IT RECONS
ActiveIT RECONS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184k and a net result of €13k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 16745 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-19
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 25.73 against 35.2 in 2024), and 3.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.4%
Return on assets
6.6%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
51 d early
2023
50 d early
2022
38 d early
2021
32 d early
2020
43 d early
2018
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€184k▲ 7.4%
2024 · €172k
2020: €85k
2021: €113k
2022: €124k
2023: €153k
2024: €172k
2020 → 2025
Total assets
€191k▲ 8.7%
2024 · €176k
2020: €94k
2021: €127k
2022: €133k
2023: €166k
2024: €176k
2020 → 2025
Net result
€13k▼ 30.4%
2024 · €18k
2020: €65k
2021: €93k
2022: €11k
2023: €29k
2024: €18k
2020 → 2025
Working capital
€173k▲ 16.1%
2024 · €149k
2020: €76k
2021: €107k
2022: €119k
2023: €120k
2024: €149k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€113k-€124k▲ 9.4%€153k▲ 23.8%€172k▲ 11.9%€184k▲ 7.4%
Operating result€37k-€15k▼ 59.6%€39k▲ 162%€23k▼ 40.9%€20k▼ 14.6%
Net result€93k-€11k▼ 88.6%€29k▲ 177%€18k▼ 38.0%€13k▼ 30.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€12k▼ 49.0%
Current assets
€180k▲ 17.4%
Equity and liabilities €191k
Equity
€184k▲ 7.4%
Debt
€7k▲ 60.5%
The debt ratio rises from 2.5% to 3.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€31k▼
2024 · €35k
Cash flow
€24k▼
2024 · €30k
Solvency
96.4%▼
2024 · 97.5%
Current ratio
25.73▼
2024 · 35.20
Quick ratio
25.73▼
2024 · 35.20
Debt / equity
0.04▲
2024 · 0.03
ROE
6.9%▼
2024 · 10.6%
ROA
6.6%▼
2024 · 10.4%
Interest coverage
299.40▼
2024 · 358.80
Debt
€7k▲
2024 · €4k
Debt ≤ 1 year
€7k▲
2024 · €4k
Income taxes
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€176k€191k▲
Fixed assets21/28€23k€12k▼
Tangible fixed assets22/27€23k€12k▼
Plant, machinery and equipment23€824€549▼
Furniture and vehicles24€22k€11k▼
Current assets29/58€153k€180k▲
Amounts receivable within one year40/41€125k€143k▲
Trade receivables40€10k€10k▼
Other amounts receivable41€115k€133k▲
Cash at bank and in hand54/58€28k€37k▲
Equity and liabilities
Total equity and liabilities10/49€176k€191k▲
Equity10/15€172k€184k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€151k€164k▲
Amounts payable17/49€4k€7k▲
Amounts payable within one year42/48€4k€7k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€882€1k▲
Gross operating margin9900€36k€32k▼
Operating profit (loss)9901€23k€20k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€97€104▲
Recurring financial charges65€97€104▲
Profit (loss) for the period before taxes9903€23k€20k▼
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€18k€13k▼
Profit (loss) for the period to be appropriated9905€18k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€151k€164k▲
Profit (loss) brought forward from the previous period14P€133k€151k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 35.20
Current ratio from 10.89 to 35.20; short-term debt falls from €12k to €4k.
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €150kEq €153k ▲23.8%
4 profitable years in a row build equity to €153k.
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €11k ▼88.6%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2020net €93k ▲42.9%
Net result €93k, the highest in the series.
30-09
Financial
Equity above €100kEq €113k ▲32.6%
2 profitable years in a row build equity to €113k.
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 32 days late
2016
26-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 29,862 companies in sector 62200 we hold annual accounts for 18,245. 14,976 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-01-2001
Fiscal year end30-09
Activities, NACEBEL
52501
62020IT consultancy
62200Computer consultancy and computer facilities management
43990Other specialised construction activities
43999Specialised construction activities
47791Retail sale of antiques
47792Retail sale of second-hand clothing
52502
62030Computer programming, consultancy and related activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.