VANBOSSEL
ActiveSummary
VANBOSSEL has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €538k and a net result of €58k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 58% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+1
Solvency79▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.05 against 5.1 in 2024; short-term debt: 19% and cash: 5.1% of total assets), and 45.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.3%
Return on assets
5.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
30 d late
2022
30 d late
2021
30 d late
2020
26 d late
2019
101 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€538k▲ 0.2%
2024 · €537k
2018: €467k
2019: €425k
2020: €403k
2021: €373k
2022: €429k
2023: €479k
2024: €537k
2018 → 2025
Total assets
€992k▼ 12.5%
2024 · €1.13M
2018: €1.39M
2019: €1.28M
2020: €1.23M
2021: €1.16M
2022: €1.20M
2023: €1.12M
2024: €1.13M
2018 → 2025
Net result
€58k▼ 0.2%
2024 · €58k
2018: €-57k
2019: €-42k
2020: €-22k
2021: €-31k
2022: €56k
2023: €50k
2024: €58k
2018 → 2025
Working capital
€385k▼ 30.0%
2024 · €551k
2018: €355k
2019: €308k
2020: €316k
2021: €294k
2022: €343k
2023: €380k
2024: €551k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€373k-€429k▲ 15.0%€479k▲ 11.8%€537k▲ 12.2%€538k▲ 0.2%
Operating result€-18k-€73k€70k▼ 3.2%€91k▲ 30.0%€96k▲ 4.8%
Net result€-31k-€56k€50k▼ 9.9%€58k▲ 16.0%€58k▼ 0.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €992k
Fixed assets
€418k ▼ 6.7%
Current assets
€574k ▼ 16.3%
Equity and liabilities €992k
Equity
€538k ▲ 0.2%
Provisions
€1k ▼ 24.0%
Debt
€453k ▼ 23.9%
Debt's share of the balance-sheet total falls from 52.5% to 45.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€139k▲
2024 · €134k
Cash flow
€101k▲
2024 · €101k
Current ratio
3.05▼
2024 · 5.10
Quick ratio
0.99▼
2024 · 1.91
Debt to equity
0.84▼
2024 · 1.11
ROE
10.8%▼
2024 · 10.9%
ROA
5.9%▲
2024 · 5.2%
Interest coverage
16.06▲
2024 · 10.79
Debt ≤ 1 year
€188k▲
2024 · €134k
Debt > 1 year
€265k▼
2024 · €461k
Income taxes
€30k▲
2024 · €19k
Staff costs
€44k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 67 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€992k▼
Fixed assets21/28€448k€418k▼
Tangible fixed assets22/27€444k€414k▼
Land and buildings22€373k€365k▼
Plant, machinery and equipment23€18k€9k▼
Furniture and vehicles24€53k€38k▼
Other tangible fixed assets26-€2k
Financial fixed assets28€4k€4k=
Current assets29/58€685k€574k▼
Amounts receivable after more than one year29-€26k
Other amounts receivable291-€26k
Stocks and contracts in progress3€429k€388k▼
Stocks30/36€429k€388k▼
Amounts receivable within one year40/41€70k€103k▲
Trade receivables40€29k€8k▼
Other amounts receivable41€41k€95k▲
Cash at bank and in hand54/58€180k€51k▼
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.13M€992k▼
Equity10/15€537k€538k▲
Contributions10/11€219k€219k=
Reserves13€304k€295k▼
Non-distributable reserves130/1€20k€20k=
Reserves not available under the articles1311€20k€20k=
Tax-exempt reserves132€51k€50k▼
Distributable reserves133€233k€225k▼
Profit (loss) carried forward14€15k€24k▲
Provisions and deferred taxes16€1k€1k▼
Deferred taxes168€1k€1k▼
Amounts payable17/49€595k€453k▼
Amounts payable after more than one year17€461k€265k▼
Financial debts170/4€311k€265k▼
Other amounts payable178/9€150k-
Amounts payable within one year42/48€134k€188k▲
Current portion of amounts payable after more than one year42€46k€46k=
Trade debts44€32k€21k▼
Suppliers440/4€32k€21k▼
Taxes, remuneration and social security45€33k€44k▲
Taxes450/3€5k€39k▲
Remuneration and social security454/9€28k€5k▼
Other amounts payable47/48€23k€78k▲
Accrued charges and deferred income492/3-€51
Income statement
Code20242025
Non-recurring operating income76A€19k-
Remuneration, social security and pensions62€42k€44k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€43k▲
Other operating charges640/8€5k€14k▲
Gross operating margin9900€180k€197k▲
Operating profit (loss)9901€91k€96k▲
Financial income75/76B€331€601▲
Recurring financial income75€331€601▲
Financial charges65/66B€12k€9k▼
Recurring financial charges65€12k€9k▼
Profit (loss) for the period before taxes9903€79k€88k▲
Transfer from deferred taxes780€294€356▲
Transfer to deferred taxes680€2k-
Income taxes67/77€19k€30k▲
Profit (loss) for the period9904€58k€58k▼
Transfer from tax-exempt reserves789€882€1k▲
Transfer to tax-exempt reserves689€5k-
Profit (loss) for the period to be appropriated9905€54k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€90k€74k▼
Profit (loss) brought forward from the previous period14P€36k€15k▼
Transfer from equity791/2-€58k
Transfer to equity691/2€75k€50k▼
To other reserves6921€75k€50k▼
Profit to be distributed694/7-€58k
Return on contributions (dividend)694-€58k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2018net €58k ▲16%
Net result €58k, the highest in the series.
31-12
Financial
Equity above €500kEq €537k ▲12.2%
3 profitable years in a row build equity to €537k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €56k
Net result €56k after 4 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 101 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 58 days late
2018
02-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 94 days late
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 2 establishment units since 2005
Ground area
2,609 m²
Building footprint
301 m²
Volume, LiDAR
1,398 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
VANBOSSEL
since 20052.150.035.880
Vanbossel
since 20262.388.625.196
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31033A0294/00K000 | Flanders | 1,465 m² | 1 · 259 m² | 7.0 m · 1 fl. |
| 35006B1061/00H000 | Flanders | 1,144 m² | 1 · 41 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
1 live approvalPaardenhouderij duaal (so)
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Of 4,271 companies in sector 43230 we hold annual accounts for 1,240. 721 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-11-2005
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43230Insulation installation
01430Raising of horses and other equines
47820Retail sale of motor vehicle parts and accessories
46232Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:vanbossel@telenet.be
Phone:+32495694518