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VANTOCA

Active
Private limited companyfounded 2021active for 5 yearsNationalestraat 153, 2000 Antwerp, BelgiumKBO/BCE: BE 0772.497.904
Summary

The computed 12-month bankruptcy probability of VANTOCA is 3.2% (moderate). The 2025 annual accounts show equity of €30,397 and a net result of €9,686. Equity has been growing by about 323% per year since 2022. Its solvency ranks better than 63% of 12,812 sector peers (NACE 47, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 12-08-2021 Normal situation
Activity
Other non-specialised retail sale NACE 47120and 1 other
Joint committee
201 Independent retail · annual accounts 2025
Establishment unit
2.346.175.325 2000 Antwerp, since 14-06-2023
Financial year end
31 December
Peppol
Reachable since 13-02-2026

Board and ownership

Board

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.2%
Annual accounts 2025
Gross margin
€29,452
▼ 55.7%
Turnover
≈ €330,000
estimated
Profit
€9,686
▼ 26.4%
Equity
€30,397
▲ 46.8%
Total assets
€62,054
▲ 13.1%
Staff
0.3 FTE
▼ 78.6%
  • 2025 accounts filed 26 days after the deadline
Score breakdownraises riskFounded in 2021Last filed accounts filed 26 days late; 1 of the last 3 accounts late1 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed on 26-08-2026)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 64% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 74+11
equity 49.0% of total assets
Liquidity 29-33
short-term debt 51.0% · cash 3.5%
Profitability 88+11
return on assets 15.6%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,278 companies, NACE 47, micro)
Last 24 months 12-2024: 4.2% 01-2025: 4.2%● unchanged vs 12-2024 02-2025: 4.2%● unchanged vs 01-2025 03-2025: 4.5%▲ +0.3 percentage points vs 02-2025 04-2025: 4.9%▲ +0.4 percentage points vs 03-2025 05-2025: 5.7%▲ +0.8 percentage points vs 04-2025 06-2025: 5.9%▲ +0.2 percentage points vs 05-2025 07-2025: 6.0%▲ +0.1 percentage points vs 06-2025 08-2025: 11.5%▲ +5.5 percentage points vs 07-2025highest value 09-2025: 6.5%▼ -5.0 percentage points vs 08-2025 10-2025: 6.5%● unchanged vs 09-2025 11-2025: 6.5%● unchanged vs 10-2025 12-2025: 6.5%● unchanged vs 11-2025 01-2026: 6.5%● unchanged vs 12-2025 02-2026: 6.5%● unchanged vs 01-2026 03-2026: 7.0%▲ +0.5 percentage points vs 02-2026 04-2026: 7.3%▲ +0.3 percentage points vs 03-2026 05-2026: 7.4%▲ +0.1 percentage points vs 04-2026 06-2026: 7.2%▼ -0.2 percentage points vs 05-2026 07-2026: 7.2%● unchanged vs 06-2026 08-2026: 4.6%▼ -2.6 percentage points vs 07-2026 09-2026: 3.3%▼ -1.3 percentage points vs 08-2026 10-2026: 3.4%▲ +0.1 percentage points vs 09-2026 11-2026: 3.2%▼ -0.2 percentage points vs 10-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.39 (1.23 in 2024), below the usual 1.5. Short-term debt is 51% and cash 3.5% of total assets. 51% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 63% of them on solvency, 26% on liquidity, 83% on profitability and 85% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 26 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 26-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
26 days late
2024
29 days late
2023
35 days late
2022
32 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 31 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Resignation: OOSTERMAN Appolonia Maria (director)Appointment: SINGH Bikramjit (director)
  2. · Gazette deed Registered office moved from Mortsel to AntwerpNew registered office: Nationalestraat 153, 2000 Antwerpen · Previous registered office: Statlelei 137, 2640 Mortsel
  3. · Gazette deed Registered office moved from Antwerp to MortselNew registered office: Statielei 137-2640 Mortsel · Previous registered office: Middelmolenlaan 175-2100 Antwerpen
All 10 events

Comparable companies

These companies have the same main activity as VANTOCA: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €52,700 and €72,000, founded between 2020 and 2022.

CompanyTotal assetsGross margin
VANTOCA Antwerp€62,054€29,452
KlaverHand Hove€71,998€29,057
Onit Agency Bornem€57,096€38,089
Auctions & Collections Koksijde€67,948€33,418
KIDIWII Ittre€64,922€22,401
IZTEX Molenbeek-Saint-Jean€68,248€29,806
Melo & Co. Sint-Niklaas€52,721€27,329
Full comparison

Key facts about VANTOCA

What is the company number of VANTOCA?
The company number of VANTOCA is 0772.497.904. The VAT number is the same number with BE in front: BE 0772.497.904.
Where is VANTOCA based?
The registered office is at Nationalestraat 153, 2000 Antwerp.Company details
What does VANTOCA do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of VANTOCA?
VANTOCA is a private limited company (BV).
When was VANTOCA founded?
VANTOCA was founded on 12-08-2021.
Is VANTOCA still active?
Yes, VANTOCA is an active enterprise in the KBO register.
How many employees does VANTOCA have?
VANTOCA had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VANTOCA fall under?
In its 2025 annual accounts, VANTOCA states joint committee 201 (Independent retail).
What is the turnover of VANTOCA?
The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €29,452 and 203 comparable companies (NACE 471). It probably lies between €210,000 and €490,000. In financial year 2024 turnover was €547,632.
Is VANTOCA profitable?
In financial year 2025, VANTOCA made a profit of €9,686.
Where can I find the annual accounts of VANTOCA?
VANTOCA filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VANTOCA due?
VANTOCA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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