DECOTAIL
ActiveThe computed 12-month bankruptcy probability of DECOTAIL is 2.1% (moderate). The 2025 annual accounts show equity of €56k and a net result of €2k. Equity is growing by ~37% per year across the filed fiscal years. Its solvency ranks better than 81% of 27450 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-28
Solvency100▲+13
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.3 against 1.56 in 2024; short-term debt: 24.1% and cash: 40.9% of total assets), and 24.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.9%
Return on assets
2.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
8 d early
2024
20 d early
2023
5 d early
2022
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▲ 3.5%
2024 · €54k
2022: €13k
2023: €26k
2024: €54k
2022 → 2025
Total assets
€74k▼ 15.7%
2024 · €87k
2022: €37k
2023: €56k
2024: €87k
2022 → 2025
Net result
€2k▼ 93.4%
2024 · €28k
2022: €11k
2023: €13k
2024: €28k
2022 → 2025
Working capital
€23k▲ 26.0%
2024 · €18k
2022: €12k
2023: €12k
2024: €18k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€13k-€26k▲ 99.9%€54k▲ 110%€56k▲ 3.5%
Operating result€16k-€18k▲ 13.2%€39k▲ 114%€4k▼ 89.0%
Net result€11k-€13k▲ 13.1%€28k▲ 121%€2k▼ 93.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 89% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€33k▼ 10.5%
Current assets
€41k▼ 19.6%
Equity and liabilities €74k
Equity
€56k▲ 3.5%
Debt
€18k▼ 46.8%
The debt ratio falls from 38.2% to 24.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €46k
Cash flow
€12k▼
2024 · €36k
Solvency
75.9%▲
2024 · 61.8%
Current ratio
2.30▲
2024 · 1.56
Quick ratio
2.30▲
2024 · 1.56
Debt / equity
0.32▼
2024 · 0.62
ROE
3.3%▼
2024 · 52.5%
ROA
2.5%▼
2024 · 32.5%
Interest coverage
40.59▼
2024 · 74.14
Debt
€18k▼
2024 · €33k
Debt ≤ 1 year
€18k▼
2024 · €32k
Income taxes
€2k▼
2024 · €10k
Staff costs
€669▲
2024 · €29
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€74k▼
Fixed assets21/28€37k€33k▼
Tangible fixed assets22/27€37k€33k▼
Land and buildings22€6k€9k▲
Plant, machinery and equipment23€718€471▼
Furniture and vehicles24€589€444▼
Other tangible fixed assets26€29k€23k▼
Current assets29/58€51k€41k▼
Amounts receivable within one year40/41€4k€11k▲
Trade receivables40€2k€5k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€46k€30k▼
Deferred charges and accrued income490/1€1k€51▼
Equity and liabilities
Total equity and liabilities10/49€87k€74k▼
Equity10/15€54k€56k▲
Contributions10/11€2k€2k=
Reserves13€53k€54k▲
Distributable reserves133€53k€54k▲
Amounts payable17/49€33k€18k▼
Amounts payable within one year42/48€32k€18k▼
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Taxes, remuneration and social security45€13k€3k▼
Taxes450/3€10k€311▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€16k€6k▼
Accrued charges and deferred income492/3€950-
Income statement
Code20242025
Remuneration, social security and pensions62€29€669▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€10k▲
Other operating charges640/8€831€742▼
Gross operating margin9900€47k€15k▼
Operating profit (loss)9901€39k€4k▼
Financial income75/76B€87€13▼
Recurring financial income75€87€13▼
Financial charges65/66B€621€343▼
Recurring financial charges65€621€343▼
Profit (loss) for the period before taxes9903€38k€4k▼
Income taxes67/77€10k€2k▼
Profit (loss) for the period9904€28k€2k▼
Profit (loss) for the period to be appropriated9905€28k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€2k▼
Transfer to equity691/2€28k€2k▼
To other reserves6921€28k€2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €2k ▼93.4%
Net result drops to €2k, the lowest in the series.
10-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2022net €28k ▲121%
Operating result €39k, net result €28k, both a record.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrijgeweidstraat 108750 WingeneGround area
3,803 m²
Building footprint
131 m²
Volume, LiDAR
609 m³
Parcel 37019F0763/00F000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DECOTAIL
since 20212.323.845.925
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37019F0763/00F000 | Flanders | 3,803 m² | 1 · 131 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VDG Paint
BE 1031.636.372
Dilsen-Stokkem · Eq €56k
SCHILDERWERKEN BLONDEEL
BE 0842.913.073
Zwevegem · Eq €56k
KAMVAS
BE 0876.192.585
Antwerpen · Eq €56k
Schilderwerken Korsak
BE 0739.726.354
Lokeren · Eq €56k
TOBOLA
BE 0877.615.814
Herk-de-Stad · Eq €56k
Of 7,866 companies in sector 43341 we hold annual accounts for 2,664. 2,322 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2021
Fiscal year end30-09
Activities, NACEBEL
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.