VANTOCA
ActiveSummary
The computed 12-month bankruptcy probability of VANTOCA is 3.2% (moderate). The 2025 annual accounts show equity of €30,397 and a net result of €9,686. Equity has been growing by about 323% per year since 2022. Its solvency ranks better than 63% of 12,812 sector peers (NACE 47, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 12-08-2021 Normal situation
- Activity
- Other non-specialised retail sale NACE 47120and 1 other
- Joint committee
- 201 Independent retail · annual accounts 2025
- Establishment unit
- 2.346.175.325 2000 Antwerp, since 14-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 13-02-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 3.2%
- Gross margin
- €29,452
- ▼ 55.7%
- Turnover
- ≈ €330,000
- estimated
- Profit
- €9,686
- ▼ 26.4%
- Equity
- €30,397
- ▲ 46.8%
- Total assets
- €62,054
- ▲ 13.1%
- Staff
- 0.3 FTE
- ▼ 78.6%
- 2025 accounts filed 26 days after the deadline
Score breakdownraises riskFounded in 2021Last filed accounts filed 26 days late; 1 of the last 3 accounts late1 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed on 26-08-2026)Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 63% of them on solvency, 26% on liquidity, 83% on profitability and 85% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 31 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 26 days after the deadline Filed on 26 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00427265.
Annual accounts 2025 filed on 26-08-2026 at the NBB all 4 filings
Every figure per financial year
The operating result for 2025 is 19% lower than in 2024.
Staff
| Item | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|
| Employees at the balance-sheet date | - | 2 | - |
| full-time | - | 1 | - |
| part-time | - | 1 | - |
| in full-time equivalents | - | 1.4 | - |
| Average over the year, in full-time equivalents | 0.3 | 1.4 | 0.3 |
| On a permanent contract | - | 1 | - |
| Joined | 1 | 3 | 3 |
| Left | 1 | 1 | 5 |
Source: social balance sheet in the 2023 to 2025 annual accounts
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Tangible fixed assets | - | - | €6,241 | €6,874 |
| Intangible fixed assets | €4,200 | - | - | - |
| Financial fixed assets | - | €9,600 | - | - |
| Depreciation and write-downs of the year | €232 | - | €739 | €1,556 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2024 · 1 entry · €2,000 awarded · €2,000 paid| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Turnover70 | - | €201,711 | €547,632 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €178,699 | €504,214 | - | - |
| Remuneration, social security and pensions62 | - | €10,844 | €44,953 | €11,945 | ▼ 73.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €232 | - | €739 | €1,556 | ▲ 111% |
| Other operating charges640/8 | €1,077 | €4,761 | €2,326 | €827 | ▼ 64.5% |
| Non-recurring operating charges66A | - | - | - | €288 | - |
| Gross operating margin9900 | -€1,234 | €24,098 | €66,439 | €29,452 | ▼ 55.7% |
| Operating profit (loss)9901 | -€2,543 | €8,493 | €18,422 | €14,836 | ▼ 19.5% |
| Financial income75/76B | - | €4 | - | €9 | - |
| Recurring financial income75 | - | €4 | - | €9 | - |
| Financial charges65/66B | €55 | €214 | €456 | €859 | ▲ 88.5% |
| Recurring financial charges65 | €55 | €214 | €456 | €859 | ▲ 88.5% |
| Profit (loss) for the period before taxes9903 | -€2,598 | €8,283 | €17,966 | €13,986 | ▼ 22.2% |
| Income taxes67/77 | - | €1,140 | €4,800 | €4,300 | ▼ 10.4% |
| Profit (loss) for the period9904 | -€2,598 | €7,143 | €13,166 | €9,686 | ▼ 26.4% |
| Profit (loss) for the period to be appropriated9905 | -€2,598 | €7,143 | €13,166 | €9,686 | ▼ 26.4% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €4,568 | €31,745 | €54,847 | €62,054 | ▲ 13.1% |
| Fixed assets21/28 | €3,968 | €9,600 | €12,802 | €18,120 | ▲ 41.5% |
| Intangible fixed assets21 | €3,968 | - | - | - | - |
| Tangible fixed assets22/27 | - | - | €5,502 | €10,820 | ▲ 96.6% |
| Plant, machinery and equipment23 | - | - | - | €4,380 | - |
| Furniture and vehicles24 | - | - | €5,502 | €6,440 | ▲ 17.0% |
| Financial fixed assets28 | - | €9,600 | €7,300 | €7,300 | = |
| Current assets29/58 | €600 | €22,145 | €42,044 | €43,934 | ▲ 4.5% |
| Stocks and contracts in progress3 | - | €9,334 | €12,035 | €9,211 | ▼ 23.5% |
| Stocks30/36 | - | €9,334 | €12,035 | €9,211 | ▼ 23.5% |
| Amounts receivable within one year40/41 | - | €9,869 | €10,632 | €32,568 | ▲ 206% |
| Trade receivables40 | - | €9,869 | €4,426 | €2,996 | ▼ 32.3% |
| Other amounts receivable41 | - | - | €6,206 | €29,572 | ▲ 377% |
| Cash at bank and in hand54/58 | €600 | €2,942 | €19,378 | €2,154 | ▼ 88.9% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €4,568 | €31,745 | €54,847 | €62,054 | ▲ 13.1% |
| Equity10/15 | €402 | €7,545 | €20,711 | €30,397 | ▲ 46.8% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Contributions outside capital11 | - | - | - | €3,000 | - |
| Other1109/19 | - | - | - | €3,000 | - |
| Profit (loss) carried forward14 | -€2,598 | €4,545 | €17,711 | €27,397 | ▲ 54.7% |
| Amounts payable17/49 | €4,166 | €24,200 | €34,135 | €31,657 | ▼ 7.3% |
| Amounts payable within one year42/48 | €4,166 | €24,200 | €34,135 | €31,657 | ▼ 7.3% |
| Financial debts43 | - | €4,507 | - | €9,168 | - |
| Credit institutions430/8 | - | €4,507 | - | €9,168 | - |
| Trade debts44 | €385 | €15,134 | €20,654 | €8,798 | ▼ 57.4% |
| Suppliers440/4 | €385 | €15,134 | €20,654 | €8,798 | ▼ 57.4% |
| Taxes, remuneration and social security45 | €567 | €4,558 | €13,482 | €13,690 | ▲ 1.5% |
| Taxes450/3 | €567 | €4,542 | €9,734 | €13,690 | ▲ 40.6% |
| Remuneration and social security454/9 | - | €16 | €3,747 | - | - |
| Other amounts payable47/48 | €3,214 | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,598 | €7,143 | €13,166 | €9,686 | ▼ 26.4% |
| + Depreciation and write-downs630 | €232 | - | €739 | €1,556 | ▲ 111% |
| Operating cash flow (approximation) | -€2,365 | €7,143 | €13,905 | €11,242 | ▼ 19.1% |
| Investment in fixed assets (approximation) | - | -€5,632 | -€3,941 | -€6,874 | ▼ 74.4% |
| Change in cash | - | €2,341 | €16,436 | -€17,223 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 26,972 companies had the same profile as VANTOCA has now. Two years later, 94.9% were still going and 1.6% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of VANTOCA itself is higher: 3.2% within 12 months. It rests on far more data about VANTOCA than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for VANTOCA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Owners
Mandate history
- Board
- mandate already running before its first mention
| Name | Functions and periods |
|---|---|
| SINGH Bikramjit |
|
| OOSTERMAN Appolonia Maria |
|
Network & group
VANTOCA shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of VANTOCA. Every other company they run is a node.
Timeline
Deeds, filings and financial milestones
15-10
Gazette deed
Resignation: OOSTERMAN Appolonia Maria (director)Appointment: SINGH Bikramjit (director)3 points ▸
- General meeting, 03-09-2025
- Director resignation, OOSTERMAN Appolonia Maria
- Director appointment, SINGH Bikramjit
22-07
Gazette deed
Registered office moved from Mortsel to AntwerpNew registered office: Nationalestraat 153, 2000 Antwerpen · Previous registered office: Statlelei 137, 2640 Mortsel3 points ▸
- General meeting, 31-12-2024
- Registered-office move, Nationalestraat 153, 2000 Antwerpen
- Director in office, Oosterman Appolonia
19-07
Gazette deed
Registered office moved from Antwerp to MortselNew registered office: Statielei 137-2640 Mortsel · Previous registered office: Middelmolenlaan 175-2100 Antwerpen2 points ▸
- General meeting, 01-06-2024
- Registered-office move, Statielei 137-2640 Mortsel
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
2 former offices
- Statlelei 137, 2640 Mortsel until the deed of 22-07-2025
- Middelmolenlaan 175, 2100 Antwerpen until the deed of 19-07-2024
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Food safety, FASFC
1 siteSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11804D2412/00C000 | Flanders | 61 m² | 1 · 61 m² | 18.7 m · 5 |