Result
-€57,489 -€57,489
From profit to loss in 2025, after a profit of €6,103 in 2024.
Stone Solutions
Lifetime
17 annual accounts with figures on one time axispeak €482,743 (2022)
€370,014▲ 15.3%
lowest -€57,489 (2025)
-€57,489▼ €63,592
peak €361,859 (2024)
€304,369▼ 15.9%
€1.3m▲ 245%
peak 4.6 FTE (2023)
4.3 FTE▲ 19.4%
Board2 names since 2021
2 directorsWILLEKENS Jery and 1 other
Documentsfilings and deeds
19-06-202642 days before the deadline
2025abbreviated format
Gross margin from €320,895 to €370,014Loss of €57,489Staff from 3.6 FTE to 4.3 FTEEquity from €361,859 to €304,369Debts from €370,090 to €1.3mInvestments €936,118
Key points
from the 2025 annual accountsDebts
€1.3m 78% of the balance sheet
Financial debts 80%Suppliers 2%Taxes and wages 2%Other 17%
Of this, €125,100 falls due within a year.
Investments
€936,118 6.6 × depreciation
Green is investment, beige is depreciation. Machinery stands 276.1% higher than in 2024.
Staff
5 employees on 31-12-2025
In 2025, 4 people joined and 4 left.
Filings
17 annual accounts since 2009
Four of the last ten came late. The 2020 accounts came latest: 88 days after the end of the period.
Position in the sector
-€57,489
Lower net result than 90% of companies in non-metallic mineral products. Sector median €23,147 · 331 companies.
Checked score
86
Excellent
Financially stronger than 32% of micro companies in non-metallic mineral products (NACE 23)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 856 companies (NACE 23, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025lowest value
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.2%● unchanged vs 07-2026highest value
09-2026: 0.2%● unchanged vs 08-2026highest value
10-2026: 0.2%● unchanged vs 09-2026highest value
11-2026: 0.2%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Loss of €57,489 (financial year 2025)
Equity €304,369 (18.6% of total assets)
lowers risk
Figures for financial year 2025 (filed on 19-06-2026)
Sector: Manufacture of other non-metallic mineral products (NACE 23)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, micro). It does better than 22% of them on solvency, 62% on liquidity, 28% on profitability and 17% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,166 companies had the same profile as Stone Solutions has now. Each dot stands for 6 companies, two years later.
94.2%
were still trading
3.0%
stopped another way
2.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Stone Solutions itself is lower: 0.2% within 12 months. It rests on far more data about Stone Solutions than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,166 companies, not a prediction for Stone Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.56 (2.71 in 2024), above the usual 1.5. Short-term debt is 7.7% and cash 8.5% of total assets. However, 81.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 331 sector peers (2025).
NBB · sector comparisonPosition among 331 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 days early
2024
2 days early
2023
7 days early
2022
63 days late
2021
61 days late
2020
88 days late
2019
56 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 23), the median for financial year 2024 was 10 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 accounts filed within 63 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0806828380
Appointments: WILLEKENS Theo (director) and WILLEKENS Jery (director)
General meeting of 15-12-2023 · Gazette deed
Environmental permit granted
Bouwen of herbouwen, Nieuwe publiciteitsinrichting (met inbegrip van vernieuwen van een bestaande vergunning) · Zonhoven
First establishment
STONE SOLUTIONS BVBA, KMO-zone Molenheide 4121, Zonhoven
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Stone Solutions Zonhoven | €1.6m | €370,014 | 18.6% | 4.3 |
| SYMA STONES Saint-Vith | €1.2m | €365,000 | 37.5% | 4 |
| BEMARMI Harelbeke | €1.7m | €421,063 | -54.4% | 6.5 |
| UNITED STONE PRODUCTS Bornem | €0.9m | €424,984 | 76.5% | 4 |
| DECASTONE Bornem | €1.6m | €446,791 | 7.9% | 2.3 |
| STEENHOUWERIJ GEUDENS & ZOON Arendonk | €1.4m | €309,629 | 41.3% | 2.9 |
| CENTURY STONE BELGIUM Beringen | €1.6m | €323,459 | 87.0% | 8.7 |
These companies have the same main activity as Stone Solutions: cutting, shaping and finishing of stone (NACE 23700). They are comparable in size and age: total assets between €897,000 and €1.7m, founded between 2001 and 2010.
Official details
Source: KBO- Status
- Active since 29-09-2008Normal situation
- Activity
- Cutting, shaping and finishing of stoneNACE 23700and 1 other
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 2024
- Establishment unit
- 2.173.801.4743520 Zonhoven, since 03-10-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Annual accounts 2025
- ≈ €870,000estimated
- €1.6m▲ 109%
- Employeeson 31-12-2025
- 5=
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on Stone Solutions
Stone Solutions files the abbreviated format. That format states no turnover. The gross margin rose from €63,074 in 2009 to €370,014 in 2025.
The balance sheet grew most in 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Stone Solutions
- What is the company number of Stone Solutions?
- The company number of Stone Solutions is 0806.828.380. The VAT number is the same number with BE in front: BE 0806.828.380.
- Where is Stone Solutions based?
- The registered office is at KMO-zone Molenheide 4121, 3520 Zonhoven.Company details
- What does Stone Solutions do?
- According to the KBO register, the main activity is cutting, shaping and finishing of stone (NACE 23700).
- What is the legal form of Stone Solutions?
- Stone Solutions is a private limited company (BV).
- When was Stone Solutions founded?
- Stone Solutions was founded on 29-09-2008.
- Is Stone Solutions still active?
- Yes, Stone Solutions is an active enterprise in the KBO register.
- How many employees does Stone Solutions have?
- Stone Solutions had an average of 4.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Stone Solutions fall under?
- In its 2024 annual accounts, Stone Solutions states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of Stone Solutions?
- The turnover in financial year 2025 is ≈ €870,000. This figure is estimated from the gross margin of €370,014 and 2,275 comparable companies of the same size. It probably lies between €520,000 and €1.5m. It is a rough estimate.
- Is Stone Solutions profitable?
- In financial year 2025, Stone Solutions made a loss of €57,489.
- Where can I find the annual accounts of Stone Solutions?
- Stone Solutions filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Stone Solutions due?
- Stone Solutions must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.