Equity
€537,916 ▲ 13.7%
VANDERSTAPPEN paid out €85,349 in dividends. That is 72% of the 2025 profit.
VANDERSTAPPEN
Lifetime
18 annual accounts with figures on one time axis, 19 filings since 2007peak €893,261 (2021)
€853,709▲ 27.2%
peak €215,939 (2021)
€118,747▲ 36.9%
peak €617,489 (2022)
€537,916▲ 13.7%
€294,955▼ 30.4%
peak 12.5 FTE (2016)
10.4 FTE▲ 16.9%
Board2 names since 2021
2 directorsVanderstappen Catherine and 1 other
Documentsfilings and deeds
13-03-2026140 days before the deadline
2025abbreviated format
Gross margin from €671,399 to €853,709Result from €86,744 to €118,747Staff from 8.9 FTE to 10.4 FTEDividend €85,349Equity from €473,033 to €537,916Debts from €424,044 to €294,955
Key points
from the 2025 annual accountsTurnover
≈ €1.8m estimated
The abbreviated format states no turnover.
Staff
10 employees on 31-12-2025
In 2025, 3 people joined and 4 left.
Liquidity
2.92 was 2.18 in 2024
Short-term debts fell from €341,247 to €252,321.
Filings
19 annual accounts since 2007
The 2022 accounts came 213 days late. The other nine of the last ten were filed on time.
Position in the sector
€118,747
Higher net result than 82% of companies in construction of buildings. Sector median €19,022 · 2,812 companies.
Checked score
98
Excellent
Financially stronger than 84% of small companies in construction of buildings (NACE 41)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 911 companies (NACE 41, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025highest value
03-2025: 0.2%▼ -0.1 percentage points vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.1%▼ -0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 2.92, cash €217,295
Equity €537,916 (64.6% of total assets)
Founded in 2006
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small). It does better than 85% of them on solvency, 90% on liquidity, 90% on profitability and 73% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as VANDERSTAPPEN has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of VANDERSTAPPEN itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for VANDERSTAPPEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.92 (2.18 in 2024), above the usual 1.5. Short-term debt is 30.3% and cash 26.1% of total assets. 35.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-03-2026, 140 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
140 days early
2024
59 days early
2023
89 days early
2022
213 days late
2021
101 days early
2020
53 days early
2019
37 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 May (4 of the last 5 accounts filed within 52 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
VC
Vanderstappen Catherine
Director
VF
Vanderstappen Filip
Director
Recent changes
Environmental permit granted
Bouwen of herbouwen · Kampenhout
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0882423351
Amendment of the articles · Legal-form change · Resignations & appointments
General meeting of 10-08-2023 · Gazette deed
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Mechelen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VANDERSTAPPEN Sint-Katelijne-Waver | €0.8m | €853,709 | 64.6% | 10.4 |
| ALGEMENE BOUWWERKEN DE BECK Mechelen | €0.9m | €832,075 | 42.6% | 11 |
| BOUWBEDRIJF VERVOORT & Co Olen | €0.8m | €863,595 | 58.4% | 10 |
| IMMO DELTA PROJECTS Aarschot | €1.1m | €789,294 | 67.5% | 10.3 |
| HOUSE & VOS REVES Lessines | €0.9m | €904,939 | 19.7% | 12.6 |
| Opus 3 renovatieprojecten Kapellen | €0.7m | €739,170 | 30.6% | 7.6 |
| Renovatiewerken Van Kreij Vorselaar | €1.3m | €887,239 | 25.7% | 11.4 |
These companies have the same main activity as VANDERSTAPPEN: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €690,000 and €1.3m, founded between 2003 and 2009.
Official details
Source: KBO- Status
- Active since 22-06-2006Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 2 others
- Joint committees
- 124Construction
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.155.742.0542860 Sint-Katelijne-Waver, since 01-09-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €832,870▼ 7.2%
- Employeeson 31-12-2025
- 10▼ 9.1%
- Filing
- Filed on 13-03-2026, 140 days before the end of the filing period
Insights on VANDERSTAPPEN
VANDERSTAPPEN files the abbreviated format. That format states no turnover. The gross margin rose from €370,994 in 2008 to €853,709 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VANDERSTAPPEN
- What is the company number of VANDERSTAPPEN?
- The company number of VANDERSTAPPEN is 0882.423.351. The VAT number is the same number with BE in front: BE 0882.423.351.
- Where is VANDERSTAPPEN based?
- The registered office is at Antwerpsesteenweg 23, 2860 Sint-Katelijne-Waver.Company details
- What does VANDERSTAPPEN do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of VANDERSTAPPEN?
- VANDERSTAPPEN is a private limited company (BV).
- When was VANDERSTAPPEN founded?
- VANDERSTAPPEN was founded on 22-06-2006.
- Is VANDERSTAPPEN still active?
- Yes, VANDERSTAPPEN is an active enterprise in the KBO register.
- How many employees does VANDERSTAPPEN have?
- VANDERSTAPPEN had an average of 10.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does VANDERSTAPPEN fall under?
- In its 2025 annual accounts, VANDERSTAPPEN states joint committees 124 (Construction) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of VANDERSTAPPEN?
- The turnover in financial year 2025 is ≈ €1.8m. This figure is estimated from the gross margin of €853,709 and 30 comparable companies (NACE 41001). It probably lies between €1.5m and €2.7m.
- Is VANDERSTAPPEN profitable?
- In financial year 2025, VANDERSTAPPEN made a profit of €118,747.
- Where can I find the annual accounts of VANDERSTAPPEN?
- VANDERSTAPPEN filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VANDERSTAPPEN due?
- VANDERSTAPPEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check
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