JAMAC
ActiveJAMAC is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €376k and a net result of €40k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 7971 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
7 d late
2023
31 d late
2022
34 d early
2021
17 d early
2020
31 d late
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€376k▲ 11.8%
2024 · €336k
2018: €72k
2019: €123k
2020: €241k
2021: €218k
2022: €257k
2023: €275k
2024: €336k
2018 → 2025
Net result
€40k▼ 35.6%
2024 · €61k
2018: €-458
2019: €50k
2020: €118k
2021: €-23k
2022: €39k
2023: €18k
2024: €61k
2018 → 2025
Total assets
€710k▲ 8.9%
2024 · €652k
2018: €74k
2019: €164k
2020: €300k
2021: €294k
2022: €358k
2023: €570k
2024: €652k
2018 → 2025
Solvency
52.9%▲ 1.4pp
2024 · 51.6%
2018: 98.1%
2019: 74.7%
2020: 80.4%
2021: 74.3%
2022: 71.9%
2023: 48.2%
2024: 51.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€218k-€257k▲ 17.9%€275k▲ 6.8%€336k▲ 22.3%€376k▲ 11.8%
Operating result€48k-€46k▼ 2.3%€31k▼ 33.3%€107k▲ 245%€72k▼ 32.5%
Net result€-23k-€39k€18k▼ 55.0%€61k▲ 248%€40k▼ 35.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €710k
Fixed assets
€74k▼ 77.2%
Current assets
€636k▲ 94.2%
Equity and liabilities €710k
Equity
€376k▲ 11.8%
Debt
€334k▲ 5.9%
The debt ratio falls from 48.4% to 47.1%: equity grows faster than debt.
Key figures and ratios
Solvency
52.9%▲
2024 · 51.6%
ROE
10.5%▼
2024 · 18.3%
ROA
5.6%▼
2024 · 9.4%
Debt
€334k▲
2024 · €315k
Debt ≤ 1 year
€330k▲
2024 · €312k
Income taxes
€15k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€652k€710k▲
Fixed assets21/28€324k€74k▼
Tangible fixed assets22/27€74k€74k▼
Land and buildings22€74k€74k=
Plant, machinery and equipment23€728€415▼
Financial fixed assets28€250k€0▼
Current assets29/58€327k€636k▲
Amounts receivable within one year40/41€219k€554k▲
Trade receivables40€216k€539k▲
Other amounts receivable41€3k€15k▲
Cash at bank and in hand54/58€107k€80k▼
Deferred charges and accrued income490/1€2k€2k=
Equity and liabilities
Total equity and liabilities10/49€652k€710k▲
Equity10/15€336k€376k▲
Contributions10/11€80k€80k=
Reserves13€256k€296k▲
Distributable reserves133€256k€296k▲
Amounts payable17/49€315k€334k▲
Amounts payable within one year42/48€312k€330k▲
Financial debts43€13k€15k▲
Credit institutions430/8€13k€15k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€58k€63k▲
Taxes450/3€25k€27k▲
Remuneration and social security454/9€33k€36k▲
Other amounts payable47/48€238k€249k▲
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€314€314=
Other operating charges640/8€449€462▲
Gross operating margin9900€108k€73k▼
Operating profit (loss)9901€107k€72k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€21k€17k▼
Recurring financial charges65€21k€17k▼
Profit (loss) for the period before taxes9903€86k€55k▼
Income taxes67/77€25k€15k▼
Profit (loss) for the period9904€61k€40k▼
Profit (loss) for the period to be appropriated9905€61k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€40k▼
Transfer to equity691/2€61k€40k▼
To other reserves6921€61k€40k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-23k ▼119%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €118k ▲135%
Operating result €168k, net result €118k, both a record.
31-12
Financial
Equity above €200kEq €241k ▲96.2%
2 profitable years in a row build equity to €241k.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
31-12
Financial
Liquidity times 11current ratio 2.21
Current ratio from 0.20 to 2.21.
31-12
Financial
Equity above €100kEq €123k ▲69.5%
Equity rises from €72k to €123k.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Centrumstraat 313660 OudsbergenGround area
1,870 m²
Building footprint
248 m²
Volume, LiDAR
2,217 m³
Parcel 71562B0419/00F000, Flanders · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JAMAC
since 20082.267.014.318
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71562B0419/00F000 | Flanders | 1,870 m² | 1 · 248 m² | 13.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,726 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.