VANBUG BUSINESS MANAGEMENT
ActiveVANBUG BUSINESS MANAGEMENT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €101k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency28▼-17
Growth58=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.3%
Return on assets
65%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7027 sector peers (2025).
NBB · sector comparisonPosition among 7027 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
25 d early
2024
21 d early
2023
21 d early
2022
20 d early
2021
18 d early
2020
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 78.5%
2024 · €24k
2020: €86k
2021: €157k
2022: €222k
2023: €16k
2024: €24k
2020 → 2025
Total assets
€156k▲ 31.6%
2024 · €118k
2020: €107k
2021: €174k
2022: €271k
2023: €348k
2024: €118k
2020 → 2025
Net result
€101k▲ 15.3%
2024 · €88k
2020: €81k
2021: €72k
2022: €90k
2023: €94k
2024: €88k
2020 → 2025
Working capital
€2k▼ 90.0%
2024 · €25k
2020: €80k
2021: €153k
2022: €223k
2023: €18k
2024: €25k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€157k-€222k▲ 41.5%€16k▼ 92.6%€24k▲ 47.2%€5k▼ 78.5%
Operating result€91k-€116k▲ 28.1%€119k▲ 2.6%€109k▼ 8.8%€129k▲ 18.2%
Net result€72k-€90k▲ 25.9%€94k▲ 4.3%€88k▼ 6.8%€101k▲ 15.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€4k
Current assets
€152k
Equity and liabilities €156k
Equity
€5k▼ 78.5%
Debt
€150k▲ 59.8%
The debt ratio rises from 79.6% to 96.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€129k▲
2024 · €109k
Cash flow
€101k▲
2024 · €88k
Solvency
3.3%▼
2024 · 20.4%
Current ratio
1.02▼
2024 · 1.26
Quick ratio
1.02▼
2024 · 1.26
Debt / equity
29.04▲
2024 · 3.91
ROA
65.0%▼
2024 · 74.2%
Interest coverage
304.11▼
2024 · 957.69
Debt
€150k▲
2024 · €94k
Debt ≤ 1 year
€149k▲
2024 · €93k
Income taxes
€28k▲
2024 · €23k
A ratio outside any meaningful range has been withheld (balance sheet total €156k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€156k▲
Fixed assets21/28-€4k
Tangible fixed assets22/27-€4k
Furniture and vehicles24-€4k
Current assets29/58€118k€152k▲
Amounts receivable within one year40/41€31k€31k▲
Trade receivables40€31k€31k▲
Current investments50/53€25k-
Cash at bank and in hand54/58€62k€120k▲
Equity and liabilities
Total equity and liabilities10/49€118k€156k▲
Equity10/15€24k€5k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€19k€178▼
Amounts payable17/49€94k€150k▲
Amounts payable within one year42/48€93k€149k▲
Trade debts44€871€16k▲
Suppliers440/4€871€16k▲
Taxes, remuneration and social security45€25k€31k▲
Taxes450/3€23k€27k▲
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€68k€102k▲
Accrued charges and deferred income492/3€650€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€383€331▼
Other operating charges640/8€200€200=
Gross operating margin9900€109k€129k▲
Operating profit (loss)9901€109k€129k▲
Financial income75/76B€2k€730▼
Recurring financial income75€2k€730▼
Financial charges65/66B€114€424▲
Recurring financial charges65€114€424▲
Profit (loss) for the period before taxes9903€111k€129k▲
Income taxes67/77€23k€28k▲
Profit (loss) for the period9904€88k€101k▲
Profit (loss) for the period to be appropriated9905€88k€101k▲
Appropriation of the result
Profit (loss) to be appropriated9906€99k€120k▲
Profit (loss) brought forward from the previous period14P€11k€19k▲
Profit to be distributed694/7€80k€120k▲
Return on contributions (dividend)694€80k€120k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €101k ▲15.3%
Operating result €129k, net result €101k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €222k ▲41.5%
3 profitable years in a row build equity to €222k.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €72k ▼11.9%
Net result drops to €72k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €157k ▲82.1%
2 profitable years in a row build equity to €157k.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Linette(PLX) 184122 NeupréGround area
1,383 m²
Building footprint
223 m²
Parcel 62081A0264/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
VANBUG BUSINESS MANAGEMENT
since 20192.289.688.760
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62081A0264/00E000 | Wallonia | 1,383 m² | 1 · 223 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 2,638 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2019
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
62010Computer programming, consultancy and related activities
62100Computer programming
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
70200Business and other management consultancy
70220Business consulting
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.