VDG Paint
ActiveVDG Paint is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €56k and a net result of €51k. Its solvency ranks better than 18% of 7692 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability88
Solvency42
Growth-
Track record50
Credit verdict
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.03; short-term debt: 81.7% of total assets), and 82.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7692 sector peers (2025).
NBB · sector comparisonPosition among 7692 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€56k
Total assets
€322k
Net result
€51k
Working capital
€9k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €322k
Fixed assets
€50k
Current assets
€272k
Equity and liabilities €322k
Equity
€56k
Debt
€266k
Debt finances 82.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€80k
Cash flow
€62k
Solvency
17.3%
Current ratio
1.03
Quick ratio
1.03
Debt / equity
4.77
ROE
91.0%
ROA
15.8%
Interest coverage
81.59
Debt
€266k
Debt ≤ 1 year
€263k
Income taxes
€17k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€322k
Fixed assets21/28€50k
Tangible fixed assets22/27€50k
Plant, machinery and equipment23€26k
Furniture and vehicles24€24k
Current assets29/58€272k
Amounts receivable within one year40/41€272k
Trade receivables40€267k
Other amounts receivable41€5k
Equity and liabilities
Total equity and liabilities10/49€322k
Equity10/15€56k
Contributions10/11€5k
Outside capital11€5k
Share premium1100/10€5k
Reserves13€51k
Distributable reserves133€51k
Amounts payable17/49€266k
Amounts payable within one year42/48€263k
Trade debts44€184k
Suppliers440/4€184k
Taxes, remuneration and social security45€17k
Taxes450/3€17k
Other amounts payable47/48€63k
Accrued charges and deferred income492/3€3k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k
Other operating charges640/8€798
Gross operating margin9900€81k
Operating profit (loss)9901€69k
Financial charges65/66B€981
Recurring financial charges65€981
Profit (loss) for the period before taxes9903€68k
Income taxes67/77€17k
Profit (loss) for the period9904€51k
Profit (loss) for the period to be appropriated9905€51k
Appropriation of the result
Profit (loss) to be appropriated9906€51k
Transfer to equity691/2€51k
To other reserves6921€51k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 1173650 Dilsen-StokkemGround area
513 m²
Building footprint
98 m²
Volume, LiDAR
478 m³
Parcel 72005B1027/00G002, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VDG Paint
since 20252.382.654.055
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72005B1027/00G002 | Flanders | 513 m² | 1 · 98 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DECOTAIL
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KAMVAS
BE 0876.192.585
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Schilderwerken Korsak
BE 0739.726.354
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TOBOLA
BE 0877.615.814
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Of 7,864 companies in sector 43341 we hold annual accounts for 2,662. 2,321 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2025
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43320Joinery installation
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@vdgpaint.be