Onit Agency
ActiveSummary
The computed 12-month bankruptcy probability of Onit Agency is 1.7% (moderate). The 2025 annual accounts show equity of €39k and a net result of €24k. Its solvency ranks better than 79% of 18280 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency94
Growth-
Track record79
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.19; short-term debt: 31% and cash: 93.2% of total assets), and 31% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69%
Return on assets
42.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
4 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€39k
Total assets
€57k
Net result
€24k
Working capital
€39k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €57k
Fixed assets
€617
Current assets
€56k
Equity and liabilities €57k
Equity
€39k
Debt
€18k
Debt finances 31.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€37k
Cash flow
€25k
Current ratio
3.19
Quick ratio
3.09
Debt to equity
0.45
ROE
61.4%
ROA
42.4%
Interest coverage
584.29
Debt ≤ 1 year
€18k
Income taxes
€12k
Staff costs
€720
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet
Code2025
Assets
Total assets20/58€57k
Fixed assets21/28€617
Tangible fixed assets22/27€617
Furniture and vehicles24€617
Current assets29/58€56k
Stocks and contracts in progress3€2k
Stocks30/36€2k
Amounts receivable within one year40/41€2k
Trade receivables40€2k
Cash at bank and in hand54/58€53k
Equity and liabilities
Total equity and liabilities10/49€57k
Equity10/15€39k
Reserves13€39k
Distributable reserves133€39k
Amounts payable17/49€18k
Amounts payable within one year42/48€18k
Financial debts43€456
Credit institutions430/8€456
Taxes, remuneration and social security45€15k
Taxes450/3€15k
Other amounts payable47/48€2k
Income statement
Code2025
Remuneration, social security and pensions62€720
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€326
Other operating charges640/8€483
Gross operating margin9900€38k
Operating profit (loss)9901€37k
Financial charges65/66B€63
Recurring financial charges65€63
Profit (loss) for the period before taxes9903€36k
Income taxes67/77€12k
Profit (loss) for the period9904€24k
Profit (loss) for the period to be appropriated9905€24k
Appropriation of the result
Profit (loss) to be appropriated9906€24k
Transfer to equity691/2€24k
To other reserves6921€24k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breevenstraat(BOR) 822880 BornemGround area
221 m²
Building footprint
97 m²
Volume, LiDAR
538 m³
Parcel 12007D0078/02Y000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Onit Agency
since 20222.333.030.439
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007D0078/02Y000 | Flanders | 221 m² | 1 · 97 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WONDERFOL
BE 0542.807.644
Leuven · Eq €39,445
La Vitrine Locale
BE 0784.342.988
Nivelles · Eq €39,297
BeIT Limited
BE 1001.156.596
Gembloux · Eq €39,081
TINA RUSSILLO
BE 0837.952.415
Ans · Eq €39,760
Maco Services
BE 0848.039.920
Diksmuide · Eq €39,014
Of 12,958 companies in sector 47120 we hold annual accounts for 2,190. 1,488 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
59113Video and film production, excluding cinema and television films
62100Computer programming
74120Graphic design and visual communication
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.