Skip to content

VDK STONE

Active
Private limited companyfounded 201412 yrs activeRingaertstraat 14, 8820 Torhout, BelgiumKBO/BCE: BE 0553.449.435
Summary

VDK STONE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €802,583 and a net result of €251,377. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 43% of 304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
VDK STONEActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Cutting, shaping and finishing of stone
NACE 23700
1 site
Size
€2.2mtotal assets 2025
Staff
5.8 FTE
Equity
€802,583
Profit
€251,377
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Largest shareholder
DVDK CONSULTING · 50%
Accounts on time0 of 5 deeds read
Why 91- 1 change of registered office in 24 months+ Liquidity: current ratio 2.33, cash €452,418+ Figures for FY 2025 (filed 31-07-2026)+ Sector Manufacture of other non-metallic mineral products (NACE 23)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 70% of its sector peers (NACE 23, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 62+11
equity 36.6% of total assets
Liquidity 75+4
short-term debt 12.0% · cash 20.6%
Profitability 83-10
return on assets 11.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (851 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%▼ -1.4% vs 12-2024 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%▼ -5.2% vs 02-2025 04-2025: 0.4%▲ +1.3% vs 03-2025 05-2025: 0.4%▼ -6.4% vs 04-2025 06-2025: 0.5%▲ +25.1% vs 05-2025 07-2025: 0.6%▲ +26.2% vs 06-2025 08-2025: 0.9%▲ +46.0% vs 07-2025highest value 09-2025: 0.2%▼ -75.9% vs 08-2025 10-2025: 0.4%▲ +102% vs 09-2025 11-2025: 0.4%● 0.0% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%▼ -0.7% vs 12-2025 02-2026: 0.4%● 0.0% vs 01-2026 03-2026: 0.4%▼ -0.5% vs 02-2026 04-2026: 0.4%▼ -0.2% vs 03-2026 05-2026: 0.5%▲ +9.6% vs 04-2026 06-2026: 0.5%▲ +7.6% vs 05-2026 07-2026: 0.6%▲ +21.1% vs 06-2026 08-2026: 0.2%▼ -65.0% vs 07-2026lowest value 09-2026: 0.2%● 0.0% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 2.33, cash €452,418 lowers the probability
  • Figures for FY 2025 (filed 31-07-2026) lowers the probability
  • Sector Manufacture of other non-metallic mineral products (NACE 23) lowers the probability
Credit up to €70,000 at 30 days acceptable
Liquidity ample (current ratio 2.33 against 1.26 in 2024; short-term debt: 12% and cash: 20.6% of total assets), but 63.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 23, micro). Better than this share of them on solvency 39%, liquidity 77%, profitability 79%, growth against the median 83%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Liquidity: current ratio 2.33, cash €452,418
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 31-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Manufacture of other non-metallic mineral products (NACE 23)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
22 d late
2023
30 d late
2022
31 d late
2021
60 d late
2020
131 d late
2019
59 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days after the deadline; the sector median for financial year 2024 is 11 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Highest result since 2018net €473,895 ▲330%

Key points

  • Caution: Result fell in 2025from €473,895 to €251,377 ▼ 47.0% View
  • Positive: Among the best 16% on net resultsector median €28,060 · 304 companies €251,377 View
  • Positive: 8 profitable years in a rowprofit 2025: €251,377 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.2m
Profit
€251,377
Solvency
36.6%
Total assets▼ 8.7%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-07-2026Annual accounts filed
  2. 22-08-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cutting, shaping and finishing of stoneNACE 23700
Founded
27-05-2014
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure