VBM CONSULT
ActiveSummary
VBM CONSULT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.00M and a net result of €148k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 82% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 12.8 against 6.92 in 2024; short-term debt: 3.1% and cash: 13.8% of total assets), and 15.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.2%
Return on assets
12.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
28 d late
2023
23 d late
2022
31 d early
2021
31 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.00M▲ 10.5%
2024 · €909k
2018: €342k
2019: €518k
2020: €542k
2021: €652k
2022: €787k
2023: €834k
2024: €909k
2018 → 2025
Total assets
€1.19M▲ 5.3%
2024 · €1.13M
2018: €419k
2019: €575k
2020: €1.04M
2021: €1.08M
2022: €1.15M
2023: €1.14M
2024: €1.13M
2018 → 2025
Net result
€148k▲ 97.7%
2024 · €75k
2018: €67k
2019: €176k
2020: €24k
2021: €110k
2022: €135k
2023: €68k
2024: €75k
2018 → 2025
Working capital
€432k▲ 30.8%
2024 · €330k
2018: €241k
2019: €432k
2020: €284k
2021: €351k
2022: €380k
2023: €348k
2024: €330k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€652k-€787k▲ 20.7%€834k▲ 6.0%€909k▲ 9.0%€1.00M▲ 10.5%
Operating result€110k-€119k▲ 8.4%€102k▼ 14.7%€95k▼ 6.9%€29k▼ 69.7%
Net result€110k-€135k▲ 22.7%€68k▼ 49.7%€75k▲ 10.0%€148k▲ 97.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 70% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€725k ▼ 3.0%
Current assets
€468k ▲ 21.4%
Equity and liabilities €1.19M
Equity
€1.00M ▲ 10.5%
Debt
€189k ▼ 15.8%
Debt's share of the balance-sheet total falls from 19.8% to 15.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€77k▼
2024 · €137k
Cash flow
€196k▲
2024 · €117k
Current ratio
12.80▲
2024 · 6.92
Debt to equity
0.19▼
2024 · 0.25
ROE
14.7%▲
2024 · 8.2%
ROA
12.4%▲
2024 · 6.6%
Interest coverage
25.38▼
2024 · 27.10
Debt ≤ 1 year
€37k▼
2024 · €56k
Debt > 1 year
€152k▼
2024 · €169k
Income taxes
€23k▼
2024 · €32k
Staff costs
€160▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.19M▲
Fixed assets21/28€747k€725k▼
Tangible fixed assets22/27€685k€662k▼
Land and buildings22€546k€542k▼
Furniture and vehicles24€138k€120k▼
Financial fixed assets28€63k€63k=
Current assets29/58€386k€468k▲
Amounts receivable within one year40/41€91k€23k▼
Trade receivables40€30k€655▼
Other amounts receivable41€61k€22k▼
Current investments50/53€243k€278k▲
Cash at bank and in hand54/58€49k€164k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.19M▲
Equity10/15€909k€1.00M▲
Contributions10/11€12k€12k=
Reserves13€897k€992k▲
Distributable reserves133€897k€992k▲
Amounts payable17/49€224k€189k▼
Amounts payable after more than one year17€169k€152k▼
Financial debts170/4€169k€152k▼
Amounts payable within one year42/48€56k€37k▼
Current portion of amounts payable after more than one year42€43k€16k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€10k€19k▲
Taxes450/3€10k€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k€160▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€48k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€142k€81k▼
Operating profit (loss)9901€95k€29k▼
Financial income75/76B€17k€145k▲
Recurring financial income75€17k€145k▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€107k€171k▲
Income taxes67/77€32k€23k▼
Profit (loss) for the period9904€75k€148k▲
Profit (loss) for the period to be appropriated9905€75k€148k▲
Appropriation of the result
Profit (loss) to be appropriated9906€75k€148k▲
Transfer from equity791/2-€53k
Transfer to equity691/2€75k€148k▲
To other reserves6921€75k€148k▲
Profit to be distributed694/7-€53k
Return on contributions (dividend)694-€53k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €1MEq €1.00M ▲10.5%
8 profitable years in a row build equity to €1.00M.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €24k ▼86.2%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Highest result since 2018net €176k ▲163%
Operating result €253k, net result €176k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 8.51
Current ratio from 4.10 to 8.51; short-term debt falls from €78k to €58k.
31-12
Financial
Equity above €500kEq €518k ▲51.5%
2 profitable years in a row build equity to €518k.
Show earlier events
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gijzelaarsstraat 252000 AntwerpenGround area
913 m²
Building footprint
471 m²
Volume, LiDAR
7,693 m³
Parcel 11811L3705/00F004, Flanders · tallest building 45.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
VBM CONSULT
since 20112.197.008.923
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3705/00F004 | Flanders | 913 m² | 1 · 471 m² | 45.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 3,048 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2011
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mvb@piessens.com