Equity
-€930,383
Debts exceed assets in financial year 2025.
BEMARMI
Lifetime
16 annual accounts with figures on one time axispeak €800,635 (2014)
€421,063▲ 19.6%
lowest -€622,478 (2017)
€1,882▼ 74.4%
peak €151,559 (2012)
-€930,383▲ €1,882
€2.6m▼ 2.7%
peak 13.6 FTE (2015)
6.5 FTE▲ 4.8%
Board2 names since 2008
1 director
Owners2 names in the annual accounts
55% and 1 other
Documentsfilings and deeds
12-02-202612 days late
2025abbreviated format
Gross margin from €352,174 to €421,063Result from €7,356 to €1,882Investments €25,656
Key points
from the 2025 annual accountsDebts
€2.6m 154% of the balance sheet
Financial debts 20%Suppliers 23%Taxes and wages 5%Other 52%
Of this, €2.6m falls due within a year.
Investments
€25,656 2.8 × depreciation
Green is investment, beige is depreciation.
Staff
6.5 FTE from 13.6 in 2015
Between 2015 and 2025, 52% of the full-time equivalents disappeared.
Filings
16 annual accounts since 2009
Two of the last ten came late. The 2024 accounts came latest: 14 days after the end of the period.
Position in the sector
-54.4%
Lower solvency than 95% of companies in non-metallic mineral products. Sector median 47.0% · 419 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,378 companies had the same profile as BEMARMI has now. Each dot stands for 4 companies, two years later.
94.3%
were still trading
3.2%
stopped another way
2.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,378 companies, not a prediction for BEMARMI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, since 25-01-2008
- 55%score equity €393,714 (2025) · 30-09-2025 annual accounts of
- 44.8%score equity €1.4m (2025) · 30-09-2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0895555567
Change of role: , from director to sole statutory director
Appointment: (director) · General meeting of 12-12-2023 · Gazette deed
Boekjaar
General meeting of 28-09-2016 · Gazette deed
Incorporation
published on 18-02-2008 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BEMARMI Harelbeke | €1.7m | €421,063 | -54.4% | 6.5 |
| Stone Solutions Zonhoven | €1.6m | €370,014 | 18.6% | 4.3 |
| CENTURY STONE BELGIUM Beringen | €1.6m | €323,459 | 87.0% | 8.7 |
| GRANIDESIGN CULOT Londerzeel | €1.9m | €725,222 | 27.0% | 6.7 |
| BANTZ Burg-Reuland | €1.1m | €522,382 | 71.2% | 8 |
| SYMA STONES Saint-Vith | €1.2m | €365,000 | 37.5% | 4 |
| IL GRANITO Genk | €1.8m | €671,587 | 24.8% | 6.4 |
These companies have the same main activity as BEMARMI: cutting, shaping and finishing of stone (NACE 23700). They are comparable in size and age: total assets between €1.1m and €1.9m, founded between 1999 and 2008.
Official details
Source: KBO- Status
- Active since 25-01-2008Normal situation
- Activity
- Cutting, shaping and finishing of stoneNACE 23700
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 30-06-2025
- Establishment unit
- 2.170.910.4788530 Harelbeke, since 25-01-2008
- Financial year end
- 30 June
- Peppol
- Reachable since 12-12-2025
Annual accounts to 30-06-2025
- ≈ €990,000estimated
- €1.7m▼ 4.0%
- Employeeson 30-06-2025
- 7▲ 16.7%
- Filing
- Filed on 12-02-2026
Insights on BEMARMI
BEMARMI files the abbreviated format. That format states no turnover. The gross margin fell from €784,358 in 2009 to €421,063 in 2025.
holds 55% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BEMARMI
- What is the company number of BEMARMI?
- The company number of BEMARMI is 0895.555.567. The VAT number is the same number with BE in front: BE 0895.555.567.
- Where is BEMARMI based?
- The registered office is at Politieke Gevangenenstraat 40, 8530 Harelbeke.Company details
- What does BEMARMI do?
- According to the KBO register, the main activity is cutting, shaping and finishing of stone (NACE 23700).
- What is the legal form of BEMARMI?
- BEMARMI is a private limited company (BV).
- When was BEMARMI founded?
- BEMARMI was founded on 25-01-2008.
- Is BEMARMI still active?
- Yes, BEMARMI is an active enterprise in the KBO register.
- How many employees does BEMARMI have?
- BEMARMI had an average of 6.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does BEMARMI fall under?
- In its 30-06-2025 annual accounts, BEMARMI states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of BEMARMI?
- The turnover in financial year 2025 is ≈ €990,000. This figure is estimated from the gross margin of €421,063 and 2,274 comparable companies of the same size. It probably lies between €600,000 and €1.7m. It is a rough estimate.
- Is BEMARMI profitable?
- In financial year 2025, BEMARMI made a profit of €1,882.
- Where can I find the annual accounts of BEMARMI?
- BEMARMI filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BEMARMI due?
- BEMARMI must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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