VANHOLDER Eddy
ActiveSummary
VANHOLDER Eddy has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €184k and a net result of €17k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 92% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 14.1 against 15.0 in 2023; short-term debt: 6.5% and cash: 14% of total assets), and 6.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-06-2025, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
54 d early
2023
49 d early
2022
55 d early
2021
34 d early
2020
47 d early
2019
36 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€184k▲ 4.8%
2023 · €176k
2018: €140k
2019: €153k
2020: €166k
2021: €178k
2022: €195k
2023: €176k
2018 → 2024
Total assets
€197k▲ 5.5%
2023 · €187k
2018: €152k
2019: €166k
2020: €184k
2021: €184k
2022: €201k
2023: €187k
2018 → 2024
Net result
€17k▲ 19.2%
2023 · €14k
2018: €8k
2019: €13k
2020: €13k
2021: €12k
2022: €17k
2023: €14k
2018 → 2024
Working capital
€168k▲ 8.7%
2023 · €155k
2018: €137k
2019: €151k
2020: €157k
2021: €170k
2022: €169k
2023: €155k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€166k-€178k▲ 7.3%€195k▲ 9.7%€176k▼ 10.1%€184k▲ 4.8%
Operating result€19k-€17k▼ 6.9%€24k▲ 36.6%€20k▼ 15.1%€24k▲ 16.4%
Net result€13k-€12k▼ 10.3%€17k▲ 43.2%€14k▼ 18.4%€17k▲ 19.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 16% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €197k
Fixed assets
€16k ▼ 24.0%
Current assets
€181k ▲ 9.2%
Equity and liabilities €197k
Equity
€184k ▲ 4.8%
Debt
€13k ▲ 16.2%
Debt's share of the balance-sheet total rises from 5.9% to 6.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29k▲
2023 · €25k
Cash flow
€22k▲
2023 · €19k
Current ratio
14.10▼
2023 · 15.00
Debt to equity
0.07▲
2023 · 0.06
ROE
9.1%▲
2023 · 8.0%
ROA
8.5%▲
2023 · 7.5%
Interest coverage
244.28▲
2023 · 159.38
Debt ≤ 1 year
€13k▲
2023 · €11k
Income taxes
€7k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€187k€197k▲
Fixed assets21/28€21k€16k▼
Tangible fixed assets22/27€21k€16k▼
Furniture and vehicles24€15k€11k▼
Other tangible fixed assets26€6k€5k▼
Current assets29/58€166k€181k▲
Amounts receivable within one year40/41€19k€18k▼
Trade receivables40€17k€18k▲
Other amounts receivable41€1k€0▼
Current investments50/53€134k€134k▲
Cash at bank and in hand54/58€12k€28k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€187k€197k▲
Equity10/15€176k€184k▲
Contributions10/11€19k€19k=
Reserves13€157k€165k▲
Distributable reserves133€157k€165k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€11k€13k▲
Amounts payable within one year42/48€11k€13k▲
Trade debts44€794€1k▲
Suppliers440/4€794€1k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€6k€9k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€26k€30k▲
Operating profit (loss)9901€20k€24k▲
Financial income75/76B€2€362▲
Recurring financial income75€2€362▲
Financial charges65/66B€159€117▼
Recurring financial charges65€159€117▼
Profit (loss) for the period before taxes9903€20k€24k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€14k€17k▲
Profit (loss) for the period to be appropriated9905€14k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€17k▲
Transfer from equity791/2€34k€8k▼
Transfer to equity691/2€14k€17k▲
To other reserves6921€14k€17k▲
Profit to be distributed694/7€34k€8k▼
Return on contributions (dividend)694€34k€8k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €17k ▲43.2%
Operating result €24k, net result €17k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 28.30
Current ratio from 9.83 to 28.30; short-term debt falls from €18k to €6k.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €153k ▲9.1%
2 profitable years in a row build equity to €153k.
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bever · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Romont 301547 BeverGround area
2,049 m²
Building footprint
338 m²
2 parcels, Flanders. Linked by address, not a title deed.
1 establishment unit
Romont 30B, 1547 Bever
since 20002.115.687.190
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23009C0575/00G000 | Flanders | 1,135 m² | 1 · 227 m² | - |
| 23009C0567/00H000 | Flanders | 914 m² | 1 · 111 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ZEVO
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Rimshot Information Technology Services
BE 0849.213.125
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,082 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-1999
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.