KAMVAS
ActiveFor KAMVAS, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €56k and a net result of €-2k. Equity is growing by ~42.5% per year across the filed fiscal years. Its solvency ranks better than 65% of 33687 sector peers (fiscal year 2023). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability22▼-78
Solvency83▼-14
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
58.2%
Return on assets
-1.8%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline16-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-08-2024, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
31 d late
2022
30 d late
2021
81 d late
2020
30 d late
2019
69 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€56k▼ 3.0%
2022 · €58k
2018: €10k
2019: €9k
2020: €17k
2021: €38k
2022: €58k
2018 → 2023
Total assets
€96k▲ 20.2%
2022 · €80k
2018: €50k
2019: €50k
2020: €27k
2021: €57k
2022: €80k
2018 → 2023
Net result
€-2k
2022 · €20k
2018: €2k
2019: €-13k
2020: €8k
2021: €27k
2022: €20k
2018 → 2023
Working capital
€54k▼ 0.6%
2022 · €54k
2018: €-8k
2019: €-2k
2020: €8k
2021: €35k
2022: €54k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€9k-€17k▲ 86.9%€38k▲ 123%€58k▲ 51.8%€56k▼ 3.0%
Operating result€-13k-€8k€32k▲ 275%€30k▼ 4.0%€2k▼ 94.2%
Net result€-13k-€8k€27k▲ 239%€20k▼ 26.9%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2023 is 94% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €96k
Fixed assets
€2k▼ 37.4%
Current assets
€94k▲ 23.0%
Equity and liabilities €96k
Equity
€56k▼ 3.0%
Debt
€40k▲ 80.3%
The debt ratio rises from 27.8% to 41.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▼
2022 · €32k
Cash flow
€75▼
2022 · €21k
Solvency
58.2%▼
2022 · 72.2%
Current ratio
2.34▼
2022 · 3.42
Quick ratio
2.30▼
2022 · 3.36
Debt / equity
0.72▲
2022 · 0.39
ROE
-3.1%▼
2022 · 34.1%
ROA
-1.8%▼
2022 · 24.6%
Interest coverage
0.71▼
2022 · 7.75
Debt
€40k▲
2022 · €22k
Debt ≤ 1 year
€40k▲
2022 · €22k
Income taxes
€270▼
2022 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€80k€96k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€1k€915▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€76k€94k▲
Amounts receivable after more than one year29€56k€56k=
Other amounts receivable291€56k€56k=
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€11k€31k▲
Trade receivables40€9k€18k▲
Other amounts receivable41€1k€12k▲
Cash at bank and in hand54/58€6k€0▼
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€80k€96k▲
Equity10/15€58k€56k▼
Contributions10/11€19k€19k=
Reserves13€39k€37k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€37k€37k▲
Amounts payable17/49€22k€40k▲
Amounts payable within one year42/48€22k€40k▲
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€8k€22k▲
Suppliers440/4€8k€22k▲
Taxes, remuneration and social security45€11k€11k▲
Taxes450/3€11k€11k▲
Other amounts payable47/48€4k€0▼
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€0▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€37k€5k▼
Operating profit (loss)9901€30k€2k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€28k€-1k▼
Income taxes67/77€8k€270▼
Profit (loss) for the period9904€20k€-2k▼
Profit (loss) for the period to be appropriated9905€20k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€-2k▼
Transfer from equity791/2-€2k
Transfer to equity691/2€20k€0▼
To other reserves6921€20k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
20-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 81 days late
2021
31-12
Financial
Highest result since 2018net €27k ▲239%
Operating result €32k, net result €27k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Weakest financial yearnet €-13k ▼648%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
29-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jakob Smitsstraat 102140 AntwerpenGround area
208 m²
Building footprint
78 m²
Volume, LiDAR
375 m³
Parcel 11313B0877/00G003, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KAMVAS
since 20052.149.380.339
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11313B0877/00G003 | Flanders | 208 m² | 1 · 78 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SCHILDERWERKEN BLONDEEL
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BE 0775.937.444
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DE VERVERS LOUIS DEROO
BE 0736.787.848
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VERFWERK
BE 0567.534.627
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Of 7,866 companies in sector 43341 we hold annual accounts for 2,664. 2,322 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2005
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.