1,485 | €1,589 | €1,695 | ▲ 6.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €313,328 | €358,016 | €412,028 | €388,164 | €508,380 | ▲ 31.0% |
| Equity10/15 | €74,011 | €101,223 | €142,183 | €225,798 | €375,443 | ▲ 66.3% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Share premium1100/10 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €55,411 | €82,623 | €123,583 | €207,198 | €356,843 | ▲ 72.2% |
| Non-distributable reserves130/1 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Distributable reserves133 | - | €80,763 | €123,583 | €207,198 | €356,843 | ▲ 72.2% |
| Amounts payable17/49 | €239,317 | €256,793 | €269,845 | €162,366 | €132,937 | ▼ 18.1% |
| Amounts payable after more than one year17 | €114,488 | €85,754 | €56,681 | €27,267 | - | - |
| Financial debts170/4 | - | €85,754 | €56,681 | €27,267 | - | - |
| Amounts payable within one year42/48 | €122,829 | €166,639 | €211,078 | €133,099 | €130,937 | ▼ 1.6% |
| Current portion of amounts payable after more than one year42 | - | €28,735 | €31,480 | €29,414 | €27,267 | ▼ 7.3% |
| Trade debts44 | €1,904 | €3,309 | €2,142 | €4,087 | €2,059 | ▼ 49.6% |
| Suppliers440/4 | - | €3,309 | €2,142 | €4,087 | €2,059 | ▼ 49.6% |
| Taxes, remuneration and social security45 | - | €17,404 | €19,294 | €20,601 | €14,671 | ▼ 28.8% |
| Taxes450/3 | - | €17,404 | €19,294 | €17,387 | €14,671 | ▼ 15.6% |
| Remuneration and social security454/9 | - | - | - | €3,214 | - | - |
| Other amounts payable47/48 | - | €117,191 | €158,162 | €78,997 | €86,940 | ▲ 10.1% |
| Accrued charges and deferred income492/3 | - | €4,400 | €2,086 | €2,000 | €2,000 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €110,608 | €75,212 | €84,960 | €83,615 | €151,700 | ▲ 81.4% |
| + Depreciation and write-downs630 | €3,215 | €4,285 | €5,401 | €5,637 | €6,661 | ▲ 18.2% |
| Operating cash flow (approximation) | €113,823 | €79,497 | €90,361 | €89,252 | €158,361 | ▲ 77.4% |
| Investment in fixed assets (approximation) | - | -€6,670 | €0 | -€7,024 | -€736 | ▲ 89.5% |
| Change in cash | - | €35,056 | €42,195 | -€4,204 | €126,390 | ▲ 3,106% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
31-03
Financial
Highest result since 2019net €151,700 ▲81.4%
Operating result €206,854, net result €151,700, both a record.
2024
20-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
31-03
Financial
Equity above €200,000Eq €225,798 ▲58.8%
6 profitable years in a row build equity to €225,798.
2023
16-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €100,000Eq €101,223 ▲36.8%
4 profitable years in a row build equity to €101,223.
2021
01-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
24-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
31-03
Financial
Equity above €200,000Eq €214,402 ▲79%
2 profitable years in a row build equity to €214,402.
09-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
06-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 310 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2017
Ground area
731 m²
Building footprint
121 m²
Volume, LiDAR
910 m³
Parcel 73045A0661/00_000, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DBUILD
since 20172.263.251.807
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73045A0661/00_000 | Flanders | 731 m² | 1 · 121 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 13,777 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-03-2017
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
70100Activities of head offices
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0673723792
Also
9925:BE0673723792
Registered
10-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.